프로토타입 · 미리 보기: 공식 레지스트리의 모든 서버를 담고 있으며 30분마다 동기화해요. 리뷰와 계정 기능은 다음 단계에서 열려요.
PopNx MCPAI를 쓰는 사람을 위한 MCP 서버 · 쉬운 말로 설명해요

Ownly

제작자: liuh886버전 0.7.1i★ –i내 컴퓨터에서 실행
레지스트리 이름io.github.liuh886/ownly

설치

개요

제작자가 쓴 설명(영어 원문)

Local-first Ownly evidence and repeatable Planner visits with preview-before-commit writes.

PopNx MCP의 세 기둥

이 세 가지는 절대 하나의 점수로 합치지 않아요. 의견, 측정, 인기는 서로 다른 것이니까요.

할 수 있는 일

이 서버는 아직 쉬운 말로 된 요약을 쓰지 못했어요. 아래는 레지스트리에서 읽어 온 사실이에요.

  • 연결 방식: 내 컴퓨터에서 실행
  • 전송 방식: stdio
  • 카테고리: 기타
  • 입력해야 할 값: OWNLY_DATA_DIR, OPENROUTESERVICE_API_KEY

설치

쓰고 있는 AI 앱을 고른 다음 설정을 복사하세요.

설치하기 전에

  • 기본 점검: 1개 중 1개 통과
  • 내 컴퓨터에서 내 사용자 계정의 권한(파일, 네트워크, 앱)으로 실행돼요.
  • 직접 입력할 값: OWNLY_DATA_DIR, OWNLY_MCP_ALLOW_WRITE, OPENROUTESERVICE_API_KEY

비밀로 표시된 값은 내 계정의 열쇠예요. 절대 다른 사람과 공유하거나 채팅에 붙여 넣지 마세요.

필요한 것

  • npmNode.js 설치(npx 명령어용)

어떤 앱을 쓰세요?

위에서 앱을 고르세요. 기억해 두었다가 다음부터는 버튼에 “…에 설치”라고 표시해요.

Claude Desktop → Settings → Developer → Edit Config를 열고 claude_desktop_config.json에 이 내용을 붙여 넣으세요

{
  "mcpServers": {
    "ownly": {
      "command": "npx",
      "args": [
        "-y",
        "@ownly-app/mcp"
      ],
      "env": {
        "OWNLY_DATA_DIR": "your-value",
        "OWNLY_MCP_ALLOW_WRITE": "your-value",
        "OPENROUTESERVICE_API_KEY": "your-value"
      }
    }
  }
}

터미널에서 이 명령어를 실행하세요

claude mcp add ownly --env OWNLY_DATA_DIR=your-value --env OWNLY_MCP_ALLOW_WRITE=your-value --env OPENROUTESERVICE_API_KEY=your-value -- npx -y @ownly-app/mcp

실행하기 전에 빈 값을 채워 주세요.

Cursor에서 열기

또는 설정을 직접 복사하기

프로젝트의 .cursor/mcp.json 또는 ~/.cursor/mcp.json에 붙여 넣으세요

{
  "mcpServers": {
    "ownly": {
      "command": "npx",
      "args": [
        "-y",
        "@ownly-app/mcp"
      ],
      "env": {
        "OWNLY_DATA_DIR": "your-value",
        "OWNLY_MCP_ALLOW_WRITE": "your-value",
        "OPENROUTESERVICE_API_KEY": "your-value"
      }
    }
  }
}

브라우저가 앱을 열지 물어본 다음, 앱이 설정을 보여 주고 확인을 요청해요. 키 값은 비워 두니 직접 입력하세요.

