Ynab MCP Server

Name: Ynab MCP Server
Author: issmirnov

作者：issmirnov版本 2.0.0i★ 3 (星标属于其他仓库)i在云端运行

注册名称com.smirnovlabs/ynab-mcp-server

安装方法

What it does

Hosted remote MCP server for YNAB on Cloudflare Workers with OAuth

Connects 在云端运行
Account or key Sign in to the service when you connect (OAuth)
Category 开发者工具

安装

选择你使用的 AI 应用，然后复制设置。

通过 3/5 项检查 · 你的提问会经过开发者的服务器（mcpforynab.smirnovlabs.com）

第一步：你用哪个 AI？

Claude网页 · 应用 · 手机ChatGPT网页Claude Code终端Cursor代码编辑器VS Code代码编辑器其他其他应用

选择你用的应用，步骤会显示在下方。

可连接 Claude · 约 2 分钟

不需要密钥，不用安装程序 · 在 claude.ai 或桌面应用设置一次，即可在聊天中使用 · 免费账户可添加 1 个 · Team/Enterprise 方案由所有者（Owner）添加

打开 Claude 的 Connectors 页面
CustomizeConnectors
已完成
点击“+ Add” → “Add custom connector”，填写这 2 项
把这里的内容复制到 Claude 中同名的输入框，然后点击 Continue
Name · 名称Ynab MCP Server
Remote MCP server URL · 地址https://mcpforynab.smirnovlabs.com/mcp
Authentication 保持 Claude 检测到的设置，然后点击 Add
已完成
在聊天中开启
+ConnectorsYnab MCP Server
已完成
试一试
用 Ynab MCP Server 告诉我你能帮我做什么，然后做一件给我看
✓ 如果 Claude 说正在使用 Ynab MCP Server，或回答中出现 Ynab MCP Server 的工具名称，就表示连接成功

菜单名称已于 2026年11月11日对照 Anthropic 帮助页面核实 · 你的界面可能因版本略有不同

仅企业版 ChatGPT 可连接

适用于网页版 ChatGPT Business、Enterprise 或 Edu，需由工作区管理员或所有者添加 · 使用 Free、Plus 或 Pro：你的 ChatGPT 方案暂时无法自行连接 MCP

在网页版 ChatGPT 打开添加 MCP 的页面
Plugins+Add custom MCP server
已完成
填写名称和地址
输入名称，在 Connection 下粘贴地址，勾选风险提示，然后点击 Create as a plugin
Name · 名称Ynab MCP Server
Connection · 地址https://mcpforynab.smirnovlabs.com/mcp
已完成
在聊天中选择 Ynab MCP Server
开启新聊天，输入前先从插件列表中选择 Ynab MCP Server
已完成
试一试
用 Ynab MCP Server 告诉我你能帮我做什么，然后做一件给我看
✓ 如果 ChatGPT 说正在使用 Ynab MCP Server，或回答中出现 Ynab MCP Server 的工具名称，就表示连接成功

菜单名称已于 2026年11月11日对照 OpenAI 帮助页面核实 · 你的界面可能因版本略有不同

可连接 Claude Code · 约 2 分钟

不需要密钥，不用安装程序

打开终端
Mac：按 Command+空格，输入 Terminal · Windows：打开 PowerShell
已完成

粘贴这条命令并按 Enter

claude mcp add --transport http --scope user ynab https://mcpforynab.smirnovlabs.com/mcp

已完成

在 Claude Code 中输入 /mcp
应能看到 Ynab MCP Server 在列表中并显示已连接
已完成
试一试
用 Ynab MCP Server 告诉我你能帮我做什么，然后做一件给我看
✓ 如果 Claude Code 说正在使用 Ynab MCP Server，或回答中出现 Ynab MCP Server 的工具名称，就表示连接成功

菜单名称已于 2026年11月11日对照 Anthropic 帮助页面核实 · 你的界面可能因版本略有不同

可连接 Cursor · 约 2 分钟

不需要密钥，不用安装程序

点击这个按钮打开 Cursor
在 Cursor 中打开
Cursor 会请你确认安装，点击 Install
已完成
在 Cursor 中以 Agent 模式打开 AI 聊天
已完成
试一试
用 Ynab MCP Server 告诉我你能帮我做什么，然后做一件给我看
✓ 如果 Cursor 说正在使用 Ynab MCP Server，或回答中出现 Ynab MCP Server 的工具名称，就表示连接成功

