QuantCalc Retirement Engine

Name: QuantCalc Retirement Engine
Author: quantcalc-app

作者：quantcalc-app版本 1.8.0i★ –i在云端运行

注册名称app.quantcalc/retirement-engine

安装

概览

作者提供的说明（英文原文）

Retirement Monte Carlo, tax-aware withdrawals, 2026 tax calculators, RMD, IRMAA, every-state tax.

PopNx MCP 的三大支柱

这三项永远不会合并成一个分数：意见、测量和人气是不同的东西。

用户评价i暂无评价评价功能将在后续阶段与账户功能一起开放
我们的基础检查i1 项中通过 1 项依据公开信息检查；尚未扫描代码
使用情况i尚未统计★ –

它能帮你做什么

我们还没有为它写通俗的介绍。下面是我们从注册中心读取到的事实。

连接方式: 在云端运行
传输方式: Streamable HTTP
分类: 会计、财务与税务

安装

选择你使用的 AI 应用，然后复制设置。

安装之前

基础检查：1 项中通过 1 项
在作者的服务器上运行：你向它提出的内容会经过他们的服务器。
注册中心没有列出需要填写的密钥。

你需要

在云端运行无需安装任何东西，通过互联网连接

你用的是哪个应用？

ClaudeClaude CodeCursorVS CodeChatGPT

在上方选择你的应用。我们会记住它，下次按钮会显示“安装到 …”。

适用于网页版、桌面版和手机版 Claude：

打开 Settings → Connectors
点击 Add custom connector
粘贴下面的地址，然后点击 Add
如果要求登录，请登录作者的服务

https://mcp.quantcalc.app

在终端中运行这条命令

claude mcp add --transport http retirement-engine https://mcp.quantcalc.app

在 Cursor 中打开

或者自己复制设置

粘贴到项目中的 .cursor/mcp.json，或 ~/.cursor/mcp.json

{
  "mcpServers": {
    "retirement-engine": {
      "url": "https://mcp.quantcalc.app"
    }
  }
}

浏览器会先询问是否打开应用，然后应用会显示设置并请你确认。密钥的值会留空，由你自己填写。

在 VS Code 中打开

或者自己复制设置

粘贴到项目中的 .vscode/mcp.json

{
  "servers": {
    "retirement-engine": {
      "type": "http",
      "url": "https://mcp.quantcalc.app"
    }
  }
}

浏览器会先询问是否打开应用，然后应用会显示设置并请你确认。密钥的值会留空，由你自己填写。

ChatGPT 只能连接互联网上的服务器：

打开网页版 ChatGPT → Settings → Connectors (Apps)
点击 Create 或 Add（部分套餐需要先在 Advanced 中开启 Developer mode）
粘贴下面的地址，起个名字，然后保存
如果要求登录，请登录作者的服务

https://mcp.quantcalc.app

菜单名称可能因套餐和版本不同而略有差异。

你的选择通过 Cookie 保存在这台设备上，无需账户。

这些设置是根据作者在注册中心的条目生成的。如果 README 的写法不同，请以 README 为准。

它能做什么

我们还没有读取这个服务器的工具列表；我们会轮流检查各个端点。

基础检查i

我们检查的是任何人都能看到的信息；我们没有阅读代码。不适用的检查项不计入总数。 · 检查于 2026年11月6日

✓ 通过
作者与仓库一致
注册名称已通过域名 quantcalc.app 验证（注册中心会核实域名所有权）
… 尚未检查
仍在维护
我们还没有从 GitHub 读取这个仓库
… 尚未检查
有许可证
我们还没有从 GitHub 读取这个仓库
… 尚未检查
端点有响应
尚未检查；我们会轮流检查各个端点
… 尚未检查
使用 OAuth 登录
尚未检查；我们会轮流检查各个端点
… 尚未检查
工具描述中没有隐藏指令
尚未检查；我们会在检查端点时读取工具列表

与“会计、财务与税务”中的其他服务器比较i

星标数多于此分类中其他 1720 个服务器的 0%
发布到注册中心的时间比此分类中其他 1720 个服务器的 89% 更新
基础检查结果等于或优于此分类中其他 1720 个服务器的 100%

