Spec Driven Development
by formulahendry
MCP Server that facilitates spec-driven development workflows, not just Vibe Coding.
Runs on your computer★ 440MITUpdated 14 months ago
Install
OpenBudget MCP Server
Overview
Description from the maker (original English)
Ask your AI about bank accounts, spending, budgets, debts, holdings, and investment activity.
PopNx MCP’s three pillars
These three are never merged into one score: opinions, measurements and popularity are different things.
- User voiceiNo reviews yetReviews open together with accounts in a later step
- Our basic checksi3 of 3 passedChecked from public information; code not scanned yet
- UsageiNot measured yet★ –
What you can do with it
We have not written a plain-language summary for this one yet. Below are the facts we read from the registry.
- Connection: Runs in the cloud
- Transport: Streamable HTTP
- Category: Other
Install
Pick the AI app you use, then copy the settings.
Before you install
- Basic checks: 3 of 3 passed
- Runs on the maker’s server: what you ask it goes through their server.
- The registry lists no key to fill in.
You need
- Runs in the cloudNothing to install; it connects over the internet
Which app do you use?
Pick your app above. We remember it, so next time the button says “Install in …”.
Works in Claude on the web, desktop and mobile:
- Open Settings → Connectors
- Press Add custom connector
- Paste the address below and press Add
- If it asks you to sign in, sign in with the maker
https://api.openbudget.sh/mcpRun this in your terminal
claude mcp add --transport http openbudget https://api.openbudget.sh/mcpOr copy the settings yourself
Paste into .cursor/mcp.json in your project, or ~/.cursor/mcp.json
{
"mcpServers": {
"openbudget": {
"url": "https://api.openbudget.sh/mcp"
}
}
}Your browser asks to open the app, then the app shows the settings and asks you to confirm. Key values are left empty for you to fill in.
Or copy the settings yourself
Paste into .vscode/mcp.json in your project
{
"servers": {
"openbudget": {
"type": "http",
"url": "https://api.openbudget.sh/mcp"
}
}
}Your browser asks to open the app, then the app shows the settings and asks you to confirm. Key values are left empty for you to fill in.
ChatGPT connects only to servers on the internet:
- Open ChatGPT on the web → Settings → Connectors (Apps)
- Press Create or Add (some plans need Developer mode under Advanced first)
- Paste the address below, give it a name and save
- If it asks you to sign in, sign in with the maker
https://api.openbudget.sh/mcpMenu names can differ slightly by plan and over time.
Your choice stays on this device in a cookie; no account needed.
These settings are generated from the maker’s registry entry. If the README says otherwise, follow the README.
What it can do
The server asks you to sign in before it lists its tools.
Basic checksi
We check information anyone can see; we have not read the code. Checks that do not apply are left out of the count. · Checked Nov 7, 2026
- ✓ Pass
Maker matches the repo
The registry name was verified against the domain openbudget.sh (the registry checks domain ownership)
- … Not checked yet
Still maintained
We have not read this repo from GitHub yet
- … Not checked yet
Has a licence
We have not read this repo from GitHub yet
- ✓ Pass
Endpoint responds
Responded in 492 ms (HTTP 401)
- ✓ Pass
Sign-in with OAuth
Declares OAuth sign-in, so your AI app can take you to log in
- … Not checked yet
No hidden instructions in tool descriptions
Not checked yet; we read the tool list when we check the endpoint
Compared with others in Otheri
- More stars than 0% of the other 32742 servers in this category
- Published to the registry more recently than 87% of the other 32742 servers in this category
- Basic checks equal to or better than 100% of the other 32742 servers in this category
Compared with every active server in this category in the registry. Stars count only when the publisher owns the repo.
Common questions
Is OpenBudget MCP Server safe?
It passed 3 of 3 applicable basic checks. We have not read the code. Before adding a key or token, see what access the server asks for and use a key with only the permissions you need.
What keys or codes does it need?
The registry does not list a required key, though some servers ask you to sign in on first use.
Does it run on my computer or in the cloud?
It runs in the maker’s cloud. Connect over the internet with nothing to install, but what you send passes through the maker’s servers.
Is it still maintained?
The GitHub repo last changed –, and the latest version (1.3.0) reached the registry 5 days ago.
Which apps can use it?
Apps that support MCP, such as Claude Desktop, Claude Code, Cursor and VS Code. It connects by URL, so apps that accept remote MCP servers work too, such as ChatGPT in developer mode.
What can I use instead?
In the same category: Spec Driven Development, Remote Desktop Commander, Asset Notation
Alternatives
Servers in the same category from other makers, sorted by stars.
Reading a card:★ GitHub starsiThree pillars: reviews · checks · usageiUpdated = latest version published to the registryi
Remote Desktop Commander
by desktop-commander
Remote Desktop Commander: use files, terminal and processes on your own computers from any AI app.