菜单名称已于 2026年11月11日对照 Cursor 帮助页面核实 · 你的界面可能因版本略有不同

可连接 VS Code · 约 2 分钟

不需要密钥，不用安装程序

点击这个按钮打开 VS Code
在 VS Code 中打开
VS Code 会请你确认安装，点击 Install
已完成
在 VS Code 中以 Agent 模式打开 AI 聊天
已完成
试一试
用 Ynab MCP Server 告诉我你能帮我做什么，然后做一件给我看
✓ 如果 VS Code 说正在使用 Ynab MCP Server，或回答中出现 Ynab MCP Server 的工具名称，就表示连接成功

菜单名称已于 2026年11月11日对照 VS Code 帮助页面核实 · 你的界面可能因版本略有不同

其他支持 MCP 的应用（如 Windsurf、Zed、Gemini CLI）添加方式各不相同，请在应用列表中查看

查看所有支持 MCP 的应用 →

通过网页连接的应用使用的地址

地址https://mcpforynab.smirnovlabs.com/mcp

JSON 设置在下方“开发者专用”中

卡住了？问问正在用 Ynab MCP Server 的人💬 讨论 →

开发者专用：终端命令和 JSON 设置

通过网页连接

Claude Code

claude mcp add --transport http --scope user ynab https://mcpforynab.smirnovlabs.com/mcp

Cursor (~/.cursor/mcp.json)

{
  "mcpServers": {
    "ynab": {
      "url": "https://mcpforynab.smirnovlabs.com/mcp"
    }
  }
}

VS Code (mcp.json)

{
  "servers": {
    "ynab": {
      "type": "http",
      "url": "https://mcpforynab.smirnovlabs.com/mcp"
    }
  }
}

这些设置是根据作者在注册中心的条目生成的。如果 README 的写法不同，请以 README 为准。

一览

GitHub 星标 i: 3 (星标属于其他仓库)
此条目指向他人的仓库，因此星标不计入排名
每周下载量i: 不在 npm/PyPI 上
已验证域名: ✓ smirnovlabs.com
许可证 i: 未注明许可证
连接方式: 在云端运行
传输方式: streamable-http
最新版本i: 2.0.0
分类i: 开发者工具
发布到注册中心i: 2026年8月8日
代码最后更新i: 2026年10月29日
作者: issmirnov
仓库: issmirnov/ynab-mcp-server
注册状态: 活跃

哪些应用可以使用它

依据这个服务器的连接方式和各应用自己的文档，检查于 2026年11月10日。

通过互联网连接，适用于

Claude ChatGPT Goose LM Studio Msty Studio Cherry Studio Cursor VS Code + GitHub Copilot Visual Studio Windsurf (Devin Desktop)Zed Kiro Cline Continue JetBrains AI Assistant Claude Code Codex CLI Gemini CLI OpenCode nodecode Warp LibreChat Open WebUI Raycast

全部应用及其优缺点 →

它能做什么

服务器要求先登录，才会列出它的工具。

基础检查i

我们检查的是任何人都能看到的信息；我们没有阅读代码。不适用的检查项不计入总数。 · 检查于 2026年11月12日

! 注意
作者与仓库一致
发布者（smirnovlabs.com）不是仓库所有者（issmirnov）；可能是其他人代为上架的
✓ 通过
仍在维护
代码最后更新于14天前
! 注意
有许可证
GitHub 无法识别许可证类型；请打开文件自行查看
✓ 通过
端点有响应
在 202 毫秒内响应（HTTP 401）
✓ 通过
使用 OAuth 登录
声明支持 OAuth 登录，你的 AI 应用可以带你去登录
… 尚未检查
工具描述中没有隐藏指令
尚未检查；我们会在检查端点时读取工具列表

