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MCP Fx Audit

by iPAYX-Technologiesversion 1.3.4i★ –iRuns in the cloud
Registry nameio.github.iPAYX-Technologies/mcp-fx-audit

Install

Overview

Description from the maker (original English)

FX forensic audit MCP. Detects hidden bank markups on cross-border payments. FINTRAC MSB.

PopNx MCP’s three pillars

These three are never merged into one score: opinions, measurements and popularity are different things.

What you can do with it

We have not written a plain-language summary for this one yet. Below are the facts we read from the registry.

Install

Pick the AI app you use, then copy the settings.

Before you install

  • Basic checks: 1 of 1 passed
  • Runs on the maker’s server: what you ask it goes through their server.
  • The registry lists no key to fill in.

You need

Which app do you use?

Pick your app above. We remember it, so next time the button says “Install in …”.

Works in Claude on the web, desktop and mobile:

  1. Open Settings → Connectors
  2. Press Add custom connector
  3. Paste the address below and press Add
  4. If it asks you to sign in, sign in with the maker
SettingsConnectors1+ Add2https://…3
https://mcp.ipayx.ai/mcp

Run this in your terminal

claude mcp add --transport http fx-audit https://mcp.ipayx.ai/mcp

Open in Cursor

Or copy the settings yourself

Paste into .cursor/mcp.json in your project, or ~/.cursor/mcp.json

{
  "mcpServers": {
    "fx-audit": {
      "url": "https://mcp.ipayx.ai/mcp"
    }
  }
}

Your browser asks to open the app, then the app shows the settings and asks you to confirm. Key values are left empty for you to fill in.

Open in VS Code

Or copy the settings yourself

Paste into .vscode/mcp.json in your project

{
  "servers": {
    "fx-audit": {
      "type": "http",
      "url": "https://mcp.ipayx.ai/mcp"
    }
  }
}

Your browser asks to open the app, then the app shows the settings and asks you to confirm. Key values are left empty for you to fill in.

ChatGPT connects only to servers on the internet:

  1. Open ChatGPT on the web → Settings → Connectors (Apps)
  2. Press Create or Add (some plans need Developer mode under Advanced first)
  3. Paste the address below, give it a name and save
  4. If it asks you to sign in, sign in with the maker
SettingsConnectors1+ Create2https://…3
https://mcp.ipayx.ai/mcp

Menu names can differ slightly by plan and over time.

Your choice stays on this device in a cookie; no account needed.

These settings are generated from the maker’s registry entry. If the README says otherwise, follow the README.

What it can do

We have not read this server’s tool list yet; we check endpoints in rotation.

Basic checksi

We check information anyone can see; we have not read the code. Checks that do not apply are left out of the count. · Checked Nov 7, 2026

  • ✓ Pass

    Maker matches the repo

    The registry name was verified with the GitHub account iPAYX-Technologies, which owns the repo

  • … Not checked yet

    Still maintained

    We have not read this repo from GitHub yet

  • … Not checked yet

    Has a licence

    We have not read this repo from GitHub yet

  • … Not checked yet

    Endpoint responds

    Not checked yet; we check endpoints in rotation

  • … Not checked yet

    Sign-in with OAuth

    Not checked yet; we check endpoints in rotation

  • … Not checked yet

    No hidden instructions in tool descriptions

    Not checked yet; we read the tool list when we check the endpoint

Compared with others in Otheri

  • More stars than 0% of the other 32684 servers in this category
  • Published to the registry more recently than 9% of the other 32684 servers in this category
  • Basic checks equal to or better than 100% of the other 32684 servers in this category

Compared with every active server in this category in the registry. Stars count only when the publisher owns the repo.

Common questions

Is MCP Fx Audit safe?

It passed 1 of 1 applicable basic checks. We have not read the code. Before adding a key or token, see what access the server asks for and use a key with only the permissions you need.

What keys or codes does it need?

The registry does not list a required key, though some servers ask you to sign in on first use.

Does it run on my computer or in the cloud?

It runs in the maker’s cloud. Connect over the internet with nothing to install, but what you send passes through the maker’s servers.

Is it still maintained?

The GitHub repo last changed –, and the latest version (1.3.4) reached the registry 6 months ago.

Which apps can use it?

Apps that support MCP, such as Claude Desktop, Claude Code, Cursor and VS Code. It connects by URL, so apps that accept remote MCP servers work too, such as ChatGPT in developer mode.

