Finance Toolkit
500+ transparent financial methods calculated from raw statements, not third-party endpoints.
제작자가 쓴 설명(영어 원문)
Books your AI keeps from your own bank statements: cards, loans, bills, receipts and the tax year.
이 세 가지는 절대 하나의 점수로 합치지 않아요. 의견, 측정, 인기는 서로 다른 것이니까요.
이 서버는 아직 쉬운 말로 된 요약을 쓰지 못했어요. 아래는 레지스트리에서 읽어 온 사실이에요.
쓰고 있는 AI 앱을 고른 다음 설정을 복사하세요.
필요한 것
어떤 앱을 쓰세요?
위에서 앱을 고르세요. 기억해 두었다가 다음부터는 버튼에 “…에 설치”라고 표시해요.
웹, 데스크톱, 모바일의 Claude에서 쓸 수 있어요:
https://saybooks.io/mcp터미널에서 이 명령어를 실행하세요
claude mcp add --transport http saybooks https://saybooks.io/mcp프로젝트의 .cursor/mcp.json 또는 ~/.cursor/mcp.json에 붙여 넣으세요
{
"mcpServers": {
"saybooks": {
"url": "https://saybooks.io/mcp"
}
}
}브라우저가 앱을 열지 물어본 다음, 앱이 설정을 보여 주고 확인을 요청해요. 키 값은 비워 두니 직접 입력하세요.
프로젝트의 .vscode/mcp.json에 붙여 넣으세요
{
"servers": {
"saybooks": {
"type": "http",
"url": "https://saybooks.io/mcp"
}
}
}브라우저가 앱을 열지 물어본 다음, 앱이 설정을 보여 주고 확인을 요청해요. 키 값은 비워 두니 직접 입력하세요.
ChatGPT는 인터넷에 있는 서버에만 연결할 수 있어요:
https://saybooks.io/mcp메뉴 이름은 요금제나 시기에 따라 조금 다를 수 있어요.
선택한 앱은 이 기기의 쿠키에만 저장돼요. 계정은 필요 없어요.
이 설정은 제작자의 레지스트리 정보로 만들었어요. README와 다르면 README를 따르세요.
서버가 도구 목록을 보여 주기 전에 로그인을 요구해요.
누구나 볼 수 있는 정보를 점검했고, 코드는 읽지 않았어요. 해당하지 않는 항목은 개수에서 뺐어요. · 2026년 11월 8일 점검
레지스트리 이름이 GitHub 계정 alviso 기준으로 확인되었고, 이 계정이 저장소를 소유하고 있어요
아직 GitHub에서 이 저장소를 읽어 오지 않았어요
아직 GitHub에서 이 저장소를 읽어 오지 않았어요
551ms 만에 응답(HTTP 401)
OAuth 로그인을 지원한다고 밝혀서, AI 앱이 로그인 화면으로 안내해 줘요
아직 점검하지 않았어요. 엔드포인트를 점검할 때 도구 목록을 읽어요
레지스트리에서 이 카테고리의 활성 서버 전체와 비교했어요. 스타는 게시자가 저장소를 소유한 경우에만 세요.
해당하는 기본 점검 3개 중 3개를 통과했어요. 코드는 읽지 않았어요. 키나 토큰을 넣기 전에 서버가 어떤 권한을 요구하는지 확인하고, 꼭 필요한 권한만 있는 키를 쓰세요.
레지스트리에 필수 키가 나와 있지 않아요. 다만 처음 쓸 때 로그인을 요구하는 서버도 있어요.
제작자의 클라우드에서 실행돼요. 설치 없이 인터넷으로 연결하지만, 보내는 내용은 제작자의 서버를 거쳐요.
GitHub 저장소는 마지막으로 – 변경됐고, 최신 버전(0.4.0)은 6일 전 레지스트리에 올라왔어요.
Claude Desktop, Claude Code, Cursor, VS Code처럼 MCP를 지원하는 앱에서 쓸 수 있어요. URL로 연결되기 때문에, 원격 MCP 서버를 지원하는 앱(예: 개발자 모드의 ChatGPT)에서도 쓸 수 있어요.
같은 카테고리에는: Finance Toolkit, SolidInvoice, Korea Tax Calculator
같은 카테고리에서 다른 제작자가 만든 서버예요. 스타 순으로 정렬했어요.
카드 보는 법:↓ 주간 다운로드i★ GitHub 스타i세 기둥: 리뷰 · 점검 · 사용 정도i업데이트 = 최신 버전을 레지스트리에 공개한 날i
500+ transparent financial methods calculated from raw statements, not third-party endpoints.
