Finance Toolkit
500+ transparent financial methods calculated from raw statements, not third-party endpoints.
Computer or cloud
Loan Schedule
Overview
Description from the maker (original English)
Amortization schedules for a loan: the level payment, the interest, and what settling early saves.
PopNx MCP’s three pillars
These three are never merged into one score: opinions, measurements and popularity are different things.
- User voiceiNo reviews yetReviews open together with accounts in a later step
- Our basic checksi1 of 1 passedChecked from public information; code not scanned yet
- UsageiVery new★ –
What you can do with it
We have not written a plain-language summary for this one yet. Below are the facts we read from the registry.
- Connection: Runs on your computer
- Transport: stdio
- Category: Accounting, finance & tax
- You need to fill in: MCP_LICENSE_KEY
Install
Pick the AI app you use, then copy the settings.
Before you install
- Basic checks: 1 of 1 passed
- Runs on your computer with your user’s permissions (files, network, apps).
- You fill in yourself:
MCP_LICENSE_KEY
Values marked secret are keys to your account. Never share them or paste them into a chat.
Which app do you use?
Pick your app above. We remember it, so next time the button says “Install in …”.
Download the maker’s .mcpb file
The link goes to the maker’s own file; we do not host or repackage it. Open the file and Claude Desktop installs it.
Run this in your terminal
Fill in the empty values before running it.
Your browser asks to open the app, then the app shows the settings and asks you to confirm. Key values are left empty for you to fill in.
Your browser asks to open the app, then the app shows the settings and asks you to confirm. Key values are left empty for you to fill in.
This one runs on your computer, and ChatGPT can only connect to servers on the internet. Pick another app.
Your choice stays on this device in a cookie; no account needed.
Values you fill in
- Optional Pro license key (MCPL1....). Verified offline.
These settings are generated from the maker’s registry entry. If the README says otherwise, follow the README.
What it can do
Runs on your computer; the tool list appears in your AI app after you install it.
Basic checksi
We check information anyone can see; we have not read the code. Checks that do not apply are left out of the count. · Checked Nov 9, 2026
- ✓ Pass
Maker matches the repo
The registry name was verified with the GitHub account theluckystrike, which owns the repo
- … Not checked yet
Still maintained
We have not read this repo from GitHub yet
- … Not checked yet
Has a licence
We have not read this repo from GitHub yet
- – Not applicable
Endpoint responds
This one runs on your computer; there is no internet endpoint
- – Not applicable
Sign-in with OAuth
Runs on your computer and uses local settings instead
- … Not checked yet
No hidden instructions in tool descriptions
Runs on your computer; we can only read tool lists from internet endpoints
Compared with others in Accounting, finance & taxi
- More stars than 0% of the other 2953 servers in this category
- Published to the registry more recently than 56% of the other 2953 servers in this category
- Basic checks equal to or better than 100% of the other 2953 servers in this category
Compared with every active server in this category in the registry. Stars count only when the publisher owns the repo.
Common questions
Is Loan Schedule safe?
It passed 1 of 1 applicable basic checks. We have not read the code. Before adding a key or token, see what access the server asks for and use a key with only the permissions you need.
What keys or codes does it need?
You need to fill in: MCP_LICENSE_KEY
Does it run on my computer or in the cloud?
It runs on your computer. Your AI app starts it when needed, and data does not pass through the maker’s servers (unless it calls an online service itself).
Is it still maintained?
The GitHub repo last changed –, and the latest version (0.22.5) reached the registry 26 days ago.
Which apps can use it?
Apps that support MCP, such as Claude Desktop, Claude Code, Cursor and VS Code. You also need MCPB on your computer.
What can I use instead?
In the same category: Finance Toolkit, SolidInvoice, Korea Tax Calculator
Alternatives
Servers in the same category from other makers, sorted by stars.
Reading a card:↓ Downloads per weeki★ GitHub starsiThree pillars: reviews · checks · usageiUpdated = latest version published to the registryi
SolidInvoice
Create and send invoices and quotes, manage clients, and track payments in SolidInvoice.
Runs in the cloud✓ solidinvoice.co
Korea Tax Calculator
Korean tax calculation and tax-audit judgment MCP: 96 tools with statutory citations.
