Finance Toolkit
500+ transparent financial methods calculated from raw statements, not third-party endpoints.
Description from the maker (original English)
Encrypted local ledger of structured user state, shared across every MCP-aware AI tool.
These three are never merged into one score: opinions, measurements and popularity are different things.
We have not written a plain-language summary for this one yet. Below are the facts we read from the registry.
Pick the AI app you use, then copy the settings.
USRCP_PASSPHRASEValues marked secret are keys to your account. Never share them or paste them into a chat.
You need
Which app do you use?
Pick your app above. We remember it, so next time the button says “Install in …”.
Open Claude Desktop → Settings → Developer → Edit Config, and paste this into claude_desktop_config.json
{
"mcpServers": {
"usrcp": {
"command": "npx",
"args": [
"-y",
"usrcp",
"serve"
],
"env": {
"USRCP_PASSPHRASE": "your-value"
}
}
}
}Run this in your terminal
claude mcp add usrcp --env USRCP_PASSPHRASE=your-value -- npx -y usrcp serveFill in the empty values before running it.
Paste into .cursor/mcp.json in your project, or ~/.cursor/mcp.json
{
"mcpServers": {
"usrcp": {
"command": "npx",
"args": [
"-y",
"usrcp",
"serve"
],
"env": {
"USRCP_PASSPHRASE": "your-value"
}
}
}
}Your browser asks to open the app, then the app shows the settings and asks you to confirm. Key values are left empty for you to fill in.
Paste into .vscode/mcp.json in your project
{
"servers": {
"usrcp": {
"type": "stdio",
"command": "npx",
"args": [
"-y",
"usrcp",
"serve"
],
"env": {
"USRCP_PASSPHRASE": "your-value"
}
}
}
}Your browser asks to open the app, then the app shows the settings and asks you to confirm. Key values are left empty for you to fill in.
This one runs on your computer, and ChatGPT can only connect to servers on the internet. Pick another app.
Your choice stays on this device in a cookie; no account needed.
These settings are generated from the maker’s registry entry. If the README says otherwise, follow the README.
Runs on your computer; the tool list appears in your AI app after you install it.
We check information anyone can see; we have not read the code. Checks that do not apply are left out of the count. · Checked Nov 7, 2026
The registry name was verified with the GitHub account frank-bot07, which owns the repo
We have not read this repo from GitHub yet
We have not read this repo from GitHub yet
This one runs on your computer; there is no internet endpoint
Runs on your computer and uses local settings instead
Runs on your computer; we can only read tool lists from internet endpoints
Compared with every active server in this category in the registry. Stars count only when the publisher owns the repo.
It passed 1 of 1 applicable basic checks. We have not read the code. Before adding a key or token, see what access the server asks for and use a key with only the permissions you need.
You need to fill in: USRCP_PASSPHRASE
It runs on your computer. Your AI app starts it when needed, and data does not pass through the maker’s servers (unless it calls an online service itself).
The GitHub repo last changed –, and the latest version (0.2.8) reached the registry 22 days ago.
Apps that support MCP, such as Claude Desktop, Claude Code, Cursor and VS Code. You also need Node.js on your computer.
In the same category: Finance Toolkit, SolidInvoice, Korea Tax Calculator
Servers in the same category from other makers, sorted by stars.
Reading a card:★ GitHub starsiThree pillars: reviews · checks · usageiUpdated = latest version published to the registryi
500+ transparent financial methods calculated from raw statements, not third-party endpoints.
Create and send invoices and quotes, manage clients, and track payments in SolidInvoice.
Korean tax calculation and tax-audit judgment MCP: 96 tools with statutory citations.
Copied from the maker’s repo as written. PopNx MCP has not reviewed or endorsed it. HTML, images and scripts are removed. Links lead off this site.
Switch AI tools without starting the conversation over.
You told Claude Desktop your stack on Tuesday. On Wednesday, Cursor doesn't know. Thursday, Codex asks again. Every AI tool you use has its own memory, or none.
USRCP is a local, encrypted SQLite ledger that any MCP-aware tool can read and write. Connect supported tools to the same local profile so they can share your recent work, decisions and preferences. USRCP is an early beta; automatic capture and recall depend on the integration.
