Spec Driven Development
by formulahendry
MCP Server that facilitates spec-driven development workflows, not just Vibe Coding.
Runs on your computer★ 440MITUpdated 14 months ago
Install
Debt Payoff MCP
Overview
Description from the maker (original English)
RETIRED - this server is discontinued and its backend is offline. Do not use.
PopNx MCP’s three pillars
These three are never merged into one score: opinions, measurements and popularity are different things.
- User voiceiNo reviews yetReviews open together with accounts in a later step
- Our basic checksi1 of 1 passedChecked from public information; code not scanned yet
- UsageiNot measured yet★ –
What you can do with it
We have not written a plain-language summary for this one yet. Below are the facts we read from the registry.
- Connection: –
- Transport:
- Category: Other
Install
Pick the AI app you use, then copy the settings.
Before you install
- Basic checks: 1 of 1 passed
- Runs on your computer with your user’s permissions (files, network, apps).
- The registry lists no key to fill in.
The maker has not listed install details in the registry. See the maker’s README below.
What it can do
Runs on your computer; the tool list appears in your AI app after you install it.
Basic checksi
We check information anyone can see; we have not read the code. Checks that do not apply are left out of the count. · Checked Nov 7, 2026
- ✓ Pass
Maker matches the repo
The registry name was verified with the GitHub account comil27, which owns the repo
- … Not checked yet
Still maintained
We have not read this repo from GitHub yet
- … Not checked yet
Has a licence
We have not read this repo from GitHub yet
- – Not applicable
Endpoint responds
This one runs on your computer; there is no internet endpoint
- – Not applicable
Sign-in with OAuth
Runs on your computer and uses local settings instead
- … Not checked yet
No hidden instructions in tool descriptions
Runs on your computer; we can only read tool lists from internet endpoints
Compared with others in Otheri
- More stars than 0% of the other 18334 servers in this category
- Published to the registry more recently than 20% of the other 18334 servers in this category
- Basic checks equal to or better than 100% of the other 18334 servers in this category
Compared with every active server in this category in the registry. Stars count only when the publisher owns the repo.
Common questions
Is Debt Payoff MCP safe?
It passed 1 of 1 applicable basic checks. We have not read the code. Before adding a key or token, see what access the server asks for and use a key with only the permissions you need.
What keys or codes does it need?
The registry does not list a required key, though some servers ask you to sign in on first use.
Does it run on my computer or in the cloud?
It runs on your computer. Your AI app starts it when needed, and data does not pass through the maker’s servers (unless it calls an online service itself).
Is it still maintained?
The GitHub repo last changed –, and the latest version (1.0.1) reached the registry 3 months ago.
Which apps can use it?
Apps that support MCP, such as Claude Desktop, Claude Code, Cursor and VS Code.
What can I use instead?
In the same category: Spec Driven Development, Remote Desktop Commander, ProAgentStore
Alternatives
Servers in the same category from other makers, sorted by stars.
Reading a card:★ GitHub starsiThree pillars: reviews · checks · usageiUpdated = latest version published to the registryi
Remote Desktop Commander
by desktop-commander
Remote Desktop Commander: use files, terminal and processes on your own computers from any AI app.
Runs in the cloud★ 211Updated 2 days ago
Install
ProAgentStore
by ProAgentStore
MCP-first control plane for ProAgentStore agents and private instances.
Runs in the cloudUpdated today
Install
README from the maker
Open the README
Copied from the maker’s repo as written. PopNx MCP has not reviewed or endorsed it. HTML, images and scripts are removed. Links lead off this site.
debt-payoff-mcp — Debt Payoff Planner MCP Server
A hosted [Model Context Protocol](https://modelcontextprotocol.io) server that lets any AI assistant compute a real debt-payoff plan — comparing the snowball (smallest balance first) and avalanche (highest APR first) strategies — with no API key and nothing to install.
Works in Claude Code, Claude Desktop, Cursor, and any MCP-capable agent.
Tools
`debt_payoff_plan` — takes one or more debts and returns, for both strategies:
- monthsToDebtFree / years
- totalInterest paid
- payoffOrder — which debt is cleared first, second, …
- recommended strategy + how much interest avalanche saves vs snowball
`budget_50_30_20` — splits a monthly take-home income into a 50/30/20 budget (needs / wants / savings & debt), with optional custom percentages. Returns dollar targets per bucket.
`savings_goal` — given a target amount, monthly contribution, optional current savings and APY, returns months/years to reach the goal and total contributed.
Install (remote — nothing to download)
Claude Code
claude mcp add --transport http debt-payoff https://debtfree.rugscore.workers.dev/mcpClaude Desktop / Cursor / generic MCP client:
{"mcpServers": { "debt-payoff": { "type": "streamable-http", "url": "https://debtfree.rugscore.workers.dev/mcp" } } }
Then ask: *"I have a $6,000 card at 24% (min $150) and a $12,000 car loan at 7% (min $250), and I can put $200 extra toward debt each month. What's the fastest way to pay it off?"*
Example
// debt_payoff_plan// { "debts": [ {"name":"Visa","balance":6000,"apr":24,"min":150} ], "extra": 100 } { "snowball": { "monthsToDebtFree": 29, "totalInterest": 1480.69, "payoffOrder": ["Visa"] }, "avalanche": { "monthsToDebtFree": 29, "totalInterest": 1480.69, "payoffOrder": ["Visa"] }, "recommended": "avalanche", "avalancheSavesInterest": 0 }
Single-debt shortcut: pass balance, apr, min (and optional extra) instead of debts.
Full workbook
The free tool plans the payoff. The complete Debt-Free Workbook (.xlsx: budget, sinking funds, net-worth tracker, 52-week challenge, plus the live payoff engine) is available here:
https://debtfree.rugscore.workers.dev
A free in-browser calculator and worked examples live there too.
License
MIT