401k.loans: 401(k) loan and withdrawal calculators

Name: 401k.loans: 401(k) loan and withdrawal calculators
Author: 401k.loans

by 401k.loansversion 1.2026.1101.1i★ –iRuns in the cloud

Registry nameloans.401k/401k-loans

How to install

Overview

Description from the maker (original English)

401(k) loan true cost, loan vs. withdrawal vs. personal loan vs. HELOC, early withdrawal tax.

What you can do with it

We have not written a plain-language summary for this one yet. Below are the facts we read from the registry.

Connection: Runs in the cloud
Transport: Streamable HTTP
Category: Accounting, finance & tax

Install

Pick the AI app you use, then copy the settings.

Passed 2/3 checks · What you ask goes through the maker’s server (401k.loans)

First: which AI do you use?

ClaudeWeb · app · phoneChatGPTWebClaude CodeTerminalCursorCode editorVS CodeCode editorOtherOther apps

Pick your app and the steps appear below.

Works with Claude · about 2 min

No key, nothing to install · Set it up once on claude.ai or the desktop app, then use it in chat · free accounts can add 1

Open Claude’s Connectors page
CustomizeConnectors
Done
Click “+ Add” → “Add custom connector” and fill in these 2 fields
Copy each value into the field with the same name in Claude, then click Continue
Name · Name401k.loans: 401(k) loan and withdrawal calculators
Remote MCP server URL · Addresshttps://401k.loans/mcp
Leave Authentication as Claude detected it, then click Add
Done
Turn it on in a chat
+Connectors401k.loans: 401(k) loan and withdrawal calculators
Done
Try it
Use 401k.loans: 401(k) loan and withdrawal calculators and tell me what you can do for me, then show me one thing
✓ If Claude says it is using 401k.loans: 401(k) loan and withdrawal calculators or shows a 401k.loans: 401(k) loan and withdrawal calculators tool in the answer, you are connected

Menu names checked against Anthropic’s help page on Nov 11, 2026 · your screen may differ slightly by app version

Works with ChatGPT on business plans only

ChatGPT Business, Enterprise or Edu on the web, added by a workspace admin or owner · On Free, Plus or Pro: your ChatGPT plan cannot connect MCP yet

Open ChatGPT’s add-MCP page on the web
Plugins+Add custom MCP server
Done
Fill in the name and address
Enter a name, paste the address under Connection, tick the risk warning and click Create as a plugin
Name · Name401k.loans: 401(k) loan and withdrawal calculators
Connection · Addresshttps://401k.loans/mcp
Done
Pick 401k.loans: 401(k) loan and withdrawal calculators in a chat
Start a new chat and pick 401k.loans: 401(k) loan and withdrawal calculators from your plugins before typing
Done
Try it
Use 401k.loans: 401(k) loan and withdrawal calculators and tell me what you can do for me, then show me one thing
✓ If ChatGPT says it is using 401k.loans: 401(k) loan and withdrawal calculators or shows a 401k.loans: 401(k) loan and withdrawal calculators tool in the answer, you are connected

Menu names checked against OpenAI’s help page on Nov 11, 2026 · your screen may differ slightly by app version

Works with Claude Code · about 2 min

No key, nothing to install

Open Terminal
Mac: press Command+Space and type Terminal · Windows: open PowerShell
Done

Paste this command and press Enter

claude mcp add --transport http 401k-loans https://401k.loans/mcp

Done

Type /mcp in Claude Code
You should see 401k.loans: 401(k) loan and withdrawal calculators listed as connected
Done
Try it
Use 401k.loans: 401(k) loan and withdrawal calculators and tell me what you can do for me, then show me one thing
✓ If Claude Code says it is using 401k.loans: 401(k) loan and withdrawal calculators or shows a 401k.loans: 401(k) loan and withdrawal calculators tool in the answer, you are connected

Menu names checked against Anthropic’s help page on Nov 11, 2026 · your screen may differ slightly by app version

Works with Cursor · about 2 min

No key, nothing to install

Click this button to open Cursor
Open in Cursor
Cursor asks you to confirm; click Install
Done
Open the AI chat in Cursor in Agent mode
Done
Try it
Use 401k.loans: 401(k) loan and withdrawal calculators and tell me what you can do for me, then show me one thing
✓ If Cursor says it is using 401k.loans: 401(k) loan and withdrawal calculators or shows a 401k.loans: 401(k) loan and withdrawal calculators tool in the answer, you are connected

Menu names checked against Cursor’s help page on Nov 11, 2026 · your screen may differ slightly by app version

Works with VS Code · about 2 min

No key, nothing to install

Click this button to open VS Code
Open in VS Code
VS Code asks you to confirm; click Install
Done
Open the AI chat in VS Code in Agent mode
Done
Try it
Use 401k.loans: 401(k) loan and withdrawal calculators and tell me what you can do for me, then show me one thing
✓ If VS Code says it is using 401k.loans: 401(k) loan and withdrawal calculators or shows a 401k.loans: 401(k) loan and withdrawal calculators tool in the answer, you are connected

Menu names checked against VS Code’s help page on Nov 11, 2026 · your screen may differ slightly by app version

Other apps that use MCP, such as Windsurf, Zed or Gemini CLI, each add servers differently. See how in the app list.

See every app that uses MCP →

Address for apps that connect over the web

Addresshttps://401k.loans/mcp

JSON settings are under “For developers” below

Stuck? Ask people who use 401k.loans: 401(k) loan and withdrawal calculators💬 Discussion →

For developers: Terminal commands and JSON settings

Over the web

Claude Code

claude mcp add --transport http 401k-loans https://401k.loans/mcp

Cursor (~/.cursor/mcp.json)

{
  "mcpServers": {
    "401k-loans": {
      "url": "https://401k.loans/mcp"
    }
  }
}

VS Code (mcp.json)

{
  "servers": {
    "401k-loans": {
      "type": "http",
      "url": "https://401k.loans/mcp"
    }
  }
}

These settings are generated from the maker’s registry entry. If the README says otherwise, follow the README.

At a glance

GitHub stars i: –
Downloads per weeki: Not on npm/PyPI
Verified domain: ✓ 401k.loans
Licence i: No licence stated
Connection: Runs in the cloud
Transport: streamable-http
Latest versioni: 1.2026.1101.1
Categoryi: Accounting, finance & tax
Published to registryi: Nov 2, 2026
Code last changedi: –
Maker: 401k.loans
Repo: –
Website: 401k.loans
Registry status: Active

Which apps can use it

Based on how this server connects and on each app’s own docs, checked Nov 10, 2026.

Connect over the internet in

Claude ChatGPT Goose LM Studio Msty Studio Cherry Studio Cursor VS Code + GitHub Copilot Visual Studio Windsurf (Devin Desktop)Zed Kiro Cline Continue JetBrains AI Assistant Claude Code Codex CLI Gemini CLI OpenCode nodecode Warp LibreChat Open WebUI Raycast

All apps, with pros and cons →

What it can do

Tool names and descriptions exactly as the server reported them on Nov 11, 2026. The maker wrote them, not us; we show them as plain text.

calculate_401k_loan_cost
Runs the 401k.loans true-cost calculator: payment per paycheck and number of payments, total repaid and interest, pre-tax pay needed per payment, tax later on the interest, the 401(k) balance at payoff with and without the loan (growth gap) and that gap at 65, the legal and usual
compare_401k_loan_alternatives
Prices four ways to raise the same cash with the 401k.loans comparison tool: 401(k) loan, hardship withdrawal (grossed up for tax and the 10% additional tax), personal loan (rate plus origination fee) and HELOC. For each: amount taken out, monthly payment, money gone for good (in
calculate_401k_early_withdrawal
Runs the 401k.loans early withdrawal calculator for a cash-out or hardship withdrawal: amount taken out (or the gross needed to net a target), income tax at your marginal rates, the 10% additional tax, what you keep, what the plan withholds up front (20% mandatory, or 10% default

Basic checksi

We check information anyone can see; we have not read the code. Checks that do not apply are left out of the count. · Checked Nov 12, 2026

! Caution
Maker matches the repo
The registry lists no source repo, so we cannot match the publisher (401k.loans) to the code
… Not checked yet
Still maintained
We have not read this repo from GitHub yet
… Not checked yet
Has a licence
We have not read this repo from GitHub yet
✓ Pass
Endpoint responds
Responded in 122 ms (HTTP 200)
– Not applicable
Sign-in with OAuth
No sign-in needed
✓ Pass
No hidden instructions in tool descriptions
Read 3 tool descriptions and found no hidden instructions to the AI

Discussion

Ask, share a tip or report that it does not work. Sorted by what people marked helpful.

No posts yet. Be the first to ask or share.

Posts here are written by users, not the PopNx team.

User reviews

No reviews yet

Compared with others in Accounting, finance & taxi

More stars than 0% of the other 3136 servers in this category
Published to the registry more recently than 72% of the other 3136 servers in this category
Basic checks equal to or better than 51% of the other 3136 servers in this category

Compared with every active server in this category in the registry. Stars count only when the publisher owns the repo.

Common questions

Is 401k.loans: 401(k) loan and withdrawal calculators safe?

It passed 2 of 3 applicable basic checks. We have not read the code. Before adding a key or token, see what access the server asks for and use a key with only the permissions you need.

What keys or codes does it need?

The registry does not list a required key, though some servers ask you to sign in on first use.

Does it run on my computer or in the cloud?

It runs in the maker’s cloud. Connect over the internet with nothing to install, but what you send passes through the maker’s servers.

Is it still maintained?

The GitHub repo last changed –, and the latest version (1.2026.1101.1) reached the registry 10 days ago.

Which apps can use it?

Apps that support MCP, such as Claude Desktop, Claude Code, Cursor and VS Code. It connects by URL, so apps that accept remote MCP servers work too, such as ChatGPT Business and above.

What can I use instead?

In the same category: CCXT, Finance Toolkit, AKQuant

Alternatives

Servers in the same category from other makers, sorted by stars.

Reading a card:↓ Downloads per weeki★ GitHub starsiThree pillars: reviews · checks · usageiUpdated = latest version published to the registryi

CCXT

Official CCXT MCP server - Market data and trading across 100+ exchanges and prediction markets

by ccxtWidely used↓ 667/wk★ 44.9KUpdated 2 months ago

Runs on your computer

Install

Finance Toolkit

500+ transparent financial methods calculated from raw statements, not third-party endpoints.

by JerBoumaWidely used↓ 15.6K/wk★ 5.5KUpdated 2 days ago

Computer or cloud

Install

AKQuant

Write and backtest trading strategies with AKQuant: API lookup, strategy checks, backtest runs

by akfamilyWidely used↓ 3.3K/wk★ 2.6KUpdated today

Runs on your computer

Install

README from the maker

No README found in the repo

401k.loans: 401(k) loan and withdrawal calculators

Overview

What you can do with it

Install

Open Claude’s Connectors page

Click “+ Add” → “Add custom connector” and fill in these 2 fields

Turn it on in a chat

Try it

Open ChatGPT’s add-MCP page on the web

Fill in the name and address

Pick 401k.loans: 401(k) loan and withdrawal calculators in a chat

Try it

Open Terminal

Paste this command and press Enter

Type /mcp in Claude Code

Try it

Click this button to open Cursor

Open the AI chat in Cursor in Agent mode

Try it

Click this button to open VS Code

Open the AI chat in VS Code in Agent mode

Try it

Over the web

At a glance

Which apps can use it

Related guides

What it can do

Basic checksi

Maker matches the repo

Still maintained

Has a licence

Endpoint responds

Sign-in with OAuth

No hidden instructions in tool descriptions

Discussion

User reviews

Compared with others in Accounting, finance & taxi

Common questions

Alternatives

CCXT

Finance Toolkit

AKQuant

README from the maker