Create and send invoices and quotes, manage clients, and track payments in SolidInvoice.
Korean tax calculation and tax-audit judgment MCP: 96 tools with statutory citations.
제작자의 저장소에서 쓰인 그대로 가져왔어요. PopNx MCP가 검토하거나 보증한 내용이 아니에요. HTML, 이미지, 스크립트는 제거했어요. 링크를 누르면 이 사이트를 벗어나요.
The books you can talk to. The books that stay books.
Saybooks is an open-source ERP where your agent and your interface are the same system: one command registry, one rulebook, one audit trail. Tell Claude to import a card statement, issue the invoice or ship the order, or click the button: same command, same rules, same record of who did what and why.
For your household: [saybooks.io/personal](https://saybooks.io/personal). Hand your agent the bank and card statements and it keeps the accounts, the card, the mortgage and the car loan, the bills and the receipts, with a year summary for taxes. No bank feed and no bank password: a statement is taken only when its rows add up to its printed balances. Any bank, any currency. See a made-up household with no signup, connect https://saybooks.io/mcp/household, or watch the five-part series.
Live: [saybooks.io](https://saybooks.io). Try the demo with no signup, or sign in with Google and pick the modules your books carry. Connect Claude by adding https://saybooks.io/mcp as a connector (OAuth, no keys to paste); the same books are in the browser as ordinary pages.
Watch: [Saybooks process demos](https://www.youtube.com/playlist?list=PLPEkxX4HVTlI), five short videos recorded live against the demo books: purchase orders and receiving, inventory value, the month-end close, bank reconciliation, and sales tax.
Fourteen modules today, every one spec-first with executable conformance scenarios:
| module | for | what it keeps |
|---|---|---|
| solo (Invoicing) | freelancers | clients, invoices with a link and a PDF, payments, outstanding; any currency, your tax scheme |
| o2c (Order to cash) | small businesses | quotes, orders, shipments, invoices, receivables, with a credit gate the agent cannot talk past |
| crm | small businesses | campaigns, accounts, contacts with sources, gaps, pipeline; outreach drafts the agent writes and a person sends; events with their source and a calendar |
| prospect | anyone with a bought list | a holding area in front of the CRM: the agent stages and judges rows, only a person promotes |
| jobhunt | people open to work | postings, applications, interviews, recruiters, a duplicate guard, one next action |
| p2p (Purchasing) | small businesses that buy stock | purchase orders at the vendor's price, goods received against them, vendor bills held to a 3-way match before a person approves paying |
| inventory | small businesses that hold stock | every stock move kept, the moving average cost, each shipment's cost and margin, counts with reasons, a value that ties to the books |
| purchases (Personal finances) | anyone | accounts and net worth, transfers between them, card dues, interest and refunds, expected bills, autopay and what is due, work expenses paid back, tax tags and the year; bank and card statements and receipts the agent reads: rows with provenance, review, subscriptions, spend |
| bankrec (Bank) | anyone whose accountant asks "does the bank tie?" | each statement against the books, deposits matched to recorded payments, items in transit named, a sign-off by a person |
| loans (Personal finances, Loans) | anyone with a mortgage or a car loan | the lender's figures, each payment split into principal, interest and escrow, what is owed and when it ends, interest per year, a check against the lender |
| salestax (Sales tax) | anyone who charges sales tax and files it | the return for a month or quarter from what was invoiced and credited, a filing a person records, the payment, a liability that ties |
| gl (Month-end) | anyone closing the books | a close checklist, adjusting entries that balance and can reverse, closed periods that stop moving, corrections in the next open period |
| bridge (Ledger) | anyone with an accountant | the hand-over to QuickBooks, Xero or a plain CSV: map their chart once, export a period, keep what went and through when |
| core | every space | customers, items, the company profile, search, audit, setup |
"Conversational ERP" usually means a chat layer bolted onto a system that doesn't know the agent exists. Saybooks inverts that: every business act is declared once, and everything else is *derived* from that declaration:
| derived | so that |
|---|---|
| the MCP tool (name, doctrine, JSON Schema, annotations) | the agent sees exactly what the UI can do |
| the UI form (fields, widgets, validation) | the human sees exactly what the agent can do |
| the guard evaluation | a greyed-out button's tooltip, the thrown refusal, and the agent's answer are the same sentence, asserted by test |
| the audit row | every write from either surface lands in one log with an actor and a reason; refusals included |
Nothing outside the registry may call a handler. A click and a tool call go through the same command, the same guards, the same transaction. The two surfaces cannot drift, because neither is authored, and test/contract.test.js fails the build if anyone tries.
