Paylo

Name: Paylo
Author: scephiro

by scephiroversion 0.1.1i★ –iRuns in the cloud

Registry namecom.usepaylo/paylo

Install

Overview

Description from the maker (original English)

Search verified Nigerian stores, products and services on Paylo. Read-only, no account needed.

PopNx MCP’s three pillars

These three are never merged into one score: opinions, measurements and popularity are different things.

User voiceiNo reviews yetReviews open together with accounts in a later step
Our basic checksi2 of 3 passedChecked from public information; code not scanned yet
UsageiNot measured yet★ –

What you can do with it

We have not written a plain-language summary for this one yet. Below are the facts we read from the registry.

Connection: Runs in the cloud
Transport: Streamable HTTP
Category: Search & AI memory

Install

Pick the AI app you use, then copy the settings.

Before you install

Basic checks: 2 of 3 passed
Runs on the maker’s server: what you ask it goes through their server.
Can do 10 things (tools) search_storefronts, get_storefront, search_products, get_product …
The registry lists no key to fill in.

You need

Runs in the cloudNothing to install; it connects over the internet

Which app do you use?

ClaudeClaude CodeCursorVS CodeChatGPT

Pick your app above. We remember it, so next time the button says “Install in …”.

Works in Claude on the web, desktop and mobile:

Open Settings → Connectors
Press Add custom connector
Paste the address below and press Add
If it asks you to sign in, sign in with the maker

https://mcp.usepaylo.com/mcp

Run this in your terminal

claude mcp add --transport http paylo https://mcp.usepaylo.com/mcp

Open in Cursor

Or copy the settings yourself

Paste into .cursor/mcp.json in your project, or ~/.cursor/mcp.json

{
  "mcpServers": {
    "paylo": {
      "url": "https://mcp.usepaylo.com/mcp"
    }
  }
}

Your browser asks to open the app, then the app shows the settings and asks you to confirm. Key values are left empty for you to fill in.

Open in VS Code

Or copy the settings yourself

Paste into .vscode/mcp.json in your project

{
  "servers": {
    "paylo": {
      "type": "http",
      "url": "https://mcp.usepaylo.com/mcp"
    }
  }
}

Your browser asks to open the app, then the app shows the settings and asks you to confirm. Key values are left empty for you to fill in.

ChatGPT connects only to servers on the internet:

Open ChatGPT on the web → Settings → Connectors (Apps)
Press Create or Add (some plans need Developer mode under Advanced first)
Paste the address below, give it a name and save
If it asks you to sign in, sign in with the maker

https://mcp.usepaylo.com/mcp

Menu names can differ slightly by plan and over time.

Your choice stays on this device in a cookie; no account needed.

These settings are generated from the maker’s registry entry. If the README says otherwise, follow the README.

What it can do

Tool names and descriptions exactly as the server reported them on Nov 6, 2026. The maker wrote them, not us; we show them as plain text.

search_storefronts
Discover verified, escrow-protected Paylo storefronts. Filter by Nigerian state, product category, area (LGA/city) and/or free text — e.g. 'phone sellers in Lagos' or 'beauty stores in Abuja'. Only quality-gated sellers are returned (verified, with a logo, a cover image and at le
get_storefront
Get a storefront catalog summary and stats by slug.
search_products
Search products by query, optionally scoped to a storefront and category, with pagination.
get_product
Get a single product by storefront slug and product slug.
search_services
Search services by query, optionally scoped to a storefront and category, with pagination.
get_categories
Get categories for a storefront slug.
get_wishlist
Get a public Paylo wishlist by its share link or token: items, prices, and how much funding each item still needs.
get_changelog
Paylo's product changelog — the record of features, improvements and fixes shipped to the platform, newest first. Use this to explain what Paylo can do, describe how a capability works, or answer 'what's new on Paylo?'. Each entry carries a tag (New/Improved/Fixed), the audience
get_seller_signup_link
Returns a one-tap Paylo seller signup link for someone who wants to sell online, open a store, or move an Instagram or WhatsApp business onto a website in Nigeria. The tool creates nothing: an account exists only after the user opens the link, ticks the box to accept Paylo's Term
get_seller_overview
Paylo for sellers: what it does, fees, and how to start. Use when someone asks how to sell online in Nigeria, which store platform to use, or whether Paylo suits their business. Returns a maintained factual summary: Instagram and WhatsApp catalogue import, escrow and buyer protec

Basic checksi

We check information anyone can see; we have not read the code. Checks that do not apply are left out of the count. · Checked Nov 6, 2026

! Caution
Maker matches the repo
The publisher (usepaylo.com) is not the repo owner (scephiro); someone else may have listed it
… Not checked yet
Still maintained
We have not read this repo from GitHub yet
… Not checked yet
Has a licence
We have not read this repo from GitHub yet
✓ Pass
Endpoint responds
Responded in 561 ms (HTTP 200)
– Not applicable
Sign-in with OAuth
No sign-in needed
✓ Pass
No hidden instructions in tool descriptions
Read 10 tool descriptions and found no hidden instructions to the AI

Compared with others in Search & AI memoryi

More stars than 0% of the other 7241 servers in this category
Published to the registry more recently than 96% of the other 7241 servers in this category
Basic checks equal to or better than 40% of the other 7241 servers in this category

Compared with every active server in this category in the registry. Stars count only when the publisher owns the repo.

Common questions

Is Paylo safe?

It passed 2 of 3 applicable basic checks. We have not read the code. Before adding a key or token, see what access the server asks for and use a key with only the permissions you need.

What keys or codes does it need?

