Allowance MCP

Name: Allowance MCP
Author: useallowance

by useallowanceversion 0.1.2i★ –iRuns in the cloud

Registry namecom.useallowance/allowance-mcp

Install

Overview

Description from the maker (original English)

Secure agent purchasing with human-approved virtual cards, receipts, and audit trails.

PopNx MCP’s three pillars

These three are never merged into one score: opinions, measurements and popularity are different things.

User voiceiNo reviews yetReviews open together with accounts in a later step
Our basic checksi1 of 1 passedChecked from public information; code not scanned yet
UsageiNot measured yet★ –

What you can do with it

We have not written a plain-language summary for this one yet. Below are the facts we read from the registry.

Connection: Runs in the cloud
Transport: Streamable HTTP
Category: Other
You need to fill in: Authorization

Install

Pick the AI app you use, then copy the settings.

Before you install

Basic checks: 1 of 1 passed
Runs on the maker’s server: what you ask it goes through their server.
You fill in yourself: Authorization

Values marked secret are keys to your account. Never share them or paste them into a chat.

You need

Runs in the cloudNothing to install; it connects over the internet

Which app do you use?

ClaudeClaude CodeCursorVS CodeChatGPT

Pick your app above. We remember it, so next time the button says “Install in …”.

This address needs a key in a request header, which the add-connector menu cannot set. Use Claude Code, Cursor or VS Code instead.

Run this in your terminal

claude mcp add --transport http allowance https://mcp.useallowance.com --header 'Authorization: your-value'

Fill in the empty values before running it.

Open in Cursor

Or copy the settings yourself

Paste into .cursor/mcp.json in your project, or ~/.cursor/mcp.json

{
  "mcpServers": {
    "allowance": {
      "url": "https://mcp.useallowance.com",
      "headers": {
        "Authorization": "your-value"
      }
    }
  }
}

Your browser asks to open the app, then the app shows the settings and asks you to confirm. Key values are left empty for you to fill in.

Open in VS Code

Or copy the settings yourself

Paste into .vscode/mcp.json in your project

{
  "servers": {
    "allowance": {
      "type": "http",
      "url": "https://mcp.useallowance.com",
      "headers": {
        "Authorization": "your-value"
      }
    }
  }
}

Your browser asks to open the app, then the app shows the settings and asks you to confirm. Key values are left empty for you to fill in.

This address needs a key in a request header, which the add-connector menu cannot set. Use Claude Code, Cursor or VS Code instead.

Your choice stays on this device in a cookie; no account needed.

Values you fill in

Authorization secret required HTTP header
OAuth-issued Allowance bearer token.

These settings are generated from the maker’s registry entry. If the README says otherwise, follow the README.

What it can do

We have not read this server’s tool list yet; we check endpoints in rotation.

Basic checksi

We check information anyone can see; we have not read the code. Checks that do not apply are left out of the count. · Checked Nov 7, 2026

✓ Pass
Maker matches the repo
The registry name was verified against the domain useallowance.com (the registry checks domain ownership)
… Not checked yet
Still maintained
We have not read this repo from GitHub yet
… Not checked yet
Has a licence
We have not read this repo from GitHub yet
… Not checked yet
Endpoint responds
Not checked yet; we check endpoints in rotation
… Not checked yet
Sign-in with OAuth
Not checked yet; we check endpoints in rotation
… Not checked yet
No hidden instructions in tool descriptions
Not checked yet; we read the tool list when we check the endpoint

Compared with others in Otheri

More stars than 0% of the other 32537 servers in this category
Published to the registry more recently than 14% of the other 32537 servers in this category
Basic checks equal to or better than 100% of the other 32537 servers in this category

Compared with every active server in this category in the registry. Stars count only when the publisher owns the repo.

Common questions

Is Allowance MCP safe?

It passed 1 of 1 applicable basic checks. We have not read the code. Before adding a key or token, see what access the server asks for and use a key with only the permissions you need.

What keys or codes does it need?

You need to fill in: Authorization

Does it run on my computer or in the cloud?

It runs in the maker’s cloud. Connect over the internet with nothing to install, but what you send passes through the maker’s servers.

Is it still maintained?

The GitHub repo last changed –, and the latest version (0.1.2) reached the registry 5 months ago.