VS Code에서 열기

또는 설정을 직접 복사하기

프로젝트의 .vscode/mcp.json에 붙여 넣으세요

{
  "servers": {
    "ownly": {
      "type": "stdio",
      "command": "npx",
      "args": [
        "-y",
        "@ownly-app/mcp"
      ],
      "env": {
        "OWNLY_DATA_DIR": "your-value",
        "OWNLY_MCP_ALLOW_WRITE": "your-value",
        "OPENROUTESERVICE_API_KEY": "your-value"
      }
    }
  }
}

브라우저가 앱을 열지 물어본 다음, 앱이 설정을 보여 주고 확인을 요청해요. 키 값은 비워 두니 직접 입력하세요.

이 서버는 내 컴퓨터에서 실행되는데, ChatGPT는 인터넷에 있는 서버에만 연결할 수 있어요. 다른 앱을 고르세요.

선택한 앱은 이 기기의 쿠키에만 저장돼요. 계정은 필요 없어요.

직접 입력할 값

  • OWNLY_DATA_DIR 필수 env
    Absolute path to a parent containing Ownly/ or directly to a custom Ownly data root containing Objects/.
  • OWNLY_MCP_ALLOW_WRITE env
    Set to 1 to enable two-phase persistent write commits. Omit for read-only mode.
  • OPENROUTESERVICE_API_KEY 비밀 env
    OpenRouteService API key used by local Planner travel-leg refresh and travel-time optimization for walking/driving/bicycling.

이 설정은 제작자의 레지스트리 정보로 만들었어요. README와 다르면 README를 따르세요.

할 수 있는 일

내 컴퓨터에서 실행돼요. 설치하면 AI 앱에 도구 목록이 나타나요.

기본 점검i

누구나 볼 수 있는 정보를 점검했고, 코드는 읽지 않았어요. 해당하지 않는 항목은 개수에서 뺐어요. · 2026년 11월 7일 점검

  • ✓ 통과

    제작자와 저장소 일치

    레지스트리 이름이 GitHub 계정 liuh886 기준으로 확인되었고, 이 계정이 저장소를 소유하고 있어요

  • … 아직 점검 안 함

    계속 관리되고 있음

    아직 GitHub에서 이 저장소를 읽어 오지 않았어요

  • … 아직 점검 안 함

    라이선스 있음

    아직 GitHub에서 이 저장소를 읽어 오지 않았어요

  • – 해당 없음

    엔드포인트 응답

    내 컴퓨터에서 실행되는 서버라 인터넷 엔드포인트가 없어요

  • – 해당 없음

    OAuth로 로그인

    내 컴퓨터에서 실행되며, 대신 로컬 설정을 사용해요

  • … 아직 점검 안 함

    도구 설명에 숨겨진 지시 없음

    내 컴퓨터에서 실행돼요. 도구 목록은 인터넷 엔드포인트가 있는 서버에서만 읽을 수 있어요

기타 카테고리의 다른 서버와 비교i

  • 이 카테고리의 다른 서버 32696개 중 0%보다 스타가 많아요
  • 이 카테고리의 다른 서버 32696개 중 37%보다 최근에 레지스트리에 공개됐어요
  • 기본 점검 결과가 이 카테고리의 다른 서버 32696개 중 100%와 같거나 더 좋아요

레지스트리에서 이 카테고리의 활성 서버 전체와 비교했어요. 스타는 게시자가 저장소를 소유한 경우에만 세요.

자주 묻는 질문

Ownly, 안전한가요?

해당하는 기본 점검 1개 중 1개를 통과했어요. 코드는 읽지 않았어요. 키나 토큰을 넣기 전에 서버가 어떤 권한을 요구하는지 확인하고, 꼭 필요한 권한만 있는 키를 쓰세요.

어떤 키나 코드가 필요한가요?

입력해야 할 값: OWNLY_DATA_DIR, OPENROUTESERVICE_API_KEY

내 컴퓨터에서 실행되나요, 클라우드에서 실행되나요?

내 컴퓨터에서 실행돼요. AI 앱이 필요할 때 실행하고, 데이터는 제작자의 서버를 거치지 않아요(서버 자체가 온라인 서비스를 호출하는 경우는 제외).