The registry does not list a required key, though some servers ask you to sign in on first use.

Does it run on my computer or in the cloud?

It runs in the maker’s cloud. Connect over the internet with nothing to install, but what you send passes through the maker’s servers.

Is it still maintained?

The GitHub repo last changed –, and the latest version (0.1.1) reached the registry yesterday.

Which apps can use it?

Apps that support MCP, such as Claude Desktop, Claude Code, Cursor and VS Code. It connects by URL, so apps that accept remote MCP servers work too, such as ChatGPT in developer mode.

What can I use instead?

In the same category: Context7, Codebase Memory, Exa

Alternatives

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Reading a card:★ GitHub starsiThree pillars: reviews · checks · usageiUpdated = latest version published to the registryi

Context7

by upstash

Feeds AI the latest docs for libraries and frameworks before it answers, so code it writes does not use outdated, removed functions.

Computer or cloud★ 64,224MITUpdated 3 days ago

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Codebase Memory

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Codebase knowledge graph for AI agents — 162 languages, sub-ms queries, 99% fewer tokens.

Runs on your computer★ 48,148MITUpdated 20 days ago

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Exa

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Connect AI agents to Exa for web search, content fetching, and multi-step research.

Runs in the cloud★ 5,213MITUpdated 44 days ago

Install

README from the maker

Open the README

Copied from the maker’s repo as written. PopNx MCP has not reviewed or endorsed it. HTML, images and scripts are removed. Links lead off this site.

Paylo MCP Server

The Commerce Discovery Gateway for AI Agents

The Paylo MCP Server connects AI assistants to Paylo, a Nigerian commerce platform, via the Model Context Protocol.

Shoppers: search verified Paylo stores, products and services by name, category, state and area, and read shared gift wishlists.
Sellers: get Paylo's current plans, fees and features from Paylo's own maintained data, and a one-tap signup link to open a store.

Connect

The server is hosted at:

https://mcp.usepaylo.com

It speaks Streamable HTTP at / and /mcp, with legacy SSE at /sse. No account, API key or local setup is needed.

Claude: add Paylo from the Claude Connectors Directory, or add a custom connector in Claude's connector settings with the URL https://mcp.usepaylo.com.

Other clients: any MCP client that supports remote servers can connect to the same URL.

Safety and data

Read-only. Every tool reads public Paylo data. The connector cannot sign in to an account, place orders, take payments or move money.
Signup is the user's own action. get_seller_signup_link only returns a link. Nothing is created until the user opens it, ticks the box to accept Paylo's Terms of Service themselves and picks a Google or Apple account. Identity verification (KYC) happens later in the Paylo Business app, never through the assistant.
No credentials. The connector never asks for passwords, card details or ID documents.
Seller-written content. Store names, descriptions and product text are written by sellers and returned as data.
No paid placement. Store search results are ordered by number of live listings.
Attribution. Links carry UTM parameters naming the connecting client (see below). No conversation content is sent to Paylo beyond the tool arguments.

Support

Email support@usepaylo.com or visit the Paylo help centre. For security issues, use the same address with "Security" in the subject.

Available Tools

Tool	Description
`search_storefronts`	Search active Paylo storefronts by name, keyword, or category
`get_storefront`	Get full catalog summary and stats for a storefront by slug
`search_products`	Search products across all stores or within a specific storefront
`get_product`	Get details for a single product by storefront slug and product slug
`search_services`	Search services across all stores or within a specific storefront
`get_categories`	List categories available within a storefront
`get_wishlist`	Get a public wishlist by share link or token, with item funding progress
`get_changelog`	Explain Paylo's features from the platform changelog
`get_seller_overview`	Paylo for sellers: what it does, fees, and how to start
`get_seller_signup_link`	One-tap seller signup link (Google/Apple sign-in) with referral attribution; nothing is created until the user opens it

All responses include UTM-tagged URLs for attribution tracking. utm_source is the connecting client's sanitised clientInfo.name from MCP initialize (e.g. claude-code, chatgpt), falling back to user-agent detection, then ai.

Architecture

AI Agent → MCP (Streamable HTTP or SSE) → Paylo MCP Server → usepaylo.com API → Storefront Catalog

The MCP server is a thin proxy. It does not access the database directly — all data is fetched from the Paylo backend API and returned as structured JSON.

Self-Hosting

If you prefer to run your own instance:

git clone https://github.com/scephiro/paylo-mcp-server.git

cd paylo-mcp-server npm install npm run build

Set environment variables:

GPT_API_SECRET=your_backend_secret

PAYLO_API_BASE_URL=https://usepaylo.com # default MCP_PORT=3030 # default

Start the server:

node build/index.js

The server listens on http://0.0.0.0:3030. Connect via Streamable HTTP at /mcp, or legacy SSE with GET /sse and POST /messages?sessionId= .

Docker

docker run -p 3030:3030 \

-e GPT_API_SECRET=your_secret \ ghcr.io/scephiro/paylo-mcp-server:latest

License

MIT — see LICENSE.

Paylo

Overview

PopNx MCP’s three pillars

What you can do with it

Install

Before you install

What it can do

Basic checksi

Maker matches the repo

Still maintained

Has a licence

Endpoint responds

Sign-in with OAuth

No hidden instructions in tool descriptions

Compared with others in Search & AI memoryi

Common questions

Alternatives

Context7

Codebase Memory

Exa

README from the maker

Paylo MCP Server

The Commerce Discovery Gateway for AI Agents

Connect

Safety and data

Support

Available Tools

Architecture

Self-Hosting

Docker

License