OptimaYield free bank-treasury tools

What you can do with it

We have not written a plain-language summary for this one yet. Below are the facts we read from the registry.

• Connection: Runs in the cloud
• Transport: Streamable HTTP
• Category: Other

Install

Pick the AI app you use, then copy the settings.

You need

• Runs in the cloudNothing to install; it connects over the internet

Which app do you use?

https://www.optimayield.com/api/mcp

claude mcp add --transport http bank-tools https://www.optimayield.com/api/mcp

{
  "mcpServers": {
    "bank-tools": {
      "url": "https://www.optimayield.com/api/mcp"
    }
  }
}

{
  "servers": {
    "bank-tools": {
      "type": "http",
      "url": "https://www.optimayield.com/api/mcp"
    }
  }
}

https://www.optimayield.com/api/mcp

Your choice stays on this device in a cookie; no account needed.

These settings are generated from the maker’s registry entry. If the README says otherwise, follow the README.

What it can do

Tool names and descriptions exactly as the server reported them on Nov 6, 2026. The maker wrote them, not us; we show them as plain text.

• search_banks

  Look up a US bank by name (legal or common, e.g. "Chase", "state street") and return its FDIC certificate number, city, state and total assets. Use this first: every other tool needs the certificate. Optionally narrow by two-letter state.

• get_bank_profile

  Headline profile for one bank from its latest Call Report data: identity, total assets, deposits, loans, ROA, ROE, net interest margin, capital, liquidity and credit ratios, with the reporting period and source. Units are stated on every value.

• nim_rate_shock

  Estimate how a Fed funds move changes a bank's loan yield, deposit cost, and net interest income, using its own filed pass-through history. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.

• margin_capture

  Compare a bank's loan beta with its deposit beta and rank the spread against its asset-band peers, from FFIEC filings. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.

• maturity_wall_refinancing

  Measure time deposits maturing or repricing within a year, then test explicit renewal and replacement assumptions against tier-specific costs. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.

• deposit_pricing_decision

  Price holding, matching, or beating the market rate on a bank's deposits: annual cost, balances at risk, breakeven retention, and sensitivity. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.

• loss_reserve_scenario

  Stress a bank's net charge-offs: provision needed to hold its allowance ratio and the after-tax hit to CET1 or leverage capital, with peers. Free; computed from FFIEC filings; results state whether each number is filed, derived, or assumed.

Basic checksi

We check information anyone can see; we have not read the code. Checks that do not apply are left out of the count. · Checked Nov 6, 2026

• ! Caution

  Maker matches the repo

  The registry lists no source repo, so we cannot match the publisher (optimayield.com) to the code

• … Not checked yet

  Still maintained

  We have not read this repo from GitHub yet

• … Not checked yet

  Has a licence

  We have not read this repo from GitHub yet

• ✓ Pass

  Endpoint responds

  Responded in 2722 ms (HTTP 200)

• – Not applicable

  Sign-in with OAuth

  No sign-in needed

• ✓ Pass

  No hidden instructions in tool descriptions

  Read 7 tool descriptions and found no hidden instructions to the AI

Compared with others in Otheri

• More stars than 0% of the other 32433 servers in this category
• Published to the registry more recently than 95% of the other 32433 servers in this category
• Basic checks equal to or better than 37% of the other 32433 servers in this category

Compared with every active server in this category in the registry. Stars count only when the publisher owns the repo.

Alternatives

Servers in the same category from other makers, sorted by stars.

Reading a card:★ GitHub starsiThree pillars: reviews · checks · usageiUpdated = latest version published to the registryi

README from the maker

No README found in the repo