Runs in the cloud★ 211Updated 2 days ago
Install
Asset Notation
by assetnotation
Read and maintain an Asset Notation file on disk: net worth, holdings, valuations, CSV import.
Runs on your computerUpdated today
Install
README from the maker
Open the README
Copied from the maker’s repo as written. PopNx MCP has not reviewed or endorsed it. HTML, images and scripts are removed. Links lead off this site.
OpenBudget MCP Server
Your bank accounts, spending, debts, and investments are available to your AI assistant.
OpenBudget is a hosted Model Context Protocol (MCP) server that gives Claude, ChatGPT, Cursor, Codex, and other MCP clients access to your financial data. That includes transactions, balances, net worth, credit cards, loans, mortgages, investment holdings, and investment activity synced from US institutions through Plaid. You can also add physical cash, gift-card balances, real estate, private-company interests, and other assets you track yourself.
You don't run anything. The server is hosted on OpenBudget's infrastructure. You add one URL to your client, sign in once, and start asking.
https://api.openbudget.sh/mcp- Transport: Streamable HTTP (remote MCP server)
- Auth: OAuth 2.0; sign in with your OpenBudget account
- Plans: Base is $60/year or $9.95 month-to-month. Investor is $99/year or $12.95 month-to-month. Both start with a 7-day free trial.
- Data: your own bank, brokerage, and retirement accounts connected through Plaid, plus assets and activity you add yourself
Plaid connections provide read-only financial data. OpenBudget never stores your financial-institution credentials, and your AI assistant cannot move money or place trades. Every write stays inside your OpenBudget account: categories, notes, rules, manual accounts, custom holdings, and custom activity.
Quick connect
Pick your client below, or see the full step-by-step guides at [openbudget.sh/connect-ai](https://openbudget.sh/connect-ai).
Claude (claude.ai / Claude Desktop)
- Customize → Connectors → Add custom connector
- Name it
openbudget.sh, pastehttps://api.openbudget.sh/mcp - Click Connect and sign in with the account you used to link your banks
Full guide: openbudget.sh/connect-ai/claude
Claude Code
claude mcp add --transport http openbudget https://api.openbudget.sh/mcpAdd --scope user to make it available in every project. Then run /mcp inside a session, select openbudget, and choose Authenticate.
Full guide: openbudget.sh/connect-ai/claude-code
ChatGPT (Plus / Team / Enterprise)
- Settings → Apps → Advanced settings → enable Developer mode
- Create app, name it
OpenBudget, paste the URL, select OAuth - Sign in and authorize access
Full guide: openbudget.sh/connect-ai/chatgpt
Cursor
Add to ~/.cursor/mcp.json (global) or .cursor/mcp.json (project):
{"mcpServers": { "openbudget": { "url": "https://api.openbudget.sh/mcp" } } }
Then enable the server under Cursor Settings → Tools & MCP → Connect.
Full guide: openbudget.sh/connect-ai/cursor
Codex / Codex CLI
codex mcp add openbudget --url https://api.openbudget.sh/mcpcodex mcp login openbudget
Or add to ~/.codex/config.toml:
[mcp_servers.openbudget]url = "https://api.openbudget.sh/mcp"
Full guides: codex · codex-cli
Any other MCP client
Add a remote / custom MCP server over the Streamable HTTP transport, pointing at https://api.openbudget.sh/mcp. Most clients also accept the mcpServers JSON shape shown in the Cursor section above. The first call opens your browser to sign in and approve access.
Full guide: openbudget.sh/connect-ai/other
What you can ask
The server exposes 26 tools, documented at [openbudget.sh/tools](https://openbudget.sh/tools). Ask in your own words and your client picks the right one. New connections receive read access by default; approve editing access (openbudget:write) to use mutation tools.
