OpenBudget MCP Server

Name: OpenBudget MCP Server
Author: markets-ai

作者：markets-ai版本 1.3.0i★ –i在云端运行

注册名称sh.openbudget/mcp

安装

概览

作者提供的说明（英文原文）

Ask your AI about bank accounts, spending, budgets, debts, holdings, and investment activity.

PopNx MCP 的三大支柱

这三项永远不会合并成一个分数：意见、测量和人气是不同的东西。

用户评价i暂无评价评价功能将在后续阶段与账户功能一起开放
我们的基础检查i3 项中通过 3 项依据公开信息检查；尚未扫描代码
使用情况i尚未统计★ –

它能帮你做什么

我们还没有为它写通俗的介绍。下面是我们从注册中心读取到的事实。

连接方式: 在云端运行
传输方式: Streamable HTTP
分类: 会计、财务与税务

安装

选择你使用的 AI 应用，然后复制设置。

安装之前

基础检查：3 项中通过 3 项
在作者的服务器上运行：你向它提出的内容会经过他们的服务器。
注册中心没有列出需要填写的密钥。

你需要

在云端运行无需安装任何东西，通过互联网连接

你用的是哪个应用？

ClaudeClaude CodeCursorVS CodeChatGPT

在上方选择你的应用。我们会记住它，下次按钮会显示“安装到 …”。

适用于网页版、桌面版和手机版 Claude：

打开 Settings → Connectors
点击 Add custom connector
粘贴下面的地址，然后点击 Add
如果要求登录，请登录作者的服务

https://api.openbudget.sh/mcp

在终端中运行这条命令

claude mcp add --transport http openbudget https://api.openbudget.sh/mcp

在 Cursor 中打开

或者自己复制设置

粘贴到项目中的 .cursor/mcp.json，或 ~/.cursor/mcp.json

{
  "mcpServers": {
    "openbudget": {
      "url": "https://api.openbudget.sh/mcp"
    }
  }
}

浏览器会先询问是否打开应用，然后应用会显示设置并请你确认。密钥的值会留空，由你自己填写。

在 VS Code 中打开

或者自己复制设置

粘贴到项目中的 .vscode/mcp.json

{
  "servers": {
    "openbudget": {
      "type": "http",
      "url": "https://api.openbudget.sh/mcp"
    }
  }
}

浏览器会先询问是否打开应用，然后应用会显示设置并请你确认。密钥的值会留空，由你自己填写。

ChatGPT 只能连接互联网上的服务器：

打开网页版 ChatGPT → Settings → Connectors (Apps)
点击 Create 或 Add（部分套餐需要先在 Advanced 中开启 Developer mode）
粘贴下面的地址，起个名字，然后保存
如果要求登录，请登录作者的服务

https://api.openbudget.sh/mcp

菜单名称可能因套餐和版本不同而略有差异。

你的选择通过 Cookie 保存在这台设备上，无需账户。

这些设置是根据作者在注册中心的条目生成的。如果 README 的写法不同，请以 README 为准。

它能做什么

服务器要求先登录，才会列出它的工具。

基础检查i

我们检查的是任何人都能看到的信息；我们没有阅读代码。不适用的检查项不计入总数。 · 检查于 2026年11月7日

✓ 通过
作者与仓库一致
注册名称已通过域名 openbudget.sh 验证（注册中心会核实域名所有权）
… 尚未检查
仍在维护
我们还没有从 GitHub 读取这个仓库
… 尚未检查
有许可证
我们还没有从 GitHub 读取这个仓库
✓ 通过
端点有响应
在 492 毫秒内响应（HTTP 401）
✓ 通过
使用 OAuth 登录
声明支持 OAuth 登录，你的 AI 应用可以带你去登录
… 尚未检查
工具描述中没有隐藏指令
尚未检查；我们会在检查端点时读取工具列表

