Shelter

Name: Shelter
Author: nextauralabs

by nextauralabsversion 1.0.7i★ –iRuns on your computer

Registry nameio.github.nextauralabs/shelter

Install

Overview

Description from the maker (original English)

Connect AI agents to scoped financial context from your own Shelter account

PopNx MCP’s three pillars

These three are never merged into one score: opinions, measurements and popularity are different things.

User voiceiNo reviews yetReviews open together with accounts in a later step
Our basic checksi1 of 1 passedChecked from public information; code not scanned yet
UsageiVery new↓ 62/wk · ★ –

What you can do with it

We have not written a plain-language summary for this one yet. Below are the facts we read from the registry.

Connection: Runs on your computer
Transport: stdio
Category: Accounting, finance & tax
You need to fill in: SHELTER_API_KEY

Install

Pick the AI app you use, then copy the settings.

Before you install

Basic checks: 1 of 1 passed
Runs on your computer with your user’s permissions (files, network, apps).
You fill in yourself: SHELTER_API_KEY, SHELTER_API_URL

Values marked secret are keys to your account. Never share them or paste them into a chat.

You need

npmNode.js installed (for the npx command)

Which app do you use?

ClaudeClaude CodeCursorVS CodeChatGPT

Pick your app above. We remember it, so next time the button says “Install in …”.

Open Claude Desktop → Settings → Developer → Edit Config, and paste this into claude_desktop_config.json

{
  "mcpServers": {
    "shelter": {
      "command": "npx",
      "args": [
        "-y",
        "@shelter.money/mcp"
      ],
      "env": {
        "SHELTER_API_KEY": "your-value",
        "SHELTER_API_URL": "your-value"
      }
    }
  }
}

Run this in your terminal

claude mcp add shelter --env SHELTER_API_KEY=your-value --env SHELTER_API_URL=your-value -- npx -y @shelter.money/mcp

Fill in the empty values before running it.

Open in Cursor

Or copy the settings yourself

Paste into .cursor/mcp.json in your project, or ~/.cursor/mcp.json

{
  "mcpServers": {
    "shelter": {
      "command": "npx",
      "args": [
        "-y",
        "@shelter.money/mcp"
      ],
      "env": {
        "SHELTER_API_KEY": "your-value",
        "SHELTER_API_URL": "your-value"
      }
    }
  }
}

Your browser asks to open the app, then the app shows the settings and asks you to confirm. Key values are left empty for you to fill in.

Open in VS Code

Or copy the settings yourself

Paste into .vscode/mcp.json in your project

{
  "servers": {
    "shelter": {
      "type": "stdio",
      "command": "npx",
      "args": [
        "-y",
        "@shelter.money/mcp"
      ],
      "env": {
        "SHELTER_API_KEY": "your-value",
        "SHELTER_API_URL": "your-value"
      }
    }
  }
}

Your browser asks to open the app, then the app shows the settings and asks you to confirm. Key values are left empty for you to fill in.

This one runs on your computer, and ChatGPT can only connect to servers on the internet. Pick another app.

Your choice stays on this device in a cookie; no account needed.

Values you fill in

SHELTER_API_KEY secret required env
Your scoped Shelter API key. Financial values are suppressed without one.
SHELTER_API_URL env
Custom API base URL (default: https://api.shelter.money/agent)

These settings are generated from the maker’s registry entry. If the README says otherwise, follow the README.

What it can do

Runs on your computer; the tool list appears in your AI app after you install it.

Basic checksi

We check information anyone can see; we have not read the code. Checks that do not apply are left out of the count. · Checked Nov 8, 2026

✓ Pass
Maker matches the repo
The registry name was verified with the GitHub account nextauralabs, which owns the repo
… Not checked yet
Still maintained
We have not read this repo from GitHub yet
… Not checked yet
Has a licence
We have not read this repo from GitHub yet
– Not applicable
Endpoint responds
This one runs on your computer; there is no internet endpoint
– Not applicable
Sign-in with OAuth
Runs on your computer and uses local settings instead
… Not checked yet
No hidden instructions in tool descriptions
Runs on your computer; we can only read tool lists from internet endpoints

Compared with others in Accounting, finance & taxi

More stars than 0% of the other 2932 servers in this category
Published to the registry more recently than 59% of the other 2932 servers in this category
Basic checks equal to or better than 100% of the other 2932 servers in this category

Compared with every active server in this category in the registry. Stars count only when the publisher owns the repo.

Common questions

Is Shelter safe?

It passed 1 of 1 applicable basic checks. We have not read the code. Before adding a key or token, see what access the server asks for and use a key with only the permissions you need.

What keys or codes does it need?

You need to fill in: SHELTER_API_KEY

Does it run on my computer or in the cloud?

It runs on your computer. Your AI app starts it when needed, and data does not pass through the maker’s servers (unless it calls an online service itself).

Is it still maintained?

The GitHub repo last changed –, and the latest version (1.0.7) reached the registry 23 days ago.

Which apps can use it?

Apps that support MCP, such as Claude Desktop, Claude Code, Cursor and VS Code. You also need Node.js on your computer.

What can I use instead?

In the same category: Finance Toolkit, SolidInvoice, Korea Tax Calculator

Alternatives

Servers in the same category from other makers, sorted by stars.

