Refund Decide

decide.fyi Decision API

Deterministic Decision API engine powering workflow applications, stable MCP notary remotes, decision memo packets, and execution gates

Positioning: Decide Runtime is the general deterministic decision engine. Decide Services are standalone specialized checks built on it; Policy Notaries is the existing family. Krafthaus owns workflow applications built on Decide, including intake, review, and execution handoff. MCP, REST, and SDK interfaces belong to the product they expose, not automatically to Krafthaus.

See the ecosystem ownership contract. Direct service and runtime integrations do not require a Krafthaus app. Policy checks are one service family, not the definition of the general Decision API.

Gate agent tool calls before execution

Use Decide to evaluate an agent-proposed action against a deterministic rulebook before the tool receives authority to change state. The caller gets a replayable Decision Record and routes yes, no, or review while retaining control of credentials and execution.

See the AI agent action gate guide

Production Determinism Boundary

Binding production verdicts should use a versioned declarative rulebook:

Runtime architecture: see docs/RULEBOOK_RUNTIME_ARCHITECTURE.md. Machine-readable schema: https://api.decide.fyi/schemas/rulebook-v1.schema.json. Active runtime manifest: https://api.decide.fyi/manifests/rulebook-runtime-v1.json. Downstream application binding: decide_application_binding_v1.

The production core is hybrid_declarative_rulebook_with_trusted_adapters: direct declarative rulebooks are supported, registered first-party trusted adapters may supply bounded facts, and customer executable rulebooks are rejected. In both supported binding modes, Rulebook v1 remains the only binding verdict selector.

{

"mode": "rulebook", "rulebook": { "schema_version": "rulebook_v1", "rulebook_id": "pricing_exception", "version": "2026-06-11", "input_schema": { "required": ["discount_percent"], "properties": { "discount_percent": { "type": "number" } } }, "rules": [ { "rule_id": "approve_standard_discount", "priority": 50, "condition": { "field": "discount_percent", "operator": "lte", "value": 15 }, "outcome": { "decision": "yes", "verdict": "APPROVE", "action": "approve_discount", "reason_code": "WITHIN_STANDARD_LIMIT" } } ], "default_outcome": { "decision": "review", "verdict": "REVIEW", "action": "route_to_owner", "reason_code": "NO_RULE_MATCHED" } }, "context": { "inputs": { "discount_percent": 10 } } }

mode: "rulebook" does not call an LLM. It validates the request rulebook against the published JSON Schema, hashes the rulebook, evaluates bounded conditions, and returns yes, no, or review alongside the application verdict, action, reason code, matched rule, and evaluator_version. Responses also include rulebook_contract with the enforced schema URL/hash, runtime_binding with the direct or trusted-adapter binding mode, input_hash, a SHA-256 hash of the canonical inputs or adapter facts consumed by the declarative evaluator, plus a rulebook_attestation_v1 bundle hash over the deterministic execution tuple. Production deployments can sign that bundle hash with a rulebook_attestation_signature_v1 Ed25519 envelope; verification keys are published at /.well-known/rulebook-attestation-keys.json. Set DECIDE_RULEBOOK_ATTESTATION_SIGNATURE_REQUIRED=true in production to fail closed instead of returning unsigned Rulebook decisions. Publish retired public verification keys with DECIDE_RULEBOOK_ATTESTATION_KEY_HISTORY_JSON so older Decision Records remain verifiable after rotation.

Rulebook requests cannot preload Decide-generated Decision Record material. Fields such as runtime_binding, trusted_adapter, adapter_facts, rulebook_attestation, application_verdict, and action are response-only at the request body, context.inputs, and adapter-facts boundaries; attempts return RULEBOOK_OUTPUT_MATERIAL_FORBIDDEN.

Legacy single, multi, and runtime requests remain available for AI-assisted exploration, but they are not binding production verdicts. Those responses include decision_contract with authority: "advisory_only" and production_verdict: false, plus production_binding_required: true and the supported production binding modes; callers that need deterministic execution must use mode: "rulebook" and capture rulebook_contract, runtime_binding, and the Rulebook attestation material.

