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Coverageunlocked

by edgeedgehqversion 1.0.4i★ –iRuns on your computer
Registry nameio.github.edgeedgehq/coverageunlocked

Install

Overview

Description from the maker (original English)

AI-powered insurance denial appeals. Win probabilities, payer intelligence & regulatory leverage.

PopNx MCP’s three pillars

These three are never merged into one score: opinions, measurements and popularity are different things.

What you can do with it

We have not written a plain-language summary for this one yet. Below are the facts we read from the registry.

  • Connection: Runs on your computer
  • Transport: stdio
  • Category: Other

Install

Pick the AI app you use, then copy the settings.

Before you install

  • Basic checks: 1 of 1 passed
  • Runs on your computer with your user’s permissions (files, network, apps).
  • The registry lists no key to fill in.

You need

  • npmNode.js installed (for the npx command)

Which app do you use?

Pick your app above. We remember it, so next time the button says “Install in …”.

Open Claude Desktop → Settings → Developer → Edit Config, and paste this into claude_desktop_config.json

{
  "mcpServers": {
    "coverageunlocked": {
      "command": "npx",
      "args": [
        "-y",
        "coverageunlocked-mcp"
      ]
    }
  }
}

Run this in your terminal

claude mcp add coverageunlocked -- npx -y coverageunlocked-mcp

Open in Cursor

Or copy the settings yourself

Paste into .cursor/mcp.json in your project, or ~/.cursor/mcp.json

{
  "mcpServers": {
    "coverageunlocked": {
      "command": "npx",
      "args": [
        "-y",
        "coverageunlocked-mcp"
      ]
    }
  }
}

Your browser asks to open the app, then the app shows the settings and asks you to confirm. Key values are left empty for you to fill in.

Open in VS Code

Or copy the settings yourself

Paste into .vscode/mcp.json in your project

{
  "servers": {
    "coverageunlocked": {
      "type": "stdio",
      "command": "npx",
      "args": [
        "-y",
        "coverageunlocked-mcp"
      ]
    }
  }
}

Your browser asks to open the app, then the app shows the settings and asks you to confirm. Key values are left empty for you to fill in.

This one runs on your computer, and ChatGPT can only connect to servers on the internet. Pick another app.

Your choice stays on this device in a cookie; no account needed.

These settings are generated from the maker’s registry entry. If the README says otherwise, follow the README.

What it can do

Runs on your computer; the tool list appears in your AI app after you install it.

Basic checksi

We check information anyone can see; we have not read the code. Checks that do not apply are left out of the count. · Checked Nov 7, 2026

  • ✓ Pass

    Maker matches the repo

    The registry name was verified with the GitHub account edgeedgehq, which owns the repo

  • … Not checked yet

    Still maintained

    We have not read this repo from GitHub yet

  • … Not checked yet

    Has a licence

    We have not read this repo from GitHub yet

  • – Not applicable

    Endpoint responds

    This one runs on your computer; there is no internet endpoint

  • – Not applicable

    Sign-in with OAuth

    Runs on your computer and uses local settings instead

  • … Not checked yet

    No hidden instructions in tool descriptions

    Runs on your computer; we can only read tool lists from internet endpoints

Compared with others in Otheri

  • More stars than 0% of the other 32599 servers in this category
  • Published to the registry more recently than 5% of the other 32599 servers in this category
  • Basic checks equal to or better than 100% of the other 32599 servers in this category

Compared with every active server in this category in the registry. Stars count only when the publisher owns the repo.

Common questions

Is Coverageunlocked safe?

It passed 1 of 1 applicable basic checks. We have not read the code. Before adding a key or token, see what access the server asks for and use a key with only the permissions you need.

What keys or codes does it need?

The registry does not list a required key, though some servers ask you to sign in on first use.

Does it run on my computer or in the cloud?

It runs on your computer. Your AI app starts it when needed, and data does not pass through the maker’s servers (unless it calls an online service itself).

Is it still maintained?

The GitHub repo last changed –, and the latest version (1.0.4) reached the registry 7 months ago.

Which apps can use it?

Apps that support MCP, such as Claude Desktop, Claude Code, Cursor and VS Code. You also need Node.js on your computer.

What can I use instead?

In the same category: Spec Driven Development, Remote Desktop Commander, Zendesk

Alternatives

Servers in the same category from other makers, sorted by stars.

