Spec Driven Development
MCP Server that facilitates spec-driven development workflows, not just Vibe Coding.
Description from the maker (original English)
FX forensic audit MCP. Detects hidden bank markups on cross-border payments. FINTRAC MSB.
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Works in Claude on the web, desktop and mobile:
https://mcp.ipayx.ai/mcpRun this in your terminal
claude mcp add --transport http fx-audit https://mcp.ipayx.ai/mcpPaste into .cursor/mcp.json in your project, or ~/.cursor/mcp.json
{
"mcpServers": {
"fx-audit": {
"url": "https://mcp.ipayx.ai/mcp"
}
}
}Your browser asks to open the app, then the app shows the settings and asks you to confirm. Key values are left empty for you to fill in.
Paste into .vscode/mcp.json in your project
{
"servers": {
"fx-audit": {
"type": "http",
"url": "https://mcp.ipayx.ai/mcp"
}
}
}Your browser asks to open the app, then the app shows the settings and asks you to confirm. Key values are left empty for you to fill in.
ChatGPT connects only to servers on the internet:
https://mcp.ipayx.ai/mcpMenu names can differ slightly by plan and over time.
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We have not read this server’s tool list yet; we check endpoints in rotation.
We check information anyone can see; we have not read the code. Checks that do not apply are left out of the count. · Checked Nov 7, 2026
The registry name was verified with the GitHub account iPAYX-Technologies, which owns the repo
We have not read this repo from GitHub yet
We have not read this repo from GitHub yet
Not checked yet; we check endpoints in rotation
Not checked yet; we check endpoints in rotation
Not checked yet; we read the tool list when we check the endpoint
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It runs in the maker’s cloud. Connect over the internet with nothing to install, but what you send passes through the maker’s servers.
The GitHub repo last changed –, and the latest version (1.3.4) reached the registry 6 months ago.
Apps that support MCP, such as Claude Desktop, Claude Code, Cursor and VS Code. It connects by URL, so apps that accept remote MCP servers work too, such as ChatGPT in developer mode.
In the same category: Spec Driven Development, Remote Desktop Commander, Master CSS
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MCP Server that facilitates spec-driven development workflows, not just Vibe Coding.
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Expose hidden bank FX fees in 30 seconds. No signup required.
The world's first Model Context Protocol server for foreign exchange forensic auditing. Any AI agent (Claude, Perplexity, Cursor, Copilot) can audit FX transactions against mid-market rates in real time and generate FINTRAC-certified forensic reports.
Live endpoint (Cloudflare): https://wild-bird-a412.ybolduc.workers.dev/mcp
check_fx_rateGet the current mid-market exchange rate for any currency pair.
Parameters:
from_currency (string) - Source currency code (e.g. CAD)to_currency (string) - Target currency code (e.g. USD)Auth: None | Cost: Free forever
Example:
{ "from_currency": "CAD", "to_currency": "USD" }
audit_transactionAudit a specific FX transaction. Compares the rate your bank applied against the real mid-market rate. Returns the hidden spread in basis points, a forensic score 1-10, and the total amount lost to hidden fees.
Parameters:
amount (number) - Transaction amountfrom_currency (string) - Source currency codeto_currency (string) - Target currency codebank_rate (number) - The rate your bank appliedAuth: None | Cost: 3 free/month per IP
Example:
{
"amount": 50000, "from_currency": "CAD", "to_currency": "USD", "bank_rate": 0.685, "bank_name": "TD Bank" }
full_forensic_reportGenerate a complete forensic FX audit report suitable for legal proceedings, CFO review, or FINTRAC compliance documentation. Includes spread history, narrative analysis, and certified audit trail.
Parameters:
audit_id (string) - ID from a previous audit_transaction callAuth: Bearer token (API key required) | Cost: Per report
compare_fx_sourcesCompare FX rates from multiple sources simultaneously (Twelve Data, Open Exchange Rates). Detects discrepancies and identifies the most favorable rate. Essential for multi-bank or multi-broker comparisons.
Parameters:
from_currency (string) - Source currency codeto_currency (string) - Target currency codeAuth: None | Cost: Free
Example:
{ "from_currency": "USD", "to_currency": "CAD" }
Add to your claude_desktop_config.json:
{
"mcpServers": { "ipayx-fx": { "url": "https://wild-bird-a412.ybolduc.workers.dev/mcp" } } }
{
"mcpServers": { "ipayx-fx": { "url": "https://wild-bird-a412.ybolduc.workers.dev/mcp", "transport": "streamable-http" } } }
Settings → MCP Connectors → Add Remote → paste URL:
https://wild-bird-a412.ybolduc.workers.dev/mcp
npx -y smithery skill add ybolduc/ipayx-fx-auditor
| Score | Meaning | Action |
|---|---|---|
| 8-10 | Fair rate | No action needed |
| 5-7 | Moderate markup | Negotiate with bank |
| 1-4 | Excessive hidden fees | Request forensic report |
source: cached_friday_close flagiPayX Protocol (11850091 Canada Inc.) is the only rail-agnostic FX forensic audit layer for B2B payments. We audit hidden costs regardless of payment rail - SWIFT, SEPA, Stablecoin, or Card.
Website: ipayx.ai | Dashboard: app.ipayx.ai