Runs on your computer
README from the maker
Open the README
Copied from the maker’s repo as written. PopNx MCP has not reviewed or endorsed it. HTML, images and scripts are removed. Links lead off this site.
mcp-amortization
In the [official MCP Registry](https://registry.modelcontextprotocol.io/v0.1/servers/io.github.theluckystrike%2Famortization/versions/latest) (io.github.theluckystrike/amortization). Loan and lease schedules for an AI assistant. Give it the terms of a credit agreement, the amount, the nominal annual rate in basis points, how often interest compounds, how often a payment falls due, the term in periods, the method, any arrangement fee and any balloon, and it works out the payment, the effective annual rate, and the schedule period by period: opening balance, payment, interest, principal, closing balance. It answers what settling early would cost and save, and hands back the double entry for a payment in the same account names the cash book uses. Everything is integer minor units, and every closing balance reaches the balloon, or zero, exactly. Nothing is sent anywhere: the register is a file on your machine.
npm publish for @theluckystrike/mcp-amortization is pending, so npx -y @theluckystrike/mcp-amortization returns 404 today. Until then, the .mcpb one-click bundle or a clone+build is the working path.
Install
Claude Desktop, macOS ~/Library/Application Support/Claude/claude_desktop_config.json, Windows %APPDATA%\Claude\claude_desktop_config.json:
{"mcpServers": { "amortization": { "command": "npx", "args": ["-y", "@theluckystrike/mcp-amortization"] } } }
claude mcp add amortization -- npx -y @theluckystrike/mcp-amortizationCursor, ~/.cursor/mcp.json (global) or .cursor/mcp.json (project). Same entry as Claude Desktop.
Tools
| Tool | What it does |
|---|---|
loan_create | Record a loan or lease from its terms. Returns LOAN-YYYY-NNNN, the level payment, the effective annual rate and the total interest |
loan_schedule | The schedule: opening, payment, interest, principal, closing for every period, and the total interest |
loan_repay_early | What settling or overpaying at a period costs: the outstanding balance, the penalty, the recalculated remaining schedule and the interest saved, gross and net of the penalty |
loan_journal | The double entry for a period or a month: debit interest expense and loan liability, credit cash, plus an expense_add-ready payload |
loan_list | The register, with the balance outstanding and the next payment date at any date |
loan_delete | Remove one agreement and give its slot back. Refused, with the entry named, if a journal has already been taken from it |
loans_report | What is owed per currency, when each next payment falls due, and the interest charged in a calendar year |
license_status, license_activate | Your tier, and activating a Pro key |
Free vs Pro
| Free | Pro | |
|---|---|---|
| Loans in the register | 3 | Unlimited |
| Schedules | Unlimited | Unlimited |
Delete an agreement (loan_delete) | Yes | Yes |
Early repayment (loan_repay_early) | - | Yes |
Journals (loan_journal) | - | Yes |
Report (loans_report) | - | Yes |
loan_delete is free on purpose. The cap is on agreements held, so recording the same lease twice would otherwise cost two of the three slots with no way back but a key; a duplicate is refused by loan_create before anything is written, naming the record it matches, and anything already in the register comes back out with loan_delete. A loan a journal has been taken from is refused instead, and named, because those lines are already in somebody's ledger.
The schedule is never metered. The payment and the interest are the question this server exists to answer, and a free tier that hides the answer is a demo. The meter is on the number of agreements held, which is the unit of work.
Get Pro: https://mcp.zovo.one/buy/amortization, $19 one-time for this server, or $39 for the bundle.
A measured insight
Quoting a rate per quarter as the nominal rate over four is worth 1.0 percent of the interest, in the lender's favour. Take EUR 10,000 at a nominal 12 percent compounded MONTHLY, repaid in four quarterly instalments. The rate for one quarter is the equivalent rate, (1 + 0.12/12)^3 - 1 = 3.0301 percent, not 0.12/4 = 3.0000 percent. That 3-basis-point difference sets the payment at EUR 2,692.21 instead of EUR 2,690.27 and the total interest at EUR 768.84 instead of EUR 761.08: EUR 7.76 more, 1.0 percent of the whole interest bill, on a one-year loan of ten thousand. The two rates look identical in a quote and diverge in the schedule, which is why this server takes every equivalent rate through the compounding clock and prints the periodic rate it used to six decimal places.
The same arithmetic is why the effective annual rate is reported beside the nominal one on every loan: a nominal 12 percent compounded monthly is an effective 12.68 percent, and 0.68 of a percent is the part of the price the headline rate does not carry.
Privacy
All data stays local, in ${XDG_DATA_HOME:-~/.local/share}/mcp-servers/amortization/. Two files: loans.json and counter.json. No network call is made by this server at all, for any tool. No schedule is stored: every row is derived from the terms on the call, because a stored schedule is a second copy of a figure the rate and the term already decide, and the copy is the one that gets believed after somebody edits the rate.
Built by theluckystrike. https://github.com/theluckystrike
Use these docs as an MCP server
Any MCP client (Claude, Cursor, Windsurf, VS Code) can read this repository's documentation directly via GitMCP - no install:
- Docs MCP URL: https://gitmcp.io/theluckystrike/mcp-amortization