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明乐智保 MCP(Minglezhibao Insurance Data)

by minglezhibaoversion 1.1.4i★ –iRuns in the cloud
Registry nameio.github.minglezhibao/mcp

Install

Overview

Description from the maker (original English)

中国大陆寿险/分红产品数据:投保利益查询、保费现价测算、行业指标与竞品对比、需求转介;免费每日 30 次,OAuth 2.1 授权,无需 Key

PopNx MCP’s three pillars

These three are never merged into one score: opinions, measurements and popularity are different things.

What you can do with it

We have not written a plain-language summary for this one yet. Below are the facts we read from the registry.

Install

Pick the AI app you use, then copy the settings.

Before you install

  • Basic checks: 3 of 3 passed
  • Runs on the maker’s server: what you ask it goes through their server.
  • The registry lists no key to fill in.

You need

Which app do you use?

Pick your app above. We remember it, so next time the button says “Install in …”.

Works in Claude on the web, desktop and mobile:

  1. Open Settings → Connectors
  2. Press Add custom connector
  3. Paste the address below and press Add
  4. If it asks you to sign in, sign in with the maker
SettingsConnectors1+ Add2https://…3
https://minglezhibao.cn/api/mcp

Run this in your terminal

claude mcp add --transport http minglezhibao https://minglezhibao.cn/api/mcp

Open in Cursor

Or copy the settings yourself

Paste into .cursor/mcp.json in your project, or ~/.cursor/mcp.json

{
  "mcpServers": {
    "minglezhibao": {
      "url": "https://minglezhibao.cn/api/mcp"
    }
  }
}

Your browser asks to open the app, then the app shows the settings and asks you to confirm. Key values are left empty for you to fill in.

Open in VS Code

Or copy the settings yourself

Paste into .vscode/mcp.json in your project

{
  "servers": {
    "minglezhibao": {
      "type": "http",
      "url": "https://minglezhibao.cn/api/mcp"
    }
  }
}

Your browser asks to open the app, then the app shows the settings and asks you to confirm. Key values are left empty for you to fill in.

ChatGPT connects only to servers on the internet:

  1. Open ChatGPT on the web → Settings → Connectors (Apps)
  2. Press Create or Add (some plans need Developer mode under Advanced first)
  3. Paste the address below, give it a name and save
  4. If it asks you to sign in, sign in with the maker
SettingsConnectors1+ Create2https://…3
https://minglezhibao.cn/api/mcp

Menu names can differ slightly by plan and over time.

Your choice stays on this device in a cookie; no account needed.

These settings are generated from the maker’s registry entry. If the README says otherwise, follow the README.

What it can do

The server asks you to sign in before it lists its tools.

Basic checksi

We check information anyone can see; we have not read the code. Checks that do not apply are left out of the count. · Checked Nov 7, 2026

  • ✓ Pass

    Maker matches the repo

    The registry name was verified with the GitHub account minglezhibao, which owns the repo

  • … Not checked yet

    Still maintained

    We have not read this repo from GitHub yet

  • … Not checked yet

    Has a licence

    We have not read this repo from GitHub yet

  • ✓ Pass

    Endpoint responds

    Responded in 3540 ms (HTTP 401)

  • ✓ Pass

    Sign-in with OAuth

    Declares OAuth sign-in, so your AI app can take you to log in

  • … Not checked yet

    No hidden instructions in tool descriptions

    Not checked yet; we read the tool list when we check the endpoint

Compared with others in Otheri

  • More stars than 0% of the other 32718 servers in this category
  • Published to the registry more recently than 100% of the other 32718 servers in this category
  • Basic checks equal to or better than 100% of the other 32718 servers in this category

Compared with every active server in this category in the registry. Stars count only when the publisher owns the repo.

Common questions

Is 明乐智保 MCP(Minglezhibao Insurance Data) safe?

It passed 3 of 3 applicable basic checks. We have not read the code. Before adding a key or token, see what access the server asks for and use a key with only the permissions you need.

What keys or codes does it need?

The registry does not list a required key, though some servers ask you to sign in on first use.

Does it run on my computer or in the cloud?

It runs in the maker’s cloud. Connect over the internet with nothing to install, but what you send passes through the maker’s servers.

Is it still maintained?

The GitHub repo last changed –, and the latest version (1.1.4) reached the registry today.

Which apps can use it?

Apps that support MCP, such as Claude Desktop, Claude Code, Cursor and VS Code. It connects by URL, so apps that accept remote MCP servers work too, such as ChatGPT in developer mode.

What can I use instead?

In the same category: Spec Driven Development, Remote Desktop Commander, MemberVault MCP by usefulapi

Alternatives

Servers in the same category from other makers, sorted by stars.

Reading a card:★ GitHub starsiThree pillars: reviews · checks · usageiUpdated = latest version published to the registryi

Spec Driven Development

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MCP Server that facilitates spec-driven development workflows, not just Vibe Coding.

