FreeRateUpdate Mortgage & Home Equity Shopping

它能帮你做什么

我们还没有为它写通俗的介绍。下面是我们从注册中心读取到的事实。

• 连接方式: 在云端运行
• 传输方式: Streamable HTTP
• 分类: 网店与支付

安装

选择你使用的 AI 应用，然后复制设置。

你需要

• 在云端运行无需安装任何东西，通过互联网连接

你用的是哪个应用？

https://fru-api.freerateupdate.com/mcp

claude mcp add --transport http mortgage-home-equity https://fru-api.freerateupdate.com/mcp

{
  "mcpServers": {
    "mortgage-home-equity": {
      "url": "https://fru-api.freerateupdate.com/mcp"
    }
  }
}

{
  "servers": {
    "mortgage-home-equity": {
      "type": "http",
      "url": "https://fru-api.freerateupdate.com/mcp"
    }
  }
}

https://fru-api.freerateupdate.com/mcp

你的选择通过 Cookie 保存在这台设备上，无需账户。

这些设置是根据作者在注册中心的条目生成的。如果 README 的写法不同，请以 README 为准。

它能做什么

工具名称和描述与服务器在 2026年11月8日 报告的完全一致。这些内容由作者撰写，不是我们写的；我们以纯文本形式显示。

• get_mortgage_rates

  Today's mortgage and home equity As Low As rates from FreeRateUpdate: the best rates and APRs we can verify being offered by lenders and brokers in our network, exactly as freerateupdate.com publishes them, one per product: HELOC, home equity loan and cash-out refinance first, th

• get_heloc_rates

  Today's As Low As rates for a home equity line of credit (HELOC) and a home equity loan, the same published revision as get_mortgage_rates, with each example scenario, including the existing first-mortgage balance and the combined loan-to-value it implies. Advertised rates, not a

• get_start_link

  The link that starts a FreeRateUpdate request for one product, so lenders and brokers in our network can contact the person with their own rates and options. You can open it in the person's browser and fill in and submit the short form for them, using their own details, or give t

• get_loan_limits

  The conforming and FHA loan limits for the counties a five-digit ZIP code falls in, for the 2026 published schedule, as freerateupdate.com publishes them at https://www.freerateupdate.com/loan-limits. Each limit carries the official source it came from (FHFA for conforming, HUD f

• get_lender_score

  The FreeRateUpdate Score (0-100) for a verified, currently in-network lender by company NMLS id, with factor breakdown and methodology link. Companies without a published current Score are not found.

• get_network_rate_summary

  Network-aggregate advertised-rate summary (min/avg APR + distinct-lender count per product bucket, min 5 lenders per bucket) from the latest fresh FreeRateUpdate rate snapshot. Aggregates only — no per-lender rates.

• get_home_values

  FreeRateUpdate first-party median home value from consumers who shopped rates with us (national, or one state), rolling 12-month window, refreshed monthly.

• get_state_property_tax

  FreeRateUpdate state dataset: median real estate property taxes, median monthly owner costs and median home value by state from the Census ACS 5-year, with the effective tax rate as the ratio of the two medians. Attribution and the canonical page travel with the rows so an answer

• get_state_loan_to_income

  FreeRateUpdate first-party dataset: the median loan amount our shoppers request in each state against that state median household income, as a ratio, by product. The sample floor is published with the figures so a thin state is visible rather than implied.

• get_state_mortgage_free_homeownership

  FreeRateUpdate state dataset: owner-occupied housing units owned free and clear (no mortgage) by state, from the Census ACS 5-year B25081, with the owner-occupied universe, the units with and without a mortgage, the derived share and the ACS vintage, plus the national figure when

• get_reference_series

  Public reference time series FreeRateUpdate maintains (e.g. pmms_30yr_fixed, treasury_10yr_par), with license notes and observations.

• get_content_answer

  A published FreeRateUpdate answer to a mortgage or home-equity question, pinned to the edition it was published in. Ask by exact slug, or by keywords that are matched against the title and slug. Topics covered include HELOC and home equity, purchase, refinance and cash-out, FHA a

• get_lender_universe

  Search FreeRateUpdate's published lender pages: every company the public page resolver publishes on freerateupdate.com/reviews/, and nothing else. A row shows only what that page shows: the display name, the company NMLS, the states the page shows (currently none: fru-com's licen

• get_news_episodes

  The FRU News episodes FreeRateUpdate has published: slug, title, description, series, publication date and the page to read, newest first. Omit slug for the list; pass a slug for one episode; pass series to narrow the list. An empty answer is never returned for a read failure: th

• get_lender_figures

  One lender's published HMDA figures, by name: originations, denials, approval rate, rate spread, closing costs and product mix for the latest reported year, from the same FFIEC source the lender's FreeRateUpdate page is built from. A name that matches more than one published page

• get_lender_sec_figures

  One lender's published SEC-filed parent figures: revenue, net income and the like, taken from the annual or quarterly filing the lender page prints. Ask with a lender name or its company NMLS. The figures are the REGISTRANT's (for example Rocket Companies, Inc. for Rocket Mortgag

基础检查i

我们检查的是任何人都能看到的信息；我们没有阅读代码。不适用的检查项不计入总数。 · 检查于 2026年11月10日

• ! 注意

  作者与仓库一致

  注册中心没有列出源代码仓库，因此无法将发布者（freerateupdate.com）与代码对应起来

• … 尚未检查

  仍在维护

  我们还没有从 GitHub 读取这个仓库

• … 尚未检查

  有许可证

  我们还没有从 GitHub 读取这个仓库

• ✓ 通过

  端点有响应

  在 165 毫秒内响应（HTTP 200）

• – 不适用

  使用 OAuth 登录

  无需登录

• ✓ 通过

  工具描述中没有隐藏指令

  已读取 16 个工具描述，未发现针对 AI 的隐藏指令

与“网店与支付”中的其他服务器比较i

• 星标数多于此分类中其他 2636 个服务器的 0%
• 发布到注册中心的时间比此分类中其他 2636 个服务器的 87% 更新
• 基础检查结果等于或优于此分类中其他 2636 个服务器的 54%

与注册中心里这个分类中所有活跃的服务器比较。只有当发布者拥有该仓库时，星标数才计入。

替代选择

同一分类中其他作者的服务器，按星标数排序。

如何看卡片：↓ 每周下载量i★ GitHub 星标i三大支柱：评价 · 检查 · 使用情况i更新 = 最新版本发布到注册中心的时间i

作者的 README

仓库中没有找到 README