Registers with Claude Desktop, Cursor, Continue, Cline, and terminal agents (Claude Code, Codex CLI, Copilot CLI, Aider, OpenCode, Antigravity). Captures structured activity from GitHub, Linear, Obsidian, Claude Code sessions, and Google Calendar — plus an experimental conversation-capture set.
brew install frank-bot07/usrcp/usrcp
usrcp init
→ See it work: the cross-editor demo, or check the protocol path on your own machine in one command — node scripts/cross-client-proof.mjs (uses two synthetic MCP clients and scans raw database cells for test content markers; it does not test actual AI hosts). → Apache 2.0 · 600+ tests · threat model in docs/SECURITY.md
Core and optional features: the structured core uses exact-keyword lookup. Optional
usrcp-streamadds semantic recall with a different storage/privacy boundary; see the capability matrix below.
┌─────────────────────────────────┐
│ Agent Layer │ ← ACP (Agent-to-Agent) ├─────────────────────────────────┤ │ Model Layer │ ← MCP (Model Context Protocol) ├─────────────────────────────────┤ │ >>> USRCP <<< │ ← Structured User State (THIS PROTOCOL) ├─────────────────────────────────┤ │ User / Client │ └─────────────────────────────────┘
USRCP is the human user's context layer. The launch workflow is live retrieval of a compact brief from one shared ledger. Your next assistant should know the relevant ongoing work, decisions, constraints and next steps.
Discuss your work in one connected tool, then ask another: “What was I just working on?” You should not have to select a project, copy a summary, or repeat the background.
Connected MCP clients can read recent activity across the profile with usrcp_get_state and request a focused live brief with usrcp_handoff. The local MCP server provides startup instructions, but clients must honor them; verify actual behavior with the two-client acceptance test. A shared ledger alone does not prove automatic retrieval.
| Component | Purpose | Boundary |
|---|---|---|
| Structured core | Identity, preferences, projects, facts and timeline | Content encrypted at rest; authorized agents receive decrypted context |
| Live context retrieval | Recent work and compact context for connected agents | Generated on demand from the local ledger; no file transfer required |
| Optional stream | Capture and semantic recall | Local embedding vectors are plaintext on disk; optional external embedding providers receive content after consent |
| Optional device relay | Timeline/stream event sync | Ciphertext content with visible metadata; the local client does not synchronize the entire structured profile |
The initial beta focuses on people switching Claude Code, Codex and Cursor. Domain restrictions are optional access controls, not a required step in normal conversation. The broader goal remains continuity for the human user across tools. Read context ownership for inspection, correction, provenance, expiry and deletion alternatives.
OpenMemory also targets cross-tool coding context and automatic capture. Zep provides temporal knowledge graphs. These products overlap with parts of USRCP's workflow. USRCP's proposed advantage is a small, inspectable human-context brief backed by a local encrypted ledger, explicit sharing and no required cloud account for the core workflow. Compare current editions and test against your existing project notes; do not assume other products are merely vector storage or always require a particular provider.
npm (recommended) — the usrcp CLI + encrypted ledger:
npm install -g usrcp # the `usrcp` command + local ledger
npx usrcp init
No native build, no compiler, no postinstall — usrcp uses Node's built-in SQLite (node:sqlite), so npm install just works on any npm (including npm 12+, whose allowScripts default blocks native build scripts). Requires Node ≥ 22.13 (Node 24+ recommended).
Homebrew (macOS / Linux) — alternative for the core CLI:
brew install frank-bot07/usrcp/usrcp
The CLI ships with the inline adapters (terminal, mcp-agent, openclaw). Capture adapters install as their own packages, then you configure each with the setup wizard:
# structured-state adapters:
npm install -g usrcp-github # or usrcp-linear, usrcp-obsidian, usrcp-claude-code, usrcp-google-calendar usrcp setup --adapter=github
npm install -g usrcp-slack # or usrcp-discord, usrcp-telegram, usrcp-imessage, usrcp-gmail usrcp setup --adapter=slack
See the Adapters table for the full list (the Chrome extension and VS Code viewer ship separately — see their package READMEs).
