SwitchWize MCP

What you can do with it

We have not written a plain-language summary for this one yet. Below are the facts we read from the registry.

• Connection: Computer or cloud
• Transport: stdio, Streamable HTTP
• Category: Other

Install

Pick the AI app you use, then copy the settings.

You need

• Runs in the cloudNothing to install; it connects over the internet
• npmNode.js installed (for the npx command)

Which app do you use?

https://www.switchwize.com/api/mcp

{
  "mcpServers": {
    "switchwize": {
      "command": "npx",
      "args": [
        "-y",
        "switchwize-mcp"
      ]
    }
  }
}

claude mcp add --transport http switchwize https://www.switchwize.com/api/mcp

claude mcp add switchwize -- npx -y switchwize-mcp

{
  "mcpServers": {
    "switchwize": {
      "url": "https://www.switchwize.com/api/mcp"
    }
  }
}

{
  "mcpServers": {
    "switchwize": {
      "command": "npx",
      "args": [
        "-y",
        "switchwize-mcp"
      ]
    }
  }
}

{
  "servers": {
    "switchwize": {
      "type": "http",
      "url": "https://www.switchwize.com/api/mcp"
    }
  }
}

{
  "servers": {
    "switchwize": {
      "type": "stdio",
      "command": "npx",
      "args": [
        "-y",
        "switchwize-mcp"
      ]
    }
  }
}

https://www.switchwize.com/api/mcp

Your choice stays on this device in a cookie; no account needed.

These settings are generated from the maker’s registry entry. If the README says otherwise, follow the README.

What it can do

Tool names and descriptions exactly as the server reported them on Nov 8, 2026. The maker wrote them, not us; we show them as plain text.

• get_top_rates

  Return top SwitchWize rates with freshness and attribution. Savings, CDs, checking and money market answer only from their editor-approved snapshot. A category with no approved release yet returns no ranked rates and says so (approval_status: not_yet_approved) rather than serving

• get_top_hysa_rates

  Return top high-yield savings rates with freshness and attribution. Answers only from the editor-approved snapshot; before its first release it returns no ranked rates and says so (approval_status: not_yet_approved). approvedOnly makes the requirement explicit. detail=full adds e

• get_bank_gap

  Estimate annual savings interest forgone for a supplied balance and optional bank name. comparisonApy is the average of the top three tracked savings rates, not an average across all banks; bankCount is the size of the tracked set. baselineApy is the named bank's APY, or the nati

• compare_switch_savings

  Compare a user's current APY with SwitchWize's current top savings APY for a balance.

• get_rate_freshness

  Return public data source freshness status and affected routes. savings is an alias for hysa; money-market is an alias for mma. Also supports cds, checking, macro, bank-gap-index, and indices. Omit category for all supported sources. Unknown categories return an error; a source w

• get_index_dataset

  Return a SwitchWize index dataset summary and recent series.

• get_bank_gap_index

  Return the current SwitchWize Bank Gap Index headline value, latest release, and methodology URL.

• get_reality_score

  Estimate the modeled annual value of a supported premium credit card for a consumer segment. Supply a card slug or name and optionally a segment ID; the default is occasional-traveler. Return segment assumptions, score, rewards, credits, perks, fee, interest, friction, net value,

• get_card_offers

  Return current credit-card welcome-bonus offers (non-targeted, confidence-gated), each with a verified timestamp, source URL, and the card's own 12-month best.

• get_transfer_bonuses

  Return current point-transfer bonuses across tracked bank-to-partner routes, each with a verified timestamp, source URL, and best-ever-for-route when real history exists.

• get_card_changes

  Return recent verified credit-card fee and APR changes, most recent first. Each event is a diff between two confirmed snapshots of the same card.

• get_reward_valuations

  Return SwitchWize points/miles valuations (cents per point) per reward currency, with sample size and provisional/published status.

• best_move_this_week

  Given the credit cards a user holds, rank this week's dollar-valued actions: which held card to use per spend category, welcome offers at a 12-month high on cards not held, active transfer bonuses, and (optionally) the savings-rate move beside the card move.

• get_cd_rollover_rules

  Return verified CD rollover rules for one bank, or every bank SwitchWize has verified: what happens automatically at maturity if the customer does nothing, the grace period, how to stop the rollover, and the early-withdrawal penalty. Each fact is sourced directly from the bank's

• get_card_downgrade_path

  Return verified credit-card product-change (downgrade) paths and the issuer's fee-refund window: which no-fee or lower-fee card a given card can be product-changed to, and how long after the annual fee posts a refund is available on cancellation. Optionally filtered to one card i

• get_fed_hike_pass_through

  Return how much of the latest Federal Reserve rate hike each tracked savings account has passed through to savers so far: rate before the hike, rate now, change in basis points, pass-through share, and days until the bank moved. One source per bank; each row carries its source ty

• compare_accounts

  Compare two to five named banks on the editor-approved rates for savings, money market, checking or CDs (CDs by termMonths, default 12). For a balance, return each bank's APY, yearly interest, the gap to the best bank in your set and to the best verified rate, with verified date

• business_card_cost

  Estimate yearly rewards minus annual, foreign and late fees for four small-business credit cards, given monthly spend, spend in the bonus category, share of spend abroad and late payments per year. Fees come from issuer pages a reviewer read and quoted; a fee with no current quot

Basic checksi

We check information anyone can see; we have not read the code. Checks that do not apply are left out of the count. · Checked Nov 8, 2026

• ✓ Pass

  Maker matches the repo

  The registry name was verified with the GitHub account switchwize, which owns the repo

• … Not checked yet

  Still maintained

  We have not read this repo from GitHub yet

• … Not checked yet

  Has a licence

  We have not read this repo from GitHub yet

• ✓ Pass

  Endpoint responds

  Responded in 282 ms (HTTP 200)

• – Not applicable

  Sign-in with OAuth

  No sign-in needed

• ✓ Pass

  No hidden instructions in tool descriptions

  Read 18 tool descriptions and found no hidden instructions to the AI

Compared with others in Otheri

• More stars than 0% of the other 18495 servers in this category
• Published to the registry more recently than 63% of the other 18495 servers in this category
• Basic checks equal to or better than 100% of the other 18495 servers in this category

Compared with every active server in this category in the registry. Stars count only when the publisher owns the repo.

Alternatives

Servers in the same category from other makers, sorted by stars.

Reading a card:↓ Downloads per weeki★ GitHub starsiThree pillars: reviews · checks · usageiUpdated = latest version published to the registryi

README from the maker

gemini extensions install https://github.com/switchwize/switchwize-mcp

git clone https://github.com/switchwize/switchwize-mcp.git

npx -y switchwize-mcp@0.3.0