与注册中心里这个分类中所有活跃的服务器比较。只有当发布者拥有该仓库时，星标数才计入。

常见问题

QuantCalc Retirement Engine 安全吗？

它在 1 项适用的基础检查中通过了 1 项。我们没有阅读代码。在添加密钥或令牌之前，请先看看这个服务器要求哪些权限，并使用只具备所需权限的密钥。

它需要哪些密钥或代码？

注册中心没有列出必需的密钥，不过有些服务器会在首次使用时要求你登录。

它在我的电脑上运行还是在云端？

它在作者的云端运行。通过互联网连接，无需安装，但你发送的内容会经过作者的服务器。

它还在维护吗？

GitHub 仓库最后更新于–，最新版本（1.8.0）于4天前进入注册中心。

哪些应用可以使用它？

支持 MCP 的应用，例如 Claude Desktop、Claude Code、Cursor 和 VS Code。它通过 URL 连接，所以接受远程 MCP 服务器的应用也可以使用，例如开启开发者模式的 ChatGPT。

有什么可以替代它？

同一分类中有：Finance Toolkit, SolidInvoice, Korea Tax Calculator

替代选择

同一分类中其他作者的服务器，按星标数排序。

如何看卡片：★ GitHub 星标i三大支柱：评价 · 检查 · 使用情况i更新 = 最新版本发布到注册中心的时间i

Finance Toolkit

作者：JerBouma

500+ transparent financial methods calculated from raw statements, not third-party endpoints.

电脑或云端★ 5,496MIT昨天更新

安装

SolidInvoice

作者：SolidInvoice

Create and send invoices and quotes, manage clients, and track payments in SolidInvoice.

在云端运行★ 981MIT7天前更新

安装

Korea Tax Calculator

作者：UpstageAI

Korean tax calculation and tax-audit judgment MCP: 96 tools with statutory citations.

在你的电脑上运行★ 97MIT今天更新

安装

作者的 README

打开 README

按原文从作者的仓库复制。PopNx MCP 没有审查或背书其内容。HTML、图片和脚本已被移除。链接会离开本站。

QuantCalc Retirement Engine — Claude plugin

Gives Claude the retirement engine and the federal and state tax engines behind quantcalc.app, so a projection or a 2026 tax figure is computed rather than estimated.

A language model cannot run thousands of correlated return paths against a spending plan and get the odds right. It can ask something that can.

[Privacy policy](https://quantcalc.app/privacy.html) · [Terms](https://quantcalc.app/terms.html) · Support: [hello@quantcalc.app](mailto:hello@quantcalc.app) · [Documentation](https://quantcalc.app/advisors/mcp/)

Install

Install from the Claude plugin directory. The plugin installs switched off, and you enable it when you want it. Step-by-step instructions are in SETUP.md. To use the server without the plugin, add it as a custom connector:

https://mcp.quantcalc.app

What's in the plugin

Connector: the hosted QuantCalc engine over streamable HTTP. No account or sign-in is needed.
Skill `retirement-projections`: loads when a plan, withdrawal rate or success rate comes up. It keeps the assumptions attached to every number and flags differences that fall inside the margin of error.
Skill `tax-calculations`: loads when a 2026 tax question comes up — a return, a paycheck, an RMD, a Roth conversion, IRMAA, capital gains, estimated payments or the ACA credit. It maps each question to the tool that computes it and keeps the defaults and the not-modelled items with the figure.
Skill `setup`: connection steps, what a licence key changes, and troubleshooting.

Tools

Twenty-two tools. "Free" means the tool computes without a licence key; "Licence" means it needs a connected QuantCalc PRO licence or Tax Season Pass (PRO only where stated), and without one it computes nothing and names the free web page that does.