与“会计、财务与税务”中的其他服务器比较i

星标数多于此分类中其他 2897 个服务器的 0%
发布到注册中心的时间比此分类中其他 2897 个服务器的 85% 更新
基础检查结果等于或优于此分类中其他 2897 个服务器的 100%

与注册中心里这个分类中所有活跃的服务器比较。只有当发布者拥有该仓库时，星标数才计入。

常见问题

OpenBudget MCP Server 安全吗？

它在 3 项适用的基础检查中通过了 3 项。我们没有阅读代码。在添加密钥或令牌之前，请先看看这个服务器要求哪些权限，并使用只具备所需权限的密钥。

它需要哪些密钥或代码？

注册中心没有列出必需的密钥，不过有些服务器会在首次使用时要求你登录。

它在我的电脑上运行还是在云端？

它在作者的云端运行。通过互联网连接，无需安装，但你发送的内容会经过作者的服务器。

它还在维护吗？

GitHub 仓库最后更新于–，最新版本（1.3.0）于5天前进入注册中心。

哪些应用可以使用它？

支持 MCP 的应用，例如 Claude Desktop、Claude Code、Cursor 和 VS Code。它通过 URL 连接，所以接受远程 MCP 服务器的应用也可以使用，例如开启开发者模式的 ChatGPT。

有什么可以替代它？

同一分类中有：Finance Toolkit, SolidInvoice, Korea Tax Calculator

替代选择

同一分类中其他作者的服务器，按星标数排序。

如何看卡片：★ GitHub 星标i三大支柱：评价 · 检查 · 使用情况i更新 = 最新版本发布到注册中心的时间i

Finance Toolkit

作者：JerBouma

500+ transparent financial methods calculated from raw statements, not third-party endpoints.

电脑或云端★ 5,496MIT昨天更新

安装

SolidInvoice

作者：SolidInvoice

Create and send invoices and quotes, manage clients, and track payments in SolidInvoice.

在云端运行★ 981MIT8天前更新

安装

Korea Tax Calculator

作者：UpstageAI

Korean tax calculation and tax-audit judgment MCP: 96 tools with statutory citations.

在你的电脑上运行★ 97MIT昨天更新

安装

作者的 README

打开 README

按原文从作者的仓库复制。PopNx MCP 没有审查或背书其内容。HTML、图片和脚本已被移除。链接会离开本站。

OpenBudget MCP Server

Your bank accounts, spending, debts, and investments are available to your AI assistant.

OpenBudget is a hosted Model Context Protocol (MCP) server that gives Claude, ChatGPT, Cursor, Codex, and other MCP clients access to your financial data. That includes transactions, balances, net worth, credit cards, loans, mortgages, investment holdings, and investment activity synced from US institutions through Plaid. You can also add physical cash, gift-card balances, real estate, private-company interests, and other assets you track yourself.

You don't run anything. The server is hosted on OpenBudget's infrastructure. You add one URL to your client, sign in once, and start asking.

https://api.openbudget.sh/mcp

Transport: Streamable HTTP (remote MCP server)
Auth: OAuth 2.0; sign in with your OpenBudget account
Plans: Base is $60/year or $9.95 month-to-month. Investor is $99/year or $12.95 month-to-month. Both start with a 7-day free trial.
Data: your own bank, brokerage, and retirement accounts connected through Plaid, plus assets and activity you add yourself

Plaid connections provide read-only financial data. OpenBudget never stores your financial-institution credentials, and your AI assistant cannot move money or place trades. Every write stays inside your OpenBudget account: categories, notes, rules, manual accounts, custom holdings, and custom activity.

Quick connect

Pick your client below, or see the full step-by-step guides at [openbudget.sh/connect-ai](https://openbudget.sh/connect-ai).