Reading a card:★ GitHub starsiThree pillars: reviews · checks · usageiUpdated = latest version published to the registryi

Spec Driven Development

by formulahendry

MCP Server that facilitates spec-driven development workflows, not just Vibe Coding.

Runs on your computer★ 440MITUpdated 14 months ago
Install

Remote Desktop Commander

by desktop-commander

Remote Desktop Commander: use files, terminal and processes on your own computers from any AI app.

Runs in the cloud★ 211Updated 2 days ago
Install

Zendesk

by pipeworx-io

Zendesk MCP Pack — tickets, users, organizations via OAuth.

Computer or cloudUpdated today
Install

README from the maker

Open the README

Copied from the maker’s repo as written. PopNx MCP has not reviewed or endorsed it. HTML, images and scripts are removed. Links lead off this site.

CoverageUnlocked MCP Server

Insurance denial appeal intelligence powered by 20 years of insider knowledge.

Get win probabilities, appeal strategies, payer behavioral intelligence, and regulatory leverage for any CPT code — directly inside your AI assistant.

What Questions Does This Answer?

  • "What are my chances of winning an insurance denial appeal?"
  • "How do I appeal a denied claim for [procedure] with [payer]?"
  • "What's the denial rate for [CPT code] with [insurance company]?"
  • "What should I include in my appeal letter?"
  • "What are the appeal deadlines in my state?"

Coverage

  • 480+ curated CPT codes with deep insider commentary, payer-specific rates, and regulatory leverage — backed by a 17,000+ total CPT/HCPCS coverage layer across 9 procedure categories (surgical, E&M, imaging, infusion/chemo, rehab, mental health, diagnostic, DME, lab/pathology)
  • 7 major payers with behavioral profiles (UnitedHealthcare, Anthem, Aetna, Cigna, Humana, BCBS, TRICARE)
  • 15 state regulatory profiles with appeal deadlines, prompt payment laws, and parity enforcement
  • Category-level fallback for any CPT code not in the detailed database

Tools

ToolTierWhat It Does
analyze_denialFreeWin probability + top denial reason + insider tip for any CPT code
check_denial_riskFreePre-submission risk assessment — check before you submit a claim
get_appeal_strategyProFull appeal strategy with all denial reasons, counter-arguments, regulatory citations
get_payer_intelligenceProPayer behavioral profiles — known tactics and how to counter them
get_regulatory_leverageProState-specific appeal deadlines, prompt payment laws, external review options

Quick Start

Install via npx (no setup required)
npx coverageunlocked-mcp
Claude Desktop Configuration

Add to your claude_desktop_config.json:

{

"mcpServers": { "coverageunlocked": { "command": "npx", "args": ["-y", "coverageunlocked-mcp"] } } }

Cursor / Windsurf

Add to your MCP settings:

{

"coverageunlocked": { "command": "npx", "args": ["-y", "coverageunlocked-mcp"] } }

Pricing

Free Tier — No API key required

  • 10 queries per day
  • Win probability and top denial reason
  • One insider tip per query
  • Basic state regulatory deadlines

Pro ($19/month) — Sign up

  • 100 queries per day
  • Full appeal strategies with all denial reasons
  • Payer behavioral intelligence and counter-strategies
  • Complete regulatory leverage with specific citations
  • Documentation checklists
  • All insider tips from 20 years inside the industry

Enterprise — Contact us

  • Unlimited queries
  • Batch processing
  • Custom payer profiles
  • Integration support
  • API access to the full 480+ curated / 17,000+ total CPT/HCPCS database

Example

Ask your AI assistant:

"What are the chances of winning an appeal for CPT 90837 (psychotherapy, 60 min) denied by UnitedHealthcare in California?"

The MCP server returns:

  • Win Probability: 66%
  • Denial Rate: 28% (highest of all Tier 1 codes — mental health is the most denied category)
  • Top Denial Reason: Concurrent review lapse (35% of denials, 70% appeal success)
  • Insider Tip: Visit limit denials have 72% overturn rate because of the Mental Health Parity Act — ALWAYS appeal these
  • CA Regulatory Leverage: DMHC Independent Medical Review (strongest external review in nation), SB 855 mental health parity

About CoverageUnlocked

Built by Ned Lutz after 20 years inside the health insurance industry. CoverageUnlocked exists to close the knowledge gap between insurance companies and the people fighting denials.

License

MIT

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