아직 관리되고 있나요?

GitHub 저장소는 마지막으로 – 변경됐고, 최신 버전(0.7.1)은 2개월 전 레지스트리에 올라왔어요.

어떤 앱에서 쓸 수 있나요?

Claude Desktop, Claude Code, Cursor, VS Code처럼 MCP를 지원하는 앱에서 쓸 수 있어요. 내 컴퓨터에 Node.js도 있어야 해요.

대신 쓸 수 있는 건 뭐가 있나요?

같은 카테고리에는: Spec Driven Development, Remote Desktop Commander, LexPact UK Contracts

대안

같은 카테고리에서 다른 제작자가 만든 서버예요. 스타 순으로 정렬했어요.

카드 보는 법:★ GitHub 스타i세 기둥: 리뷰 · 점검 · 사용 정도i업데이트 = 최신 버전을 레지스트리에 공개한 날i

Spec Driven Development

제작자: formulahendry

MCP Server that facilitates spec-driven development workflows, not just Vibe Coding.

내 컴퓨터에서 실행★ 440MIT14개월 전 업데이트
설치

Remote Desktop Commander

제작자: desktop-commander

Remote Desktop Commander: use files, terminal and processes on your own computers from any AI app.

클라우드에서 실행★ 211그저께 업데이트
설치

LexPact UK Contracts

제작자: Idadabhai

Generate UK-law contracts: NDA, service, freelance, recruiter terms of business, IR35.

내 컴퓨터에서 실행오늘 업데이트
설치

제작자의 README

README 열기

제작자의 저장소에서 쓰인 그대로 가져왔어요. PopNx MCP가 검토하거나 보증한 내용이 아니에요. HTML, 이미지, 스크립트는 제거했어요. 링크를 누르면 이 사이트를 벗어나요.

Ownly

Own less, Live more, Decide better.

中文文档

A local-first ownership memory and decision ledger.

Ownly helps you record what you own, what it costs, how you used it, and what you learned. Personal data stays in an Ownly data folder as plain Markdown with YAML frontmatter.

Ownly doesn't host your data. You choose where your files live.

The Ownly data folder can live in a normal local directory or inside a local folder synchronized by a personal cloud provider you control. Obsidian is useful for inspecting the Markdown, but it is not required for the hosted Web app, installed PWA, Agent CLI, or local MCP server.

Open Ownly

  • [Explore the product page](https://liuh886.github.io/ownly/)
  • [See the embedded product preview](https://liuh886.github.io/ownly/#preview)
  • [Open the Web app / PWA](https://liuh886.github.io/ownly/app/)
Entry pointObsidian required?Local process required?Best for
GitHub Pages Web appNoNoImmediate use in a supported desktop browser
Installed PWANoNoA standalone app window with offline application-shell startup
Obsidian pluginYesNoNative Vault integration and direct Markdown work
Agent CLINoYesDeterministic scripting and validated local mutations
Local MCPNoYesBounded reads plus opt-in, preview-before-commit maintenance for compatible agents

The Web app and PWA are the same browser runtime. Installation changes the launch experience, not the data model. The product homepage itself is not a PWA surface.

First use: choose where your data lives

When Ownly starts without an existing folder permission, choose a storage location and then create new data or open an existing Ownly data folder.

On this device

Choose a normal local filesystem folder. Ownly reads and writes that folder directly. Nothing is synchronized unless you configure synchronization outside Ownly.

In your personal cloud folder

Choose a local folder already synchronized by Dropbox, Google Drive, OneDrive, iCloud Drive, or another provider you control.

Ownly still works with normal local files. It does not use provider APIs, OAuth, provider credentials, an Ownly cloud mirror, or a separate remote filesystem. Your provider handles synchronization under its own privacy and security policies.

Keep the folder available offline when the provider supports online-only placeholders, and use one sync provider per Ownly data folder to reduce conflicting copies.