讨论

提问、分享技巧或报告无法使用。按“有帮助”数量排序。

还没有帖子，欢迎第一个提问或分享。

此处内容由用户撰写，不代表 PopNx 团队。

使用 Google 登录后发帖

用户评价

还没有评价

用 Google 登录后写评价

与“开发者工具”中的其他服务器比较i

星标数多于此分类中其他 5786 个服务器的 0%
发布到注册中心的时间比此分类中其他 5786 个服务器的 26% 更新
基础检查结果等于或优于此分类中其他 5786 个服务器的 10%

与注册中心里这个分类中所有活跃的服务器比较。只有当发布者拥有该仓库时，星标数才计入。

常见问题

Ynab MCP Server 安全吗？

它在 5 项适用的基础检查中通过了 3 项。我们没有阅读代码。在添加密钥或令牌之前，请先看看这个服务器要求哪些权限，并使用只具备所需权限的密钥。

它需要哪些密钥或代码？

注册中心没有列出必需的密钥，不过有些服务器会在首次使用时要求你登录。

它在我的电脑上运行还是在云端？

它在作者的云端运行。通过互联网连接，无需安装，但你发送的内容会经过作者的服务器。

它还在维护吗？

GitHub 仓库最后更新于14天前，最新版本（2.0.0）于3个月前进入注册中心。

哪些应用可以使用它？

支持 MCP 的应用，例如 Claude Desktop、Claude Code、Cursor 和 VS Code。它通过 URL 连接，因此也能用于支持远程 MCP 的应用，例如 ChatGPT Business 及以上方案。

有什么可以替代它？

同一分类中有：REA, GitHub, Serena MCP: the IDE for your agent

作者的 README

打开 README

按原文从作者的仓库复制。PopNx MCP 没有审查或背书其内容。HTML、图片和脚本已被移除。链接会离开本站。

ynab-mcp-server

Connect YNAB to ChatGPT or Claude with a hosted MCP server.

Use this if you want your AI assistant to read and manage your YNAB plans, categories, transactions, and goals — and review balances and net worth — after you sign in with your own YNAB account.

What You Need

a YNAB account
the hosted MCP URL: https://mcpforynab.smirnovlabs.com/mcp
ChatGPT or Claude with support for custom MCP connectors

Quick Start

Get your hosted MCP URL.
Add that URL in ChatGPT or Claude.
Click Connect.
Sign in with YNAB when prompted.
Return to your chat and start asking YNAB questions.

On Claude, the Add to Claude button at the top covers steps 1 and 2. See Set Up in Claude.

Set Up in ChatGPT

These steps are for the ChatGPT web app.

As of March 25, 2026, OpenAI requires developer mode for custom MCP connectors.

Before you start

You need a ChatGPT plan that supports custom MCP connectors.
If you are on a workspace plan, your admin may need to enable developer mode first.
You need this hosted MCP URL: https://mcpforynab.smirnovlabs.com/mcp.

Step-by-step

Open chatgpt.com.
Open Settings.
Enable developer mode if it is not already enabled.
Go to Apps or Connectors and choose to create a custom app or connector.
Paste your hosted MCP URL.
Choose OAuth if ChatGPT asks for an authentication method.
Save or create the connector.
Start a new chat.
Open the tools menu and enable the new connector.
When redirected, sign in with YNAB and approve access.
Return to ChatGPT and send a test prompt.

Good first prompts

Show me the balances of all my plan accounts.
List my plan categories with available amounts.
Find my most recent grocery transactions.
What were my largest spending categories last month?

Set Up in Claude

These steps are for claude.ai.

As of October 25, 2026, Claude keeps custom connectors under Customize > Connectors.

Before you start

Free, Pro, Max, Team, and Enterprise plans support custom connectors. The Free plan allows one.
The hosted MCP URL is https://mcpforynab.smirnovlabs.com/mcp. The Add to Claude button fills it in for you.
On Claude Team or Enterprise, an organization Owner adds the connector first.

Step-by-step for Claude Free, Pro, or Max

Click Add to Claude at the top of this page.
If prompted, sign in to Claude.
Claude opens the Add custom connector dialog with the fields filled in, plus a notice that the values came from an external link. Check that the name is YNAB and the URL is https://mcpforynab.smirnovlabs.com/mcp.
If the dialog shows Authentication and OAuth client settings, choose Sign in now and Register automatically. This server does not support Use Claude's published identity.
Click Add.
Click Connect.
When redirected, sign in with YNAB and approve access.
Start a new chat.
Click +, select Connectors, and turn on YNAB.
Send a test prompt.