Claude (claude.ai / Claude Desktop)

Customize → Connectors → Add custom connector
Name it openbudget.sh, paste https://api.openbudget.sh/mcp
Click Connect and sign in with the account you used to link your banks

Full guide: openbudget.sh/connect-ai/claude

Claude Code

claude mcp add --transport http openbudget https://api.openbudget.sh/mcp

Add --scope user to make it available in every project. Then run /mcp inside a session, select openbudget, and choose Authenticate.

Full guide: openbudget.sh/connect-ai/claude-code

ChatGPT (Plus / Team / Enterprise)

Settings → Apps → Advanced settings → enable Developer mode
Create app, name it OpenBudget, paste the URL, select OAuth
Sign in and authorize access

Full guide: openbudget.sh/connect-ai/chatgpt

Cursor

Add to ~/.cursor/mcp.json (global) or .cursor/mcp.json (project):

"mcpServers": { "openbudget": { "url": "https://api.openbudget.sh/mcp" } } }

Then enable the server under Cursor Settings → Tools & MCP → Connect.

Full guide: openbudget.sh/connect-ai/cursor

Codex / Codex CLI

codex mcp add openbudget --url https://api.openbudget.sh/mcp

codex mcp login openbudget

Or add to ~/.codex/config.toml:

[mcp_servers.openbudget]

url = "https://api.openbudget.sh/mcp"

Full guides: codex · codex-cli

Any other MCP client

Add a remote / custom MCP server over the Streamable HTTP transport, pointing at https://api.openbudget.sh/mcp. Most clients also accept the mcpServers JSON shape shown in the Cursor section above. The first call opens your browser to sign in and approve access.

Full guide: openbudget.sh/connect-ai/other

What you can ask

The server exposes 26 tools, documented at [openbudget.sh/tools](https://openbudget.sh/tools). Ask in your own words and your client picks the right one. New connections receive read access by default; approve editing access (openbudget:write) to use mutation tools.

Base tools

Tool	What it does
`list_accounts`	Every linked account with balances, institution, and a normalized net-worth view.
`search_transactions`	Search and filter transactions by text, category, account, date range, or amount, with settlement links and merchant location details when Plaid supplies them.
`get_liabilities`	Credit cards, student loans, and mortgages: APRs, due dates, minimum payments, payoff data.
`get_liability_history`	How those liabilities changed over time, including APR moves, balance trends, and YTD interest.
`list_available_categories`	The full transaction category taxonomy.
`list_categorization_rules`	Your auto-categorization rules, in evaluation order.
`search_budgets`	Return matching budget summaries with bounded pagination, including current progress for fixed or recurring periods.
`get_budget`	Get one budget by ID with its current period, history, rollover, comparisons, buckets, and optional audit events.
`update_transaction`	(write) Recategorize a transaction, add a note, split it, hide it from searches, or include/exclude a transaction or split from budgets.
`create_transaction`	(write) Log an off-bank purchase made with physical cash, a gift card, or store credit.
`delete_transaction`	(write) Remove a manually-created transaction (bank transactions are hidden with `update_transaction` instead).
`upsert_manual_account`	(write) Create or update a manual off-bank account such as a cash wallet or gift-card balance.
`delete_manual_account`	(write) Delete an owned manual account with a zero or untracked balance and no transactions, holdings, or investment activity. Connected bank accounts are protected.
`upsert_budget`	(write) Create, edit, or archive fixed and recurring budgets with category buckets and rollover policies. Archived budgets remain available in history; create a new budget when planning resumes.
`save_categorization_rule`	(write) Create a rule once, such as "payments to our nanny are childcare," and optionally attribute future matches to a budget.
`delete_categorization_rule`	(write) Remove a rule.
`update_liability`	(write) Note or manual balance override on a credit card or loan.

Investor tools

Investor includes every Base tool and adds the tools below.