Create new data

Select a parent location such as Documents, an Obsidian Vault root, a local personal-cloud folder, or an empty folder already named Ownly.

Ownly initializes:

Ownly/

Objects/ Accounts/ Snapshots/ Reviews/ Trips/ Trip Places/ Trip Visits/ Trip Legs/ Trip Expenses/ Logs/ Object Experiences/ Archive/ Objects/ Accounts/ Snapshots/ Reviews/ Object Logs/

If the selected folder is already named Ownly, Ownly uses it directly and does not create Ownly/Ownly.

Open existing data

Select any supported filesystem location:

  • an initialized Ownly data root containing Objects/;
  • an empty or initialized folder named Ownly;
  • an Obsidian Vault containing an Ownly/ child folder;
  • an Obsidian Vault using the plugin's configured Ownly data folder;
  • any of the above inside a local folder synchronized by the user's own provider.

The browser asks for explicit read/write permission. Personal Markdown files are not uploaded to GitHub Pages and are not copied into the PWA service-worker cache. If the selected folder is synchronized by a third-party provider, that provider may upload and synchronize those files independently of Ownly.

The hosted Web/PWA runtime uses Google Analytics 4 measurement ID G-KXXVS33FQ2 for product adoption and can also load Cloudflare Web Analytics for aggregate traffic and Web Vitals when NEXT_PUBLIC_CLOUDFLARE_WEB_ANALYTICS_TOKEN is configured at build time. Ownly custom analytics events never include Markdown contents, local file names, form values, object records, reviews, account snapshots, selected-folder data, local paths, inferred provider names, or MCP tool results. The Obsidian plugin, Agent CLI and MCP runtime do not load either web analytics provider.

Recommended storage

Standalone local use:

<My local folder>/

Ownly/ Objects/ Accounts/ Snapshots/ Reviews/ Trips/ Trip Places/ Trip Visits/ Trip Legs/ Trip Expenses/ Logs/ Archive/

Inside an Obsidian Vault:

<My Obsidian Vault>/

Ownly/ Objects/ Accounts/ Snapshots/ Reviews/ Trips/ Trip Places/ Trip Visits/ Trip Legs/ Trip Expenses/ Logs/ Archive/

Inside a personal cloud-synced local folder:

<My Dropbox / Google Drive / OneDrive / iCloud Drive folder>/

Ownly/ Objects/ Accounts/ Snapshots/ Reviews/ Trips/ Trip Places/ Trip Visits/ Trip Legs/ Trip Expenses/ Logs/ Archive/

All three layouts use the same Ownly data model. The personal-cloud option does not introduce a second storage backend; the external provider synchronizes the normal filesystem folder.

Product principles

  • User-controlled storage — Ownly does not host your personal ledger. You choose where the filesystem folder lives.
  • Local by default — no required cloud account, hosted database, provider OAuth, or mandatory synchronization.
  • Markdown native — records remain portable and human-readable.
  • Decision led — observe, acquire or pass, use, exit, and review.
  • Recoverable mutations — archive and restore are distinct from permanent deletion.
  • One data model — Web, PWA, Obsidian, CLI and MCP operate on the same schemas and directory structure.
  • Fact ready — scripts and external AI agents can consume deterministic data contracts; Ownly itself is not an AI assistant.

What Ownly tracks

RecordPurpose
Physical itemPurchase, use, cost, condition, retirement, transfer, or discard lifecycle
Recurring costSubscription or other repeating obligation, billing cycle, status, and annualized cost
One-time experiencePlan, budget, actual cost, location, completion, and review
SnapshotPoint-in-time net-worth and account-balance facts
ReviewStructured post-use, post-exit, monthly, or annual reflection
Object experience logAppend-only usage, issue, maintenance, regret, lesson, comparison, or exit event

Fact-ready Agent CLI

Ownly exposes deterministic JSON read/write commands for scripts and external agents. It does not include model APIs, embeddings, AI chat, or generated recommendations.