Retirement projections

Tool	Key	Returns
`run_retirement_projection`	Free	Success rate, ending-portfolio distribution, and the assumptions that produced them
`run_tax_aware_projection`	Free	The recommended withdrawal order and Roth-conversion programme, its present-value advantage and range against traditional-first, and the after-tax success rate, with federal and state tax, RMDs, IRMAA and Social Security taxation paid from the portfolio. With `move_state` (`state`, `year`, `month`) it plans a move to another state: the old state's tax before the move year, a part-year return in each state in the move year, the new state's after it, and the lifetime state tax compared with staying and with moving now
`compare_return_assumptions`	Free	The same plan under each published capital market assumption set
`list_return_assumption_sources`	Free	Which assumption sets the engine carries, and what each publisher provides
`explain_methodology`	Free	What the engine models and what it deliberately leaves out
`optimize_social_security_claiming`	PRO	The tax-aware plan run at every Social Security claiming age from 62 to 70 on the same simulated markets: each age's success rate and median paired difference against the plan, and the best age with its 10th–90th percentile range

2026 tax returns and calculators

Tool	Key	Returns
`estimate_2026_tax_return`	Licence	A 2026 federal and state return estimate: the refund or amount owed, the main Form 1040 lines, the state tax, every default assumed and what is not modelled. Takes self-employment (Schedule C) profit for the filer and the spouse in `self_employment_income` and `spouse_self_employment_income`: Schedule SE, the half-SE-tax deduction and the qualified business income deduction are figured
`state_tax_in_every_state`	Licence	One household's 2026 state income tax in all 50 states and DC, ranked from lowest to highest, with each state's difference from the state it lives in now, the federal tax (the same in every state), the county taxes included, every default assumed and what is not modelled. Military retirement pay goes in `military_pension` (not `pension`): a taxable pension on the federal return, and in each state that state's own military retirement rule (exempt, capped, age-tested or credited); on a joint return it follows `spouse_split` like the pension
`calculate_2026_income_tax`	Licence	2026 federal income tax and, given a state, state income tax from wages (with the overtime and tips deductions), dependents and other common income; the Social Security and Medicare tax on the wages, the effective and marginal rates, take-home pay, and, given withholding, the refund or amount owed
`pretax_contribution_savings`	Licence	What a health FSA or HSA contribution saves in federal income tax, Social Security and Medicare tax and state tax, for 2026 or projected 2027; payroll or direct HSA contributions; the after-tax cost and an optional FSA forfeiture estimate
`business_deduction_tax_savings`	Licence	What a self-employed business deduction (2026 business miles at the half-year rates, or a dollar expense) saves in income tax, self-employment tax, earned income credit and state tax
`retirement_plan_deferral_savings`	Free limit; licence for the tax	For a 401(k), 403(b), 457(b), TSP or SIMPLE IRA in 2026 or projected 2027: the contribution limit at the saver's age with the age-50 and age-60–63 catch-ups, and the part that must go in as Roth — free; the federal income tax saved (and the 2026 Saver's Credit), $0 of Social Security and Medicare tax saved, and the state tax saved (none in Pennsylvania, and in New Jersey only for a 401(k)) — licence
`ira_deduction_and_roth_limit`	Free worksheets; licence for the tax	Given MAGI, IRS Publication 590-A's worksheets line by line for 2026 or projected 2027: how much of a traditional IRA contribution is deductible and how much may go into a Roth IRA, including the spousal IRA rule — free; MAGI worked out from income, and the federal and state tax the deduction saves — licence
`standard_deduction_vs_itemizing`	Free deduction; licence for the comparison	The 2026 or projected 2027 standard deduction piece by piece (basic amount, age-65 and blind additions, a dependent's limit) and the senior deduction's rule — free; the senior deduction after its phase-out, the itemized total, the federal tax both ways and which is better — licence
`calculate_rmd`	Free RMD; licence for the tax	The 2026 or 2027 required minimum distribution, its divisor and deadline, the SECURE 2.0 start age, the first-year April 1 option and a multi-year projection — free. With a filing status and the year's other income it adds the federal and state tax the RMD adds, the Social Security it makes taxable, the IRMAA effect and what a QCD would take off — licence
`roth_conversion_tax_cost`	Licence	The federal and state tax a 2026 Roth conversion adds, its share of the amount converted and the cost of the next $1,000; the room left in the bracket and below the next IRMAA tier; flags for an IRMAA tier crossing, the tax torpedo and the senior-deduction phase-out
`qcd_tax_savings`	Licence	A 2026 gift made as a qualified charitable distribution compared with the same gift in cash: the federal and state tax and the IRMAA surcharge saved
`irmaa_check`	Free	The Medicare IRMAA tier a MAGI sets: the official 2026 tier and the 2027 and 2028 tiers on projected tables (labelled projected), with the monthly Part B and Part D surcharge per person, the annual total, and the distance to the next tier
`social_security_taxable_amount`	Licence	How much of 2026 Social Security is taxable, the tax the benefits cost, the marginal rate on the next dollar of other income and where the household sits in the tax torpedo
`capital_gains_tax`	Licence	The 2026 federal and state tax on short- and long-term gains or losses given other income: the room left in the 0% band and before the net investment income tax, the loss deducted and carried to 2027, and, given `harvest_loss`, the tax a harvested loss saves
`estimated_tax_payments_2026`	Licence	The 2026 safe-harbor required payment and per-installment amount, the four due dates, the Form 2210 underpayment and penalty for the payments as made, and, with the January installment open, the amount still due and the penalty if it is paid as an estimate, withheld in December or not paid
`aca_premium_tax_credit`	Free 2027 benchmark and cliff; licence for the credit	For 2027 coverage: the county benchmark premium from the CMS plan-year-2027 files, the poverty line, the 400% cliff income and the headroom below it — free; the 2027 credit and the credit lost by being $1 over the cliff — licence. For 2026 coverage: the credit at the state-level or a given benchmark, the expected contribution, the Medicaid and coverage-gap regimes and the cliff — licence