Agent-first, not parser-first: where a file is involved (a statement, a receipt), the agent reads it and hands over what it read; the module checks the control totals, keeps the provenance of every row, and refuses what does not reconcile. No bank parsers to maintain.
src/registry.js declare once; derive tools, forms, guards, audit; enforce
src/workspace.js a SQLite database per space (per person, per sandbox) src/members.js capability-token identity: named members with roles src/oauth.js OAuth 2.0 front door for MCP clients (DCR, client-id metadata documents) src/mcp-http.js MCP over streamable HTTP; one tool list per space's modules src/document.js the invoice document: one PDF renderer, previewed as its own pages src/modules/core, o2c, crm, prospect, jobhunt, solo, purchases, bridge specs/ /spec.md the area spec: calibration, entities, invariants, read models specs/ /scenarios/ executable conformance scenarios (refusals are contract) src/conformance.js replays scenarios through the real registry; keeps evidence server.js workbench + hosted demo + MCP + OAuth (all one registry) mcp-server.js stdio MCP for local development test/contract.test.js the 24-gate contract (see below) test/smoke.mjs every workbench view and detail panel rendered in headless Chrome test/local/ plain-language scripts run against a local model, checked in the database
Access control: every command declares a permission tag; four roles (owner / controller / clerk / viewer); enforcement at the registry choke point; denials are one-sentence refusals, logged. An agent connecting through a member's key is that member's *delegate*: their name, their permissions. Every write carries a reason; reads are never logged.
Money is integer minor units everywhere, with a currency; sums are per currency and never cross. Nothing is invented: a missing amount, date or name is asked for, never guessed.
Every module — present and future — is held to: MCP/UI parity · namespace prefixes · doctrine on every write · guards declared · table ownership (no cross-module writes) · a tool budget · module mounts · one-sentence rule · audit behavior · fixture replay · spec conformance (an implementation claiming an area must map every act and pass every scenario) · permissions (unpermissioned commands do not ship) · spec version (a module implements the version its acts file declares) · human-only (a field or a whole act a person must do, refused to agents whatever their role) · the door (staged rows are judged by an agent and promoted only by a person) · the claim gate (what a campaign may say is a person's to set, and holds on edit) · bills (only a person approves paying one; a payment is recorded after it happened, against a statement row that matches it).
The endgame is competing implementations of the same area, certified by replaying the same scenario files — the spec speaks in acts, not commands, so any conforming module runs them.
npm install
npm test # the 24 gates npm run smoke # every workbench view and panel, in headless Chrome npm run local -- --model --script plain-invoicing --instructions off # a local model, plain prompts npm run demo # a full quote-to-cash run, human and agent interleaved npm start # workbench on http://127.0.0.1:8140 npm run mcp # stdio MCP server (OTC_WORKSPACE=you)
Register for a Claude Code session: claude mcp add saybooks-local -e SAYBOOKS_WORKSPACE=$USER -- node /mcp-server.js
Saybooks is a plain MCP server, so a model on your own machine can keep the books with nothing leaving it. Tested with Gemma 4 26B A4B in LM Studio on a 32 GB laptop: a full invoice cycle and a full statement cycle from plain sentences, no coaching. In LM Studio's mcp.json:
{ "mcpServers": { "saybooks": {
"command": "/usr/local/bin/node", "args": ["/path/to/saybooks/mcp-server.js"], "env": { "SAYBOOKS_WORKSPACE": "main", "SAYBOOKS_MODULES": "core,solo", "SAYBOOKS_ACTOR": "gemma-4" } } } }
SAYBOOKS_MODULES picks the tools the model sees (core,solo is 35 tools; core,purchases 60; all fourteen modules is 236 and too many for a small model). Load the model with one concurrent slot. What that took, and the six fixes it forced in the tools, is in saybooks.io/notes/local-models; the plain-language harness that measures it is npm run local.
Any currency per invoice but no conversion between them (sums stay per currency), one company per space, no tax engine (rates are captured and frozen per line; determination is an integration's job), no outbound anything: Saybooks never emails a customer, charges a card, or books a shipment. It records what happened. The ledger hand-over writes import files for QuickBooks Online and Xero; it does not post over their APIs. Each area's deferred list, with reasons, is in its spec under specs/.
AGPL-3.0-only. Copyright (C) 2026 Peter Varga. If you run a modified Saybooks as a service, share your changes — that's the deal.