To add the connector by hand, go to Customize > Connectors and click Add custom connector. Enter the name YNAB and the hosted MCP URL, then continue from step 4.

Step-by-step for Claude Team or Enterprise

An organization Owner adds the connector once. Then each member connects their own YNAB account.

For the Owner:

Open the organization install link. Claude opens the organization's Add custom connector dialog with the name and URL filled in.
If the dialog shows Authentication and OAuth client settings, choose Sign in now and Register automatically.
Click Add.

To add it by hand, go to Organization settings > Connectors and select Add, then Custom. Enter the name YNAB and the hosted MCP URL, then continue from step 2.

For each member:

Go to Customize > Connectors.
Find the connector your Owner added. It has the Custom label.
Click Connect.
When redirected, sign in with YNAB and approve access.
Start a new chat.
Click +, select Connectors, and turn on the connector.
Send a test prompt.

Good first prompts

Show me my current account balances in YNAB.
What categories are overspent right now?
Find transactions from Amazon in the last 30 days.
Summarize my spending by category this month.

What Happens When You Connect

ChatGPT or Claude connects to the hosted MCP URL.
The MCP server sends you to YNAB sign-in.
You approve access to your YNAB account.
The service stores the OAuth tokens needed to make future YNAB requests on your behalf.
Your assistant can then use YNAB tools and resources in chat.

Available Tools

Once connected, your assistant can use the tools below. Read tools only look at your data; Write tools change your budget (and ones marked *delete* remove data).

Budgets & setup

Tool	What it does	Access
`ynab_list_budgets`	List your YNAB budgets	Read
`ynab_budget_summary`	Month summary of categories, balances, and accounts	Read
`ynab_set_default_budget`	Remember a default budget so you don't name it every time	Setup

Categories & goals

Tool	What it does	Access
`ynab_list_categories`	List category groups and categories with balances and goals	Read
`ynab_create_category`	Create a category in a group	Write
`ynab_update_category`	Rename a category, edit its note, or move it between groups	Write
`ynab_create_category_group`	Create a category group	Write
`ynab_update_category_group`	Rename a category group	Write
`ynab_set_category_goals`	Create, update, or remove a category's goal	Write

Transactions

Tool	What it does	Access
`ynab_list_transactions`	List and filter transactions by account, category, payee, or date	Read
`ynab_get_unapproved_transactions`	List transactions waiting for approval	Read
`ynab_create_transaction`	Add a transaction, optionally split across categories	Write
`ynab_update_transaction`	Edit an existing transaction	Write
`ynab_set_transaction_splits`	Split a transaction across categories, change a split's lines, or merge it back into one category	Write
`ynab_approve_transaction`	Approve one pending transaction	Write
`ynab_bulk_approve_transactions`	Approve many pending transactions at once	Write
`ynab_delete_transaction`	Delete a transaction	Write (delete)

Scheduled (recurring) transactions

Tool	What it does	Access
`ynab_list_scheduled_transactions`	List scheduled/recurring transactions	Read
`ynab_create_scheduled_transaction`	Schedule a future or recurring transaction	Write
`ynab_update_scheduled_transaction`	Edit a scheduled transaction	Write
`ynab_delete_scheduled_transaction`	Delete a scheduled transaction	Write (delete)

Budgeting workflows

Tool	What it does	Access
`ynab_move_funds_between_categories`	Move budgeted dollars between categories	Write
`ynab_auto_distribute_funds`	Allocate "Ready to Assign" money across categories by goal	Write
`ynab_handle_overspending`	Cover overspent categories by moving funds	Write
`ynab_budget_from_history`	Allocate based on historical spending	Write
`ynab_reconcile_account`	Reconcile an account to a statement balance	Write

Analytics & insights (read-only)

Tool	What it does
`ynab_analyze_spending_patterns`	Spot spending trends and anomalies
`ynab_goal_progress_report`	Track progress toward category goals
`ynab_cash_flow_forecast`	Project upcoming cash flow from history
`ynab_category_performance_review`	Compare budgeted vs. actual by category
`ynab_net_worth_analysis`	Summarize net worth across accounts

YNAB API Coverage

How these tools line up with the official YNAB API (accessed through the ynab JavaScript SDK). ✅ = covered, ◐ = partial, — = not yet.