Reading a card:↓ Downloads per weeki★ GitHub starsiThree pillars: reviews · checks · usageiUpdated = latest version published to the registryi

Finance Toolkit

500+ transparent financial methods calculated from raw statements, not third-party endpoints.

by JerBoumaWidely used↓ 15.5K/wk★ 5.5KUpdated yesterday

Computer or cloud

Install

SolidInvoice

Create and send invoices and quotes, manage clients, and track payments in SolidInvoice.

by SolidInvoiceGrowing★ 981Updated 9 days ago

Runs in the cloud✓ solidinvoice.co

Install

Korea Tax Calculator

Korean tax calculation and tax-audit judgment MCP: 96 tools with statutory citations.

by UpstageAIGrowing↓ 3.2K/wk★ 97Updated 2 days ago

Runs on your computer

Install

README from the maker

Open the README

Copied from the maker’s repo as written. PopNx MCP has not reviewed or endorsed it. HTML, images and scripts are removed. Links lead off this site.

Shelter MCP Server

Connect Claude, Codex, Cursor, and other MCP-compatible agents to scoped financial context from your own Shelter account.

The server is read-only. It can retrieve forecasts, runway, alerts, opportunities, and affordability guidance, but it cannot move money or access Plaid credentials.

Requirements

Node.js 20 or newer
A Shelter account with connected financial data
A scoped API key from shelter.money/developer

No Plaid developer account is required.

Quick start

Create an API key, then configure your MCP client to run:

npx -y @shelter.money/mcp

with SHELTER_API_KEY in the server environment.

Claude Code

Install the Shelter plugin, which bundles this server with the Shelter skill:

/plugin marketplace add nextauralabs/shelter-skill

/plugin install shelter@shelter-skills

Export SHELTER_API_KEY in your shell before starting Claude Code. Or add only the server:

claude mcp add shelter --env SHELTER_API_KEY=wv_your_key_here -- npx -y @shelter.money/mcp

Claude Desktop

"mcpServers": { "shelter": { "command": "npx", "args": ["-y", "@shelter.money/mcp"], "env": { "SHELTER_API_KEY": "wv_your_key_here" } } } }

Restart Claude Desktop after saving its configuration.

Codex

codex mcp add shelter --env SHELTER_API_KEY=wv_your_key_here -- npx -y @shelter.money/mcp

Cursor

Add this server to Cursor's MCP settings:

"shelter": { "command": "npx", "args": ["-y", "@shelter.money/mcp"], "env": { "SHELTER_API_KEY": "wv_your_key_here" } } }

The package also provides financial checkup, spending review, and purchase-planning prompts.

Available tools

shelter_status: connection and authority status
shelter_runway: safe-to-spend runway and upcoming pressure
shelter_forecast: manifest-bound cash-flow forecast
shelter_alerts: current financial alerts
shelter_opportunities: actionable savings opportunities
shelter_context: scoped financial context for agent reasoning
shelter_affordability: purchase affordability simulation
shelter_coach_daily: daily coaching summary
shelter_coach_advice: coaching for a requested topic
shelter_ask: ask Guardian a financial question

Environment variables

Variable	Required	Description
`SHELTER_API_KEY`	Yes	Scoped key created in Shelter. Keep it secret.
`SHELTER_API_URL`	No	API base URL. Defaults to `https://api.shelter.money/agent`.
`PORT`	HTTP mode only	Local HTTP port. Defaults to `3100`.

If SHELTER_API_KEY is missing, the server still exposes its tool definitions but returns suppressed responses with no financial values. It never substitutes sample money data for a user's real financial state.

Security model

End-user identity comes only from the scoped Shelter API key.
Keys are stored by Shelter as SHA-256 hashes and shown only once when created.
Keys can be scoped and revoked from the Shelter developer page.
The hosted Agent API applies authentication, authorization, rate limits, and audit logging.
The MCP package does not contain Shelter backend code, deployment secrets, Plaid tokens, or bank credentials.
Financial responses fail closed when authoritative data is unavailable.

Treat the API key like a password. Do not commit it or place it directly in command history on shared machines. See SECURITY.md for vulnerability reporting.

Development

npm ci

npm run typecheck npm run build

Run the stdio server from the built package:

SHELTER_API_KEY=wv_your_key_here node dist/bin/shelter-mcp.js

A stateless Streamable HTTP entrypoint is also built for controlled hosting:

SHELTER_API_KEY=wv_your_key_here npm start

The HTTP entrypoint binds to 0.0.0.0 and is not the recommended personal-client setup. Use stdio unless you operate and secure the HTTP environment yourself.

Architecture

This public repository contains only the MCP adapter. It calls Shelter's hosted, read-only Agent API. Shelter's private financial calculations, authentication gateway, database schema, and service credentials are not part of this package.

License

MIT

Listed in the Claude Market MCP directory.

Shelter

Overview

PopNx MCP’s three pillars

What you can do with it

Install

Before you install

Values you fill in

What it can do

Basic checksi

Maker matches the repo

Still maintained

Has a licence

Endpoint responds

Sign-in with OAuth

No hidden instructions in tool descriptions

Compared with others in Accounting, finance & taxi

Common questions

Alternatives

Finance Toolkit

SolidInvoice

Korea Tax Calculator

README from the maker

Shelter MCP Server

Requirements

Quick start

Claude Code

Claude Desktop

Codex

Cursor

Available tools

Environment variables

Security model

Development

Architecture

License