Safe Rate

What you can do with it

We have not written a plain-language summary for this one yet. Below are the facts we read from the registry.

• Connection: Runs in the cloud
• Transport: Streamable HTTP
• Category: Search & AI memory

Install

Pick the AI app you use, then copy the settings.

You need

• Runs in the cloudNothing to install; it connects over the internet

Which app do you use?

https://mcp.saferate.com/mcp

claude mcp add --transport http saferate https://mcp.saferate.com/mcp

{
  "mcpServers": {
    "saferate": {
      "url": "https://mcp.saferate.com/mcp"
    }
  }
}

{
  "servers": {
    "saferate": {
      "type": "http",
      "url": "https://mcp.saferate.com/mcp"
    }
  }
}

https://mcp.saferate.com/mcp

Your choice stays on this device in a cookie; no account needed.

These settings are generated from the maker’s registry entry. If the README says otherwise, follow the README.

What it can do

Tool names and descriptions exactly as the server reported them on Nov 6, 2026. The maker wrote them, not us; we show them as plain text.

• get_quote_estimate

  Get live mortgage rate estimates for any US location without collecting the borrower's name, email, or phone number. Rates are Safe Rate's non-binding estimates (never quotes; a lender's actual quote may differ), and include an estimate ID the borrower can use to track rate chang

• track_quote_estimate

  Check a previously created Safe Rate rate estimate by its estimate ID. Returns the original scenario, how rates have moved since the estimate was created, and current rates for the same scenario. No account or contact information required.

• assess_property_context

  Assess hazard exposure and insurance conditions for a US location: FEMA National Risk Index score, flood-zone coverage and whether flood insurance is likely to be required for a mortgage, wildfire and earthquake exposure, and local insurance-market conditions. Describes the area,

• get_market_context

  Get local housing-market context for a US location: median home value with its national percentile, median rent, recent price appreciation, and historical mortgage activity from HMDA filings. Use this to answer whether a price or a market is typical.

• find_lenders_in_market

  List the lenders Safe Rate publishes rankings for in a metro area or a whole state, sliced by loan type OR by institution type. Rankings are derived from public federal HMDA filings; placement cannot be purchased. This is a starting list, not a recommendation for a specific borro

• research_lender

  Look up any US mortgage lender by name or NMLS ID: origination volume, approval and pull-through rates, product mix and geographic footprint, from federal HMDA data.

• search

  Search Safe Rate's published pages: local mortgage-rate indexes by geography, lender profiles, lender rankings by market (optionally by loan type or institution type), and the ranking methodology. Returns document ids for those pages. These are published reference pages, not pric

• fetch

  Fetch one Safe Rate published page by its document id. Returns plain text carrying its own as-of date, canonical URL, data license, and citation notice. Rate index pages are indicative and refreshed daily; they are not a quote for a specific borrower.

• get_treasury_curve

  Get the U.S. Treasury yield curve for a single day: the fitted zero-coupon (spot) curve and, on request, the par curve, money-market curve, TIPS real curve, breakeven inflation, the prior trading day for day-over-day moves, and per-CUSIP yields. Omit the date for the most recent

• get_treasury_rate_history

  Get a history of U.S. Treasury yields between two dates: the nominal zero curve, the short-end money-market curve, or the TIPS real curve, one row per trading day. Use this for 'how have rates moved' questions. Coverage starts 2008-09-02. Keep ranges tight — a decade is thousands

• get_treasury_security

  Look up one Treasury security by CUSIP: its terms, price history, and analytics including duration, convexity, DV01 and key-rate durations, plus TIPS and floating-rate analytics where they apply, and the amount outstanding. Takes a CUSIP, not a description such as 'the current 10

• list_treasury_securities

  List Treasury securities as at a date: which security is on-the-run for each tenor (this is how to resolve 'the current 10-year' to a CUSIP), the full outstanding and priced universe, or just the priced CUSIPs. Omit the date for the most recent day with prices.

• price_treasury_security

  Convert between price and yield for a Treasury bill, note or bond. Supply exactly one side — a price or a yield (a discount rate for a bill) — and the other is returned, with accrued interest, dirty price and the investment rate as applicable. For a note or bond, a CUSIP looks th

• value_savings_bond

  Value a U.S. Series I or Series EE savings bond: what it is worth now, how it got there, and what the holder would actually receive. Bonds under five years old forfeit three months of interest on redemption, and bonds under twelve months cannot be redeemed at all, so the amount r

• get_savings_bond_rates

  Get current and historical U.S. savings bond rates — the Series I composite, its fixed and inflation components, and Series EE rates by issue cohort — and optionally how many bonds the public holds and how many are being sold. An I bond's headline rate applies for six months only

• get_treasury_index

  Get Safe Rate's Treasury total-return indices — by maturity bucket, plus bills, TIPS, floating-rate and aggregate. Call with no code to list every index with its current level and discover the codes. These are TOTAL RETURN levels, not yields: a rising level usually means yields f

• get_treasury_debt

  Get the U.S. federal debt from the monthly Treasury statement: debt held by the public, total public debt outstanding, and its composition, plus the STRIPS float on request. These two headline figures differ by trillions: debt held by the public excludes intragovernmental trust-f

• get_my_application

  Requires the shopper's Safe Rate sign-in (scope poppy:read). Read the shopper's own Safe Rate Universal Application, the one application they build to share with the lenders they choose (building it is not applying for a loan): their loan scenario (price, down payment, ZIP, occup

• get_my_quotes

  Requires the shopper's Safe Rate sign-in (scope poppy:read). List the quote requests the shopper sent to lenders and the offers that came back (rate, APR, points, product). Offers from Safe Rate Mortgage stay hidden until the shopper accepts the affiliated business disclosure on

• start_my_application

  Requires the shopper's Safe Rate sign-in (scope poppy:write). Start building the shopper's Universal Application from a loan scenario. If they already have one, nothing changes and it is returned. Holds no personal information: no name, SSN or date of birth.

• update_my_application

  Requires the shopper's Safe Rate sign-in (scope poppy:write). Change answers in the loan scenario of the shopper's Universal Application. Send only the fields that change: everything else keeps its saved value, and nothing is saved if the result would be invalid. Cannot share the

• get_share_link

  Requires the shopper's Safe Rate sign-in (scope poppy:read). Does NOT share anything: sharing an application with a lender always takes the shopper's own click on saferate.com. Returns the link where the shopper reviews and shares it themselves.

Basic checksi

We check information anyone can see; we have not read the code. Checks that do not apply are left out of the count. · Checked Nov 6, 2026

• ! Caution

  Maker matches the repo

  The registry lists no source repo, so we cannot match the publisher (saferate.com) to the code

• … Not checked yet

  Still maintained

  We have not read this repo from GitHub yet

• … Not checked yet

  Has a licence

  We have not read this repo from GitHub yet

• ✓ Pass

  Endpoint responds

  Responded in 384 ms (HTTP 200)

• – Not applicable

  Sign-in with OAuth

  No sign-in needed

• ✓ Pass

  No hidden instructions in tool descriptions

  Read 22 tool descriptions and found no hidden instructions to the AI

Compared with others in Search & AI memoryi

• More stars than 0% of the other 7241 servers in this category
• Published to the registry more recently than 97% of the other 7241 servers in this category
• Basic checks equal to or better than 40% of the other 7241 servers in this category

Compared with every active server in this category in the registry. Stars count only when the publisher owns the repo.

Alternatives

Servers in the same category from other makers, sorted by stars.

Reading a card:★ GitHub starsiThree pillars: reviews · checks · usageiUpdated = latest version published to the registryi

README from the maker

No README found in the repo