export OWNLY_VAULT=/path/to/location-containing-Ownly

Recommended (wyqd remains for backward compatibility)

npm run --silent ownly -- object list --json

Legacy alias

npm run --silent wyqd -- object list --json npm run --silent wyqd -- object get --id --json npm run --silent wyqd -- object history --id --json npm run --silent wyqd -- object review-needed --json npm run --silent wyqd -- recurring list --active --json npm run --silent wyqd -- summary --json

See:

  • Agent CLI Contract
  • Agent CLI Guide
  • Data Model

The CLI data location may point to an Obsidian Vault or another filesystem location containing the Ownly data folder, including a user-controlled synchronized local folder.

Agent / MCP

Ownly also exposes a local-first MCP server for Codex, Claude Code and other MCP clients that can start a local STDIO process. It is read-only by default; persistent mutations require explicit startup permission plus a separate preview and commit call.

The MCP server is an adapter over the same validated Ownly data model. It does not create a second database, hosted mirror or embedded AI assistant.

The MCP tool surface covers:

  • data summary and Doctor health checks;
  • object search and bounded object facts;
  • object history with reviews and append-only experience logs;
  • active recurring costs;
  • upcoming subscription renewals;
  • recurring costs grouped by payment account with currencies kept separate;
  • deterministic review-needed records.
  • Planner trips, visits, budget estimates, and calendar projections, plus two-phase schedule edits and local OpenRouteService travel refresh/optimization.
  • opt-in creation and updates, lifecycle changes, append-only logs, reviews, snapshots, and recoverable archive/restore;
  • short-lived before/after previews, pre-write backups, stale-write conflict detection, and idempotent commits.

The source-of-truth stays in the user-selected Ownly data folder. Facts returned by an MCP tool can enter the connected external agent's context, so Ownly does not claim that every selected fact remains on-device during an agent session.

Install it with npx -y @ownly-app/mcp --data-dir (source in packages/mcp). See the Ownly MCP Guide for Codex and Claude Code setup, privacy boundaries and example prompts.

Current runtime status

AreaStatus
Product homepageStatic bilingual product explanation with an embedded interactive preview
Hosted Web appStatic GitHub Pages runtime with user-selected filesystem access
Installed PWAApp-route-only install surface, standalone launch and cached app shell
Obsidian pluginNative Vault interface over the shared Ownly data model
Agent CLIStable, strict-typed fact-ready JSON contract
Local MCPRead-only by default; opt-in two-phase writes over the canonical Ownly evidence store
Data storagePlain Markdown + YAML frontmatter in a user-controlled filesystem folder
Mutation safetyValidation, preview/commit confirmation, atomic writes, safety backups, audit logs, conflict detection, archive/restore, and CI contracts

Current validation and known coverage gaps are documented in Quality Baseline.

Browser support

Direct folder access uses the File System Access API.

  • Recommended: current desktop Chrome or Microsoft Edge.
  • Unsupported browsers can view the product page and embedded preview but cannot connect a real Ownly data folder.
  • Mobile direct-folder access is not a production target.
  • Browser permission may need to be renewed after restart or permission reset.
  • A personal cloud folder must be exposed by its provider as a usable local filesystem folder; Ownly does not provide a remote-drive API fallback.

See Web Runtime for privacy boundaries, PWA behavior, and deployment details.

Obsidian plugin

Install from Obsidian Community Plugins:

👉 [Install Ownly](https://obsidian.md/plugins?id=ownly)

The plugin is optional for Web/PWA users. Use the term Obsidian Vault only for a real Vault or the Obsidian runtime; the cross-runtime storage term is Ownly data folder.

Data health

Ownly includes deterministic Doctor checks for issues such as:

  • duplicate IDs;
  • unsupported schema versions;
  • invalid costs or dates;
  • missing object/review references;
  • stale snapshots;
  • missing data directories.

The

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