Base tools
| Tool | What it does |
|---|---|
list_accounts | Every linked account with balances, institution, and a normalized net-worth view. |
search_transactions | Search and filter transactions by text, category, account, date range, or amount, with settlement links and merchant location details when Plaid supplies them. |
get_liabilities | Credit cards, student loans, and mortgages: APRs, due dates, minimum payments, payoff data. |
get_liability_history | How those liabilities changed over time, including APR moves, balance trends, and YTD interest. |
list_available_categories | The full transaction category taxonomy. |
list_categorization_rules | Your auto-categorization rules, in evaluation order. |
search_budgets | Return matching budget summaries with bounded pagination, including current progress for fixed or recurring periods. |
get_budget | Get one budget by ID with its current period, history, rollover, comparisons, buckets, and optional audit events. |
update_transaction | *(write)* Recategorize a transaction, add a note, split it, hide it from searches, or include/exclude a transaction or split from budgets. |
create_transaction | *(write)* Log an off-bank purchase made with physical cash, a gift card, or store credit. |
delete_transaction | *(write)* Remove a manually-created transaction (bank transactions are hidden with update_transaction instead). |
upsert_manual_account | *(write)* Create or update a manual off-bank account such as a cash wallet or gift-card balance. |
delete_manual_account | *(write)* Delete an owned manual account with a zero or untracked balance and no transactions, holdings, or investment activity. Connected bank accounts are protected. |
upsert_budget | *(write)* Create, edit, or archive fixed and recurring budgets with category buckets and rollover policies. Archived budgets remain available in history; create a new budget when planning resumes. |
save_categorization_rule | *(write)* Create a rule once, such as "payments to our nanny are childcare," and optionally attribute future matches to a budget. |
delete_categorization_rule | *(write)* Remove a rule. |
update_liability | *(write)* Note or manual balance override on a credit card or loan. |
Investor tools
Investor includes every Base tool and adds the tools below.
| Tool | What it does |
|---|---|
search_investment_holdings | Filter connected and custom positions by account, ticker, name, category, source, or closed status, then sort by value, quantity, name, or ticker. Returns the position data your AI needs to calculate allocation, gains, and concentration. |
search_investment_transactions | Search buys, sells, dividends, interest, contributions, withdrawals, fees, taxes, property activity, and adjustments. |
list_available_investment_categories | Return the separate category taxonomies for holdings and investment activity. |
update_investment_holding | *(write)* Categorize a holding, change its display fields, or manage its notes. Custom holdings also support value, quantity, price, cost basis, ticker, currency, and status changes. |
update_investment_transaction | *(write)* Categorize investment activity, add a note, or ignore it. Custom activity also supports amount, date, quantity, price, fees, ticker, and currency changes. |
create_investment_holding | *(write)* Add real estate, private-company interests, collectibles, offline positions, or other custom assets. |
delete_investment_holding | *(write)* Delete a custom holding. Connected holdings remain synced from the institution. |
create_investment_transaction | *(write)* Add property purchases, distributions, private contributions, fees, valuation adjustments, and other custom investment activity. |
delete_investment_transaction | *(write)* Delete custom investment activity. Connected activity can be ignored instead. |
Transaction results can include pendingTransactionId, which links a posted transaction to its earlier pending record, and a structured location with address, city, region, postal code, store number, latitude, and longitude. These fields make receipt reconciliation reliable when a tip or pre-authorization changes the settled amount.
Example prompts
- *"How much did I spend on restaurants last month, and how does it compare to the month before?"*
- *"What did the Denver trip in March cost me all-in: flights, hotel, food, and rideshares?"*
- *"Find every subscription I'm paying for and total them per month."*
- *"What's my net worth across all accounts right now?"*
- *"What's the APR on each of my credit cards, and when are the next payments due?"*
- *"Categorize Venmo payments to Elena as childcare and make that a rule."*
- *"Create a $1,500 monthly household budget that rolls unused money into the next month."*
- *"Create a Miami trip budget and include the flights and hotel I already booked."*
- *"Show every active budget, then tell me where I am over budget this month."*
- *"I paid the babysitter $60 in cash tonight; log it as childcare."*
- *"Track my $200 Amazon gift card and record the $45 I just spent from it."*
- *"Delete my empty manual account named Old wallet."*
- *"What's my net worth across bank accounts, cards, loans, brokerage and retirement accounts, and property?"*
- *"Over the last three months, how much did I spend, save, and invest, and what changed month to month?"*
- *"Add my rental property and record this month's distribution."*
More in examples/prompts.md.
Read-only financial connections
Bank, brokerage, and retirement connections go through Plaid with read-only data access. OpenBudget never sees or stores your financial-institution credentials. Your AI assistant cannot move money, initiate transfers, place trades, or modify anything at your institution. Every write stays inside your OpenBudget account: transaction and investment categories, notes, ignored flags, splits, rules, liability overrides, manual accounts, custom holdings, and custom activity. Every tool declares MCP annotations (readOnlyHint, destructiveHint) so clients can show what each call can do.
Privacy & terms
OAuth grants your AI client access to your own financial data in OpenBudget. See the Terms of Service, Privacy Policy, and Security pages.
License
The configuration snippets and documentation in this repository are MIT-licensed.
The OpenBudget MCP service is hosted and governed by its Terms of Service. The MIT license covers the configuration snippets and documentation in this repository. This repository does not contain the server's source code.
Links
- Website: openbudget.sh
- Tool demos: openbudget.sh/tools
- Connect guides: openbudget.sh/connect-ai
- Pricing: openbudget.sh/pricing
- Model Context Protocol: modelcontextprotocol.io