At the public Decision Record boundary, successful evaluations are registered as immutable tenant-scoped snapshots. Historical replay restores the original canonical input and stored rulebook snapshot rather than trusting a caller override or the current application deployment.

Rulebook v1 also supports registered first-party trusted adapters for bounded fact normalization. Adapter requests pin an exact semantic version and manifest hash; responses attest the bundled implementation source hash plus canonical input/output hashes and the enforced execution contract. Each invocation runs once in an empty-environment worker with hard time/resource limits and denied common ambient capabilities. The declarative rulebook remains the only binding verdict selector. See docs/TRUSTED_ADAPTERS_V1.md.

The current reference applications prove both production patterns: Solana Execution Gate, Decision Memo Readiness Gate, and Krafthaus Workflow Readiness Binding use trusted adapters before Rulebook v1, while the Refund, Trial, Cancel, and Return Policy MCP notaries supply normalized facts directly to Rulebook v1 and expose the signed rulebook result through their stable REST and MCP surfaces.

Before evaluator, adapter, or rulebook changes ship, run the local historical replay gate:

npm run rulebook:migration-dry-run -- --json

Use --candidate-rulebook, --candidate-adapter, and --candidate-evaluator-version to compare proposed migrations against the golden replay corpus before production routing changes.

For release gates, prefer a rulebook_migration_v1 manifest so candidate artifacts, expected drift, and approval status are reviewed together:

npm run rulebook:migration-dry-run -- --migration path/to/migration.json --json

The manifest schema is published at https://api.decide.fyi/schemas/rulebook-migration-v1.schema.json, and the dry run validates manifests against that closed schema before replay.

After production routing or runtime-contract changes ship, run the production runtime smoke:

npm run smoke:rulebook-runtime

This hits https://api.decide.fyi from outside the runtime and always verifies the published hybrid_declarative_rulebook_with_trusted_adapters manifest, closed Rulebook v1 schema, attestation key endpoint, and protected Decision API edge. Supply DECIDE_RULEBOOK_RUNTIME_SMOKE_API_KEY to also exercise live declarative evaluation, rejection behavior, and advisory-only legacy metadata. GitHub Actions runs the public boundary checks as the scheduled/manual Rulebook Runtime Production Smoke workflow and runs the authenticated checks when its optional smoke credential is configured.

The legacy single, multi, and runtime modes are AI-assisted surfaces. They are not the production determinism boundary for loosely defined business judgment.

Architecture:

• Ecosystem constitution
• Application binding contract
• Rulebook v1 contract
• Rulebook compatibility policy
• Rulebook migration examples
• Rulebook migration manifest

JavaScript SDK and CLI

The public @decide-fyi/sdk client covers Decision API calls, Decision Record and Decision Packet verification, Rulebook conformance, replay, execution receipts, and outcome reporting.

npm install @decide-fyi/sdk

The canonical package source is sdk/, licensed under Apache-2.0. Package release requirements and source mapping are documented in sdk/SOURCE_PROVENANCE.md.

One-Click Install

Buttons install the canonical four-tool Decide Policy Notaries server. Existing specialist endpoints remain supported for compatibility.

Stable MCP Remotes

Stateless, no auth, 100 req/min. Coverage is policy-specific: 100 existing US individual-plan vendors, plus scoped Typeform Basic cancellation only. Results fail closed to UNKNOWN when scope or current reviewed evidence is missing. See Typeform integration.

Quick Start

Connect via MCP (Claude Desktop / Windsurf / other clients)

{

"mcpServers": { "decide-policy-notaries": { "url": "https://policy.decide.fyi/api/mcp" } } }

Specialist compatibility configuration

Existing installations can keep using the specialist remotes. They expose the same tool names and response contracts as the canonical suite:

{

"mcpServers": { "refund-decide": { "url": "https://refund.decide.fyi/api/mcp" }, "cancel-decide": { "url": "https://cancel.decide.fyi/api/mcp" }, "return-decide": { "url": "https://return.decide.fyi/api/mcp" }, "trial-decide": { "url