YNAB API area	Covered	Tools / notes
Budgets (plans)	✅	`ynab_list_budgets`, `ynab_budget_summary`; plan settings are not exposed
Accounts	◐	Balances read via `ynab_budget_summary`, `ynab_net_worth_analysis`, `ynab_reconcile_account`; no create-account or standalone account list
Categories & groups	✅	List, create, and update categories and groups; goals; per-month funding
Months	✅	Surfaced through `ynab_budget_summary` and the analytics tools
Transactions	✅	List, create, update, delete, approve, bulk-approve, and split across categories (file `import` is not exposed)
Scheduled transactions	✅	List, create, update, delete
Payees	—	Referenced implicitly by name in the transaction tools; no list/update-payee tool
Payee locations	—	Not exposed
User	—	Identity is handled by OAuth; `getUser` is not exposed

Beyond the raw API, this server adds composite tools that have no single API endpoint: the budgeting workflows (move funds, auto-distribute, handle overspending, budget from history, reconcile) and the analytics tools (spending patterns, goal progress, cash flow, category performance, net worth).

Troubleshooting

The connector does not appear in ChatGPT

Confirm your plan supports custom MCP connectors.
Confirm developer mode is enabled.
If you are on a workspace plan, confirm your admin enabled the required settings.

The connector does not appear in Claude

Confirm your plan supports remote MCP connectors.
On Team or Enterprise, confirm your workspace owner added the connector first.

I connected, but YNAB tools are not working

Disconnect and reconnect the connector.
Make sure you completed the YNAB OAuth approval step.
Start a fresh chat and re-enable the connector for that conversation.

The MCP URL is not working

Make sure you pasted the full HTTPS URL.
Do not remove the trailing /mcp if your hosted URL includes it.

Privacy

This service uses OAuth to connect to your YNAB account. It does not ask for your YNAB password directly.

This app is not officially supported by YNAB in any way. Use it at your own risk.

Read the privacy policy here:

PRIVACY.md

For Self-Hosting or Operators

If you are trying to deploy or host this service yourself, use CONTRIBUTING.md. This README is intentionally written for end users connecting the hosted service in ChatGPT or Claude.

Ynab MCP Server

What it does

安装

打开 Claude 的 Connectors 页面

点击“+ Add” → “Add custom connector”，填写这 2 项

在聊天中开启

试一试

在网页版 ChatGPT 打开添加 MCP 的页面

填写名称和地址

在聊天中选择 Ynab MCP Server

试一试

打开终端

粘贴这条命令并按 Enter

在 Claude Code 中输入 /mcp

试一试

点击这个按钮打开 Cursor

在 Cursor 中以 Agent 模式打开 AI 聊天

试一试

点击这个按钮打开 VS Code

在 VS Code 中以 Agent 模式打开 AI 聊天

试一试

通过网页连接

一览

哪些应用可以使用它

它能做什么

基础检查i

作者与仓库一致

仍在维护

有许可证

端点有响应

使用 OAuth 登录

工具描述中没有隐藏指令

讨论

用户评价

与“开发者工具”中的其他服务器比较i

常见问题

同类别的其他选择

REA

GitHub

Serena MCP: the IDE for your agent

作者的 README

ynab-mcp-server

What You Need

Quick Start

Set Up in ChatGPT

Before you start

Step-by-step

Good first prompts

Set Up in Claude

Before you start

Step-by-step for Claude Free, Pro, or Max

Step-by-step for Claude Team or Enterprise

Good first prompts

What Happens When You Connect

Available Tools

Budgets & setup

Categories & goals

Transactions

Scheduled (recurring) transactions

Budgeting workflows

Analytics & insights (read-only)

YNAB API Coverage

Troubleshooting

The connector does not appear in ChatGPT

The connector does not appear in Claude

I connected, but YNAB tools are not working

The MCP URL is not working

Privacy

For Self-Hosting or Operators