All twenty-two are read-only: they compute and return, and change nothing. Inputs are not kept after the run, except that a failed request is kept for two days to diagnose it.

What comes back with every number

A success rate is meaningless without its assumptions, and a summary will drop a caveat it was not handed explicitly. So each result states:

the return model that actually ran — reported by the engine, not by the request;
the number of paths and the real trial count behind the rate;
the income it assumed, including when it assumed none;
whether a correlation matrix had to be adjusted before running;
a plain warning when a run is not precise enough to show a client;
for the tax-aware tool: the spending convention (after tax — what the household keeps), every default assumed for an input that was not given, and the tax items the engine does not model.
for the every-state ranking: the engine versions, the federal tax it used for every state, the county taxes the state figures include, and every default assumed (spouse's age, how a couple's income is split, a private pension).
for the 2026 tax calculators: every default assumed for an input that was not given, what is projected rather than published (the 2027 and 2028 IRMAA tables, a 2027 tax year), and that the figure is an estimate, not tax advice.

Licence key

Optional. Without one, projections run at 2,000 paths (the 95% interval around a success rate is about ±1.5 points) and the tax-aware tool returns the first retirement year of its year-by-year schedule. A QuantCalc PRO key raises that to 10,000 paths (about ±0.7) and returns the full schedule. The tax engine inside the projections — withdrawal order, Roth conversions, state tax — needs no key.

The 2026 tax tools run on QuantCalc's licensed federal and state tax APIs and need a PRO or Tax Season Pass key: estimate_2026_tax_return, state_tax_in_every_state, calculate_2026_income_tax, pretax_contribution_savings, business_deduction_tax_savings, roth_conversion_tax_cost, qcd_tax_savings, social_security_taxable_amount, capital_gains_tax, estimated_tax_payments_2026, the tax part of calculate_rmd and the credit in aca_premium_tax_credit. Without a key they compute nothing and name the free web page for the same question (for example https://quantcalc.app/2026-tax-return-calculator/). irmaa_check, the RMD itself, the 2027 ACA benchmark, cliff and headroom, the retirement-plan contribution limit by age, the IRA deduction and Roth limit worksheets, and the standard deduction amount are free; the tax each of those saves needs a key. optimize_social_security_claiming needs a PRO key. The same key also unlocks the portfolio optimizer, glide paths, custom capital market assumptions and multi-period planning in the QuantCalc app. Those features are not tools in this plugin.

Set it in the plugin's configuration. It is sent as a connection header and never passes through the conversation.

Priva

只显示了开头部分；其余内容请在仓库中阅读