From source — for contributing or running unreleased changes:
git clone https://github.com/frank-bot07/usrcp.git
cd usrcp/packages/usrcp-core && npm install && npm run build cd ../usrcp-local && npm install && npm run build && npm link
# Interactive init — prompts for passphrase by default
usrcp init
usrcp init --passphrase "your secret phrase" # passphrase mode usrcp init --dev # dev mode (key on disk)
usrcp serve
In passphrase mode, init offers to store the passphrase in the OS keychain (macOS Keychain / Linux Secret Service); pass --keychain / --no-keychain to decide non-interactively. With a keychain entry present, MCP clients auto-start the server with no plaintext passphrase in any config file. Manage the entry anytime:
usrcp keychain store # add/replace (verifies the passphrase unlocks this ledger first)
usrcp keychain status # show backend + whether an entry exists usrcp keychain clear # remove it
USRCP_PASSPHRASE="your secret phrase" usrcp serve
init creates ~/.usrcp/users/ / with an encrypted SQLite ledger and writes the MCP server entry to Claude Desktop's config:
~/Library/Application Support/Claude/claude_desktop_config.json~/.config/Claude/claude_desktop_config.json%APPDATA%\Claude\claude_desktop_config.jsonSingle-user is the default and what every shared-machine consideration in the rest of this README assumes. If two people use the same OS account (or you run multiple identities side by side), see Multiple users on one machine below — each user gets an independent ledger and passphrase under a --user= slug.
Adapters watch a source (a GitHub org, an Obsidian vault, a Linear workspace, etc.) and append the activity you authored into the same ledger your local MCP server reads from. Install the adapter's package, then run the setup wizard to configure it:
npm install -g usrcp-linear # install the adapter you want
usrcp setup --adapter=linear # configure it (validates credentials, picks scope)
usrcp setup # interactive picker
See the Adapters tables below for the full list.
usrcp init --user=frank
usrcp init --user=jess usrcp serve --user=frank # or rely on --user in the registered MCP entry usrcp users # list available slugs
Each user gets an independent ledger, passphrase, and MCP server entry.
If you initialized USRCP in passphrase mode (usrcp init with the default), the MCP server needs the passphrase to decrypt the ledger. The terminal-adapter register() writes only command + args to each agent's config — it never bakes the passphrase in.
Recommended: the OS keychain. One command covers every agent — shell-launched and GUI alike — with nothing in plaintext on disk:
usrcp keychain store
The server checks USRCP_PASSPHRASE, then --passphrase, then the keychain, so existing setups keep working unchanged. (Windows: keychain support isn't wired up yet — use the env-var paths below.)
Env-var alternatives, if you'd rather not use the keychain:
claude-code, codex, copilot-cli, aider, opencode) — add to ~/.zshrc / ~/.bashrc and restart your shell: export USRCP_PASSPHRASE="your secret phrase"
cursor, cline, continue, antigravity) do not inherit shell environment. Either add an env block under the usrcp server entry in the agent's config file (JSON for Cursor/Cline/Continue, TOML for Codex), or set a system-wide GUI env on macOS with launchctl setenv USRCP_PASSPHRASE "..." (persists until reboot; use a ~/Library/LaunchAgents/ plist for permanence).Treat any config file you bake the passphrase into as a secret — it sits in plaintext on disk and is the weakest link in an otherwise-encrypted setup. This is exactly what usrcp keychain store exists to avoid.
The wizard prints this same guidance after registration, so you can also re-run usrcp setup or usrcp adapter add terminal --targets= for a reminder.
Adapters are independent processes that read from a source and append events to the local ledger via the same encrypted-at-rest pipeline as the MCP server. Each adapter handles its own auth, idempotency, and cursor persistence.
These are the headline adapters: they capture genuinely structured dev/work state — issues, PRs, notes, calendar events, coding-session context — the kind of data USRCP's schema and exact-keyword search are built for.
| Adapter | What it captures | Mode | Requirements |
|---|---|---|---|
usrcp-github | PRs you opened / merged / closed, issues you opened, comments + reviews you authored, in optional org allowlist | Capture-only (v0) | GitHub personal access token (repo + read:user scopes) |
usrcp-linear | Issues + comments you author in Linear | Capture-only (v0) | Linear personal API key |
usrcp-obsidian | Notes you create or edit in an Obsidian vault | Capture-only (v0) | A local vault directory |
usrcp-claude-code | User / assistant turns from your Claude Code CLI sessions, tailed from ~/.claude/projects/ /*.jsonl | Capture-only (stream) | Claude Code CLI installed; allowlisted_projects in ~/.usrcp/claude-code-config.json |
| usrcp-google-calendar | Timed events on your primary calendar that have already ended | Capture-only
Only the beginning is shown; read the rest in the repo