What can I use instead?

In the same category: Spec Driven Development, Remote Desktop Commander, Master CSS

Alternatives

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Reading a card:★ GitHub starsiThree pillars: reviews · checks · usageiUpdated = latest version published to the registryi

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Runs on your computer★ 440MITUpdated 14 months ago
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Remote Desktop Commander: use files, terminal and processes on your own computers from any AI app.

Runs in the cloud★ 211Updated 2 days ago
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Master CSS

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Inspect Master CSS classes, generated CSS, and project stylesheets from your AI client.

Runs on your computerUpdated today
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README from the maker

Open the README

Copied from the maker’s repo as written. PopNx MCP has not reviewed or endorsed it. HTML, images and scripts are removed. Links lead off this site.

iPayX FX Audit MCP

Expose hidden bank FX fees in 30 seconds. No signup required.

The world's first Model Context Protocol server for foreign exchange forensic auditing. Any AI agent (Claude, Perplexity, Cursor, Copilot) can audit FX transactions against mid-market rates in real time and generate FINTRAC-certified forensic reports.

Live endpoint (Cloudflare): https://wild-bird-a412.ybolduc.workers.dev/mcp


Tools

check_fx_rate

Get the current mid-market exchange rate for any currency pair.

Parameters:

  • from_currency (string) - Source currency code (e.g. CAD)
  • to_currency (string) - Target currency code (e.g. USD)

Auth: None | Cost: Free forever

Example:

{ "from_currency": "CAD", "to_currency": "USD" }

audit_transaction

Audit a specific FX transaction. Compares the rate your bank applied against the real mid-market rate. Returns the hidden spread in basis points, a forensic score 1-10, and the total amount lost to hidden fees.

Parameters:

  • amount (number) - Transaction amount
  • from_currency (string) - Source currency code
  • to_currency (string) - Target currency code
  • bank_rate (number) - The rate your bank applied

Auth: None | Cost: 3 free/month per IP

Example:

{

"amount": 50000, "from_currency": "CAD", "to_currency": "USD", "bank_rate": 0.685, "bank_name": "TD Bank" }


full_forensic_report

Generate a complete forensic FX audit report suitable for legal proceedings, CFO review, or FINTRAC compliance documentation. Includes spread history, narrative analysis, and certified audit trail.

Parameters:

  • audit_id (string) - ID from a previous audit_transaction call

Auth: Bearer token (API key required) | Cost: Per report


compare_fx_sources

Compare FX rates from multiple sources simultaneously (Twelve Data, Open Exchange Rates). Detects discrepancies and identifies the most favorable rate. Essential for multi-bank or multi-broker comparisons.

Parameters:

  • from_currency (string) - Source currency code
  • to_currency (string) - Target currency code

Auth: None | Cost: Free

Example:

{ "from_currency": "USD", "to_currency": "CAD" }

Quick Start

Claude Desktop

Add to your claude_desktop_config.json:

{

"mcpServers": { "ipayx-fx": { "url": "https://wild-bird-a412.ybolduc.workers.dev/mcp" } } }

Cursor / Windsurf
{

"mcpServers": { "ipayx-fx": { "url": "https://wild-bird-a412.ybolduc.workers.dev/mcp", "transport": "streamable-http" } } }

Perplexity

Settings → MCP Connectors → Add Remote → paste URL:

https://wild-bird-a412.ybolduc.workers.dev/mcp
Smithery CLI
npx -y smithery skill add ybolduc/ipayx-fx-auditor

Score Interpretation

ScoreMeaningAction
8-10Fair rateNo action needed
5-7Moderate markupNegotiate with bank
1-4Excessive hidden feesRequest forensic report

Compliance

  • FINTRAC MSB Certified: C10001283
  • Jurisdiction: Canada (FINTRAC applies to CA operations only)
  • FX Data Sources: Twelve Data (primary) → Open Exchange Rates (fallback)
  • Weekend/Holiday Logic: Cached Friday close rate with explicit source: cached_friday_close flag

About iPayX Protocol

iPayX Protocol (11850091 Canada Inc.) is the only rail-agnostic FX forensic audit layer for B2B payments. We audit hidden costs regardless of payment rail - SWIFT, SEPA, Stablecoin, or Card.

Website: ipayx.ai | Dashboard: app.ipayx.ai

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