Tool	What it does
`search_investment_holdings`	Filter connected and custom positions by account, ticker, name, category, source, or closed status, then sort by value, quantity, name, or ticker. Returns the position data your AI needs to calculate allocation, gains, and concentration.
`search_investment_transactions`	Search buys, sells, dividends, interest, contributions, withdrawals, fees, taxes, property activity, and adjustments.
`list_available_investment_categories`	Return the separate category taxonomies for holdings and investment activity.
`update_investment_holding`	(write) Categorize a holding, change its display fields, or manage its notes. Custom holdings also support value, quantity, price, cost basis, ticker, currency, and status changes.
`update_investment_transaction`	(write) Categorize investment activity, add a note, or ignore it. Custom activity also supports amount, date, quantity, price, fees, ticker, and currency changes.
`create_investment_holding`	(write) Add real estate, private-company interests, collectibles, offline positions, or other custom assets.
`delete_investment_holding`	(write) Delete a custom holding. Connected holdings remain synced from the institution.
`create_investment_transaction`	(write) Add property purchases, distributions, private contributions, fees, valuation adjustments, and other custom investment activity.
`delete_investment_transaction`	(write) Delete custom investment activity. Connected activity can be ignored instead.

Transaction results can include pendingTransactionId, which links a posted transaction to its earlier pending record, and a structured location with address, city, region, postal code, store number, latitude, and longitude. These fields make receipt reconciliation reliable when a tip or pre-authorization changes the settled amount.

Example prompts

*"How much did I spend on restaurants last month, and how does it compare to the month before?"*
*"What did the Denver trip in March cost me all-in: flights, hotel, food, and rideshares?"*
*"Find every subscription I'm paying for and total them per month."*
*"What's my net worth across all accounts right now?"*
*"What's the APR on each of my credit cards, and when are the next payments due?"*
*"Categorize Venmo payments to Elena as childcare and make that a rule."*
*"Create a $1,500 monthly household budget that rolls unused money into the next month."*
*"Create a Miami trip budget and include the flights and hotel I already booked."*
*"Show every active budget, then tell me where I am over budget this month."*
*"I paid the babysitter $60 in cash tonight; log it as childcare."*
*"Track my $200 Amazon gift card and record the $45 I just spent from it."*
*"Delete my empty manual account named Old wallet."*
*"What's my net worth across bank accounts, cards, loans, brokerage and retirement accounts, and property?"*
*"Over the last three months, how much did I spend, save, and invest, and what changed month to month?"*
*"Add my rental property and record this month's distribution."*

Read-only financial connections

Bank, brokerage, and retirement connections go through Plaid with read-only data access. OpenBudget never sees or stores your financial-institution credentials. Your AI assistant cannot move money, initiate transfers, place trades, or modify anything at your institution. Every write stays inside your OpenBudget account: transaction and investment categories, notes, ignored flags, splits, rules, liability overrides, manual accounts, custom holdings, and custom activity. Every tool declares MCP annotations (readOnlyHint, destructiveHint) so clients can show what each call can do.

Privacy & terms

OAuth grants your AI client access to your own financial data in OpenBudget. See the Terms of Service, Privacy Policy, and Security pages.

License

The configuration snippets and documentation in this repository are MIT-licensed.

The OpenBudget MCP service is hosted and governed by its Terms of Service. The MIT license covers the configuration snippets and documentation in this repository. This repository does not contain the server's source code.

OpenBudget MCP Server

概览

PopNx MCP 的三大支柱

它能帮你做什么

安装

安装之前

它能做什么

基础检查i

作者与仓库一致

仍在维护

有许可证

端点有响应

使用 OAuth 登录

工具描述中没有隐藏指令

与“会计、财务与税务”中的其他服务器比较i

常见问题

替代选择

Finance Toolkit

SolidInvoice

Korea Tax Calculator

作者的 README

OpenBudget MCP Server

Quick connect

Claude (claude.ai / Claude Desktop)

Claude Code

ChatGPT (Plus / Team / Enterprise)

Cursor

Codex / Codex CLI

Any other MCP client

What you can ask

Base tools

Investor tools

Example prompts

Read-only financial connections

Privacy & terms

License

Links