Finance Toolkit
500+ transparent financial methods calculated from raw statements, not third-party endpoints.
Description from the maker (original English)
Read-only MCP server for the open-banking.io PSD2 bank API — accounts, balances, transactions.
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We check information anyone can see; we have not read the code. Checks that do not apply are left out of the count. · Checked Nov 7, 2026
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You need to fill in: OBI_CREDENTIALS
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The GitHub repo last changed –, and the latest version (0.1.0) reached the registry 3 months ago.
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In the same category: Finance Toolkit, SolidInvoice, Korea Tax Calculator
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Reading a card:★ GitHub starsiThree pillars: reviews · checks · usageiUpdated = latest version published to the registryi
500+ transparent financial methods calculated from raw statements, not third-party endpoints.
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A thin, read-only Model Context Protocol server for the open-banking.io PSD2 API. It lets AI agents (Claude Desktop, Cursor, any MCP client) answer questions like *“What's my balance?”* and *“Summarise last month's transactions”* over your own bank accounts.
It wraps the official open-banking-io Python SDK and inherits its zero-knowledge property: the service only ever returns ciphertext, and every sensitive field (IBAN, owner name, amounts, counterparties) is decrypted in-process with your exported private key. No plaintext ever touches a third party — including the LLM only sees what your MCP client sends it.
| Tool | Arguments | Description |
|---|---|---|
list_accounts | — | Bank accounts: bank, country, IBAN, owner, display name, currency, balances, needs_reconnect flag |
get_balances | account_id | ISO 20022 balances for one account (ITBD = booked, ITAV = available) |
get_transactions | account_id, date_from?, date_to?, limit? (default 50, max 500), offset? | Statement lines, newest first, with counterparty and remittance details |
list_connections | — | Bank connections/consents: status, valid_until, last_synced_at, account count |
All tools are read-only. There are intentionally no sync, payment-initiation or consent-management tools — see Limitations.
| Env var | Required | Meaning |
|---|---|---|
OBI_CREDENTIALS | preferred | Path to (or inline JSON of) the credentials bundle exported from the open-banking.io app — contains apiBaseUrl, apiKey and the encryption private key |
OBI_API_KEY | alternative | API key, if you don't use the bundle |
OBI_PRIVATE_KEY | alternative | Base64 PKCS#8 EC (SECP256R1) private key matching OBI_API_KEY |
OBI_BASE_URL | with alternative | API base URL (the bundle's apiBaseUrl), required when using the split env vars |
Export credentials in the app → *Settings → Credentials* to get the bundle file.
claude_desktop_config.json (Claude → Settings → Developer → Edit Config):
{
"mcpServers": { "open-banking-io": { "command": "uvx", "args": [ "--from", "git+https://github.com/open-banking-io/mcp-server.git", "obi-mcp" ], "env": { "OBI_CREDENTIALS": "/absolute/path/to/credentials.json" } } } }
.cursor/mcp.json:
{
"mcpServers": { "open-banking-io": { "command": "uvx", "args": [ "--from", "git+https://github.com/open-banking-io/mcp-server.git", "obi-mcp" ], "env": { "OBI_CREDENTIALS": "/absolute/path/to/credentials.json" } } } }
Requires uv (curl -LsSf https://astral.sh/uv/install.sh | sh). Once published to PyPI the --from git+… argument can be dropped.
git clone https://github.com/open-banking-io/mcp-server.git
cd mcp-server uv venv && uv pip install -e '.[dev]' --python .venv/bin/python OBI_CREDENTIALS=/path/to/credentials.json .venv/bin/obi-mcp # speaks MCP over stdio .venv/bin/python tests/smoke.py # network-free smoke test uv run --python .venv/bin/python pytest -q # full test suite
get_transactions + grouping)list_connections)get_* methods are exposed. sync/sync_all exist in the SDK but are deliberately not offered; agents cannot move money or alter consents through this server."1234.56"), never floats.get_transactions defaults to 50 items and clamps at 500 to protect agent context windows; use offset to paginate.uvx --from git+… (above) or from source. Publishing to PyPI as open-banking-io-mcp is planned.| SDK call | HTTP (behind the SDK) |
|---|---|
get_accounts() | GET {apiBaseUrl}/api/accounts |
get_transactions(id, from, to, limit, offset) | GET {apiBaseUrl}/api/accounts/{id}/transactions |
get_connections() | GET {apiBaseUrl}/api/connections |
Auth: X-Api-Key header. Responses carry zero-knowledge envelopes (ECDH P-256 → HKDF-SHA256 → AES-256-GCM) decrypted locally by the SDK. Full wire format: clients repo · THREAT_MODEL.md.
MIT — same as the clients SDK repos.