Which apps can use it?

Apps that support MCP, such as Claude Desktop, Claude Code, Cursor and VS Code. It connects by URL, so apps that accept remote MCP servers work too, such as ChatGPT in developer mode.

What can I use instead?

In the same category: Spec Driven Development, Remote Desktop Commander, TF Rooms

Alternatives

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Reading a card:★ GitHub starsiThree pillars: reviews · checks · usageiUpdated = latest version published to the registryi

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Runs on your computer★ 440MITUpdated 14 months ago

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Remote Desktop Commander

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Remote Desktop Commander: use files, terminal and processes on your own computers from any AI app.

Runs in the cloud★ 211Updated yesterday

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TF Rooms

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Runs in the cloudUpdated today

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README from the maker

Open the README

Copied from the maker’s repo as written. PopNx MCP has not reviewed or endorsed it. HTML, images and scripts are removed. Links lead off this site.

Allowance MCP

Allowance is a payment security layer for AI agents. It lets humans approve scoped purchases on their phone while agents complete checkout with limited-use payment credentials instead of the human's real card.

Allowance MCP exposes that flow to MCP clients: agents can request approval for a specific purchase, receive a scoped virtual card after approval, complete checkout, and report receipts and final charged amounts back into an audit trail.

This repository is the public listing and configuration home for the hosted Allowance MCP server. The implementation repository is private.

Hosted Server

Server URL: https://mcp.useallowance.com
Transport: streamable-http
Official registry name: com.useallowance/allowance-mcp
Official registry URL: https://registry.modelcontextprotocol.io/v0.1/servers/com.useallowance%2Fallowance-mcp/versions/latest
Company site: https://useallowance.com
Discovery metadata: https://useallowance.com/.well-known/mcp.json
Product docs: https://useallowance.com/mcp

Authentication

Allowance MCP uses OAuth. Connect your MCP client to https://mcp.useallowance.com and complete the Allowance OAuth flow when prompted.

After OAuth completes, MCP clients send the issued bearer token on tool calls. Users should not create or paste standalone API keys for normal MCP use. Do not commit tokens, card credentials, or checkout PII.

Core Flow

The agent creates an allowance request for a specific purchase.
The human approves, denies, or lets the request expire on their phone.
If approved, the agent completes checkout with scoped payment credentials or waits for Allowance remote fulfillment.
The agent reports success or failure, including receipt and charged amount details when available.

Human phone approval is the spending authorization. After approval, agents should not ask for another final confirmation unless the realized total exceeds the approved cap, checkout requires unavailable information, or the item materially differs from the approved request.

What Allowance Controls

Spend scope: merchant, amount cap, purchase reason, and expiration.
Payment exposure: agents get limited payment credentials instead of the human's real card.
Checkout data: approved contact, shipping, and billing fields are available only when needed for checkout.
Auditability: requests, approvals, card issuance, purchase attempts, receipts, and failures are recorded.
Revocation: humans can pause or revoke allowances instead of leaving broad payment access with an agent.

Tools

send_allowance_request
poll_allowance_request
wait_for_allowance_request
get_allowance_request
list_allowance_requests
cancel_allowance_request
get_contact_details
get_allowance_shipping_address
get_allowance_billing_address
issue_allowance_card
complete_purchase_auth
report_purchase_success
report_purchase_failure
list_allowance_purchase_attempts
get_allowance
wait_for_remote_fulfillment
reply_to_remote_fulfillment_message
list_allowances
pause_allowance
revoke_allowance
list_supported_merchants
check_merchant

Security Model

Allowance is designed so agents spend with scoped authorization instead of receiving the human's real card. Approvals, limits, receipts, and audit trails are enforced by Allowance.

If you find a security issue, email security@useallowance.com.

Allowance MCP

Overview

PopNx MCP’s three pillars

What you can do with it

Install

Before you install

Values you fill in

What it can do

Basic checksi

Maker matches the repo

Still maintained

Has a licence

Endpoint responds

Sign-in with OAuth

No hidden instructions in tool descriptions

Compared with others in Otheri

Common questions

Alternatives

Spec Driven Development

Remote Desktop Commander

TF Rooms

README from the maker

Allowance MCP

Hosted Server

Authentication

Core Flow

What Allowance Controls

Tools

Security Model