Runs on your computer★ 440MITUpdated 14 months ago
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Remote Desktop Commander

by desktop-commander

Remote Desktop Commander: use files, terminal and processes on your own computers from any AI app.

Runs in the cloud★ 211Updated 2 days ago
Install

README from the maker

Open the README

Copied from the maker’s repo as written. PopNx MCP has not reviewed or endorsed it. HTML, images and scripts are removed. Links lead off this site.

明乐智保 MCP(Minglezhibao Insurance Data)

中国大陆寿险 / 分红 / 万能险公开披露数据的 MCP 服务。

数据来源:各保险公司官方公开信息披露(审计报告 / 偿付能力报告 / 分红实现率公告 / 万能险结算利率公告)。


这是什么

一个 remote MCP server(Streamable HTTP),让 AI 助手可以直接查询中国 191 家保险公司的公开数据: 偿付能力、分红实现率、万能险结算利率、保费收入、产品费率与现金价值、投保利益(IRR)等。

不做什么:不销售保险、不承保、不收款、不提供投保建议。仅做公开数据查询与解读。


快速连接

端点
https://minglezhibao.cn/api/mcp
认证方式:OAuth 2.1(无需手工申请 API Key)

本服务遵循 MCP 授权规范 + RFC 9728,客户端可自动发现授权服务:

# 1) 未授权时返回 401,并告知授权服务位置

GET https://minglezhibao.cn/api/mcp → 401 Unauthorized WWW-Authenticate: Bearer resource_metadata="https://minglezhibao.cn/.well-known/oauth-protected-resource"

2) 客户端读取受保护资源元数据

GET https://minglezhibao.cn/.well-known/oauth-protected-resource

3) 客户端读取授权服务器元数据(含动态客户端注册 + PKCE S256)

GET https://minglezhibao.cn/.well-known/oauth-authorization-server

支持的授权能力:authorization_code · refresh_token · 动态客户端注册 · PKCE(S256) ⇒ 常见 MCP 客户端(Claude、Cursor、VS Code、Cline 等)点一次授权即可,无需手工贴 Key。

客户端配置样例

见本仓 mcp.json。

免费额度

每日 30 次,无需付费即可连接试用。超出后按订阅额度调用。


9 个工具

工具按「动词 + 参数」组织,用 kind / view / dataset 参数区分子能力,而不是拆成一堆工具名。

#工具做什么关键参数
1search发现对象(公司 / 产品 / 指标 / 地区 / 文章 / 报告 6 类)kind
2get_product单个产品全貌(6 视角)view
3get_company单个公司全貌(2 视角)view
4get_market行业 / 公司指标(7 数据集)dataset + view
5get_ops季度经营指标(4 视角)view
6get_rate负债端利率(预定利率 / 结算利率等)kind + view
7calculate投保利益 / 保费换算 / 费率表三语义查询(需代理人身份 + 付费订阅)—
8get_chart_link生成可分享的图表链接—
9submit_insurance_need需求登记(不占配额,不构成投保建议)—

详见 docs/tools.md。


7 个场景 prompts

prompts/list 提供 7 个可直接调用的场景菜谱:

company_scan · product_review · product_compare · pension_planning · industry_ranking 等


数据覆盖

域内容
公司191 家中国保险公司:综合评分、8 维度排名、财务摘要
偿付能力核心 / 综合偿付能力充足率、SARMRA 评分、风险评级(季度粒度)
分红险全行业分红产品历年分红实现率(增额 / 终了 / 现金红利),支持公司横向对比
万能险全行业万能险产品月度结算利率历史
保费全国各省市保费收入(按地区 / 年度 / 月度)
产品数万个寿险 / 年金险产品的费率表、现金价值表、投保利益与 IRR
财务总资产、净利润、ROE、保费收入等 24 项指标历年趋势

示例问法

  • 平安人寿的偿付能力和分红实现率怎么样?
  • 今年哪几家保险公司分红实现率超过 100%?
  • 万能险最新月度结算利率最高的 10 家公司是哪些?
  • 30 岁男性年交 5 万的某款增额终身寿,第 20 年现金价值是多少?
  • 北京去年的保费收入多少?

相关链接

  • 服务说明:https://minglezhibao.cn/mcp
  • 官方 Registry:io.github.minglezhibao/mcp
  • 完整工具文档(含参数 schema):https://minglezhibao.cn/llms-full.txt
  • 简述(给 AI 读):https://minglezhibao.cn/llms.txt

合规说明

  • 本服务仅提供公开披露信息的查询与整理,不构成投保建议。
  • 数据口径以各保险公司官方披露原文为准;历史数据不代表未来。
  • 不提供保本、保证收益类表述;不对产品收益优劣作评判。

License

MIT(见 LICENSE)。